Laura Khorshid is a Private Wealth Manager with Merrill Private Wealth Management. She works with individuals, families, businesses, and philanthropies to provide tailored financial planning and advisory services. Laura collaborates closely with clients and their other advisors to develop customized plans and leverages a team of specialists to enhance the guidance she delivers. Her areas of focus include college education planning, family wealth management strategies, LGBT wealth planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, and tax minimization. Laura is committed to ongoing learning and regularly seeks client feedback to improve her practice, aiming to clarify investment opportunities and navigate changing market conditions while providing solutions aligned with clients' goals. Laura holds a Bachelor's Degree from the University of Southern California and has earned professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). She is fluent in English, Chinese, and Arabic. Outside of her professional work, Laura enjoys antiquing, boxing, football, horseback riding, reading, running, spending time with family, swimming, traveling, and yoga. She is also involved with the Alternative Spring Break (ASB) Death Valley organization.

Jorge Llamas is an International Wealth Advisor with Merrill Lynch Wealth Management, bringing 35 years of experience in helping clients preserve wealth through various market cycles. He specializes in family wealth management strategies, international wealth management, managing new wealth, philanthropic planning, and portfolio management services. Jorge leverages his extensive knowledge in domestic and international fixed income and equity markets to diversify and allocate assets with the goal of maximizing returns while reducing risk. He holds a Bachelor's Degree from Universidad del Valle de Mexico and the Professional Investment Advisor (PIA) designation. Jorge is committed to building strong relationships with his clients, emphasizing a personalized approach to wealth management that adapts to changing market conditions. Fluent in both English and Spanish, he also engages with his community through volunteering, embodying the Merrill tradition of service. Outside of his professional pursuits, Jorge enjoys adventure sports, biking, boxing, camping, fishing, football, hiking, music, reading, and soccer. His approach combines accessibility, knowledge, and experience to assist clients in making important financial decisions.

Christopher Rhanor is a financial advisor with Cetera in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His career includes roles at multiple Cetera entities and First Allied, spanning over a decade. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Michele Colon is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 66 designation and having one year of industry experience. She has been with UBS Financial Services since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor advice to clients' goals and risk tolerances.

Alejandro Valle is a financial advisor at Morgan Stanley with 33 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He holds the Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Faustina Kerr is a financial advisor with Cetera holding Series 63 and Series 66 licenses and 15 years of industry experience. She has worked with several firms, including First Allied Advisory Services and multiple Cetera entities. Outside of her advisory role, she serves on the board of directors for North Park Little League and is an inspirational author, coach, and mentor through her business, Guided Connections. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of investment and consulting services through a multi-manager platform that includes discretionary and non-discretionary portfolio management options.

Armando Villalobos Jr. is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial priorities and develops strategies aimed at pursuing their short-term, mid-term, and long-term goals. He offers guidance on a range of financial matters including investing, retirement planning, and preparedness for unexpected expenses. Additionally, he connects clients with Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Armando holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. He earned his Bachelor's Degree from San Diego State University. He is also a member of the Phi Kappa Theta Fraternity.

Preston Goldwag serves as a Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting successful professionals, individuals experiencing significant wealth events, and clients within the sports and entertainment industry. Preston focuses on understanding each client's unique goals to develop personalized investment and wealth management strategies that aim to preserve, grow, and transfer wealth effectively. His expertise encompasses retirement planning, investment management, wealth preservation, education funding, and legacy planning. With a client-first philosophy, Preston emphasizes building long-term relationships founded on trust, transparency, and open communication. He strives to simplify complex financial concepts and provide guidance that enables clients to make informed decisions through changing financial markets and life circumstances. Preston holds a Personal Investment Advisor (PIA) designation and received his high school diploma from Mira Costa. He also attended the University of Colorado System without obtaining a degree. Outside of his professional work, Preston has interests in basketball, cooking, music, reading, and surfing.

Austin Kuetgens Brooks is a financial advisor with Equitable Advisors in San Diego, CA, holding a Series 66 designation and approximately one year of industry experience. His background includes service roles at various establishments such as Puesto Bar and Grill and LA Fitness. Equitable Advisors serves a diverse client base including individuals across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and third-party program sponsors.

Natan Rozen is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2019 and previously spent nine years with IPG Investment Advisors. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and insights from its Global Investment Committee.

Frank Messenger Jr. is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He joined LPL Financial in 2008 after a brief tenure at Edward Jones. Outside of his advisory role, he operates a bookkeeping and tax preparation business under Messenger Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, and access to third-party asset management, supported by a broad platform of tools and resources.

Salvador Lancaster is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 63 designation and 32 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved in operating a small online retail business. Morgan Stanley Wealth Management provides a broad range of advisory programs for individual and institutional clients, including tailored financial planning services supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services that encompass retail and institutional offerings alongside specialized investment and planning resources.

Alejandro Valle is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and bringing 11 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Outside of finance, Valle engages in freelance acting in the arts and culture sector. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory process.

Douglas Gundermann is a financial advisor at Merrill with 23 years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley, U.S. Bancorp Advisors, and UnionBanc Investment Services. He serves as a board member for the Steele Canyon Estates Homeowners Association in La Mesa, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Samantha Delgado is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has held positions at Bank of America and Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Schuyler White Jr. is a financial advisor at Wells Fargo Advisors with four years of industry experience. He holds the Series 66 designation and previously worked at Ignite Visibility and GoSite. Outside of advising, he serves as a trustee for a family friend’s trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, allowing clients to implement recommendations through various brokerage and advisory programs.

Ashley Tester is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 19 years of industry experience. She has worked at Morgan Stanley since 2013 and joined Cetera and its related entities in 2021. Cetera Investment Advisers LLC provides services through a large national network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning solutions, utilizing multiple program structures and third-party managers to deliver tailored investment strategies.

Brendan Davis is a financial advisor with Cetera in San Diego, CA, holding a Series 66 credential and 13 years of industry experience. He has worked at several firms, including Merrill, Edward Jones, and Nationwide Investment Services Corporation. Outside of advising, he serves as a notary for client documents. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of investment management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Renata Jaskiewicz is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 17 years of industry experience. She joined LPL Financial in 2010 after a brief tenure at Ameriprise. Outside of advising, she is a licensed notary public and provides tax preparation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Jesus Loje Sanchez is a Financial Advisor with Merrill Lynch Wealth Management. He has over eight years of experience in the financial services industry and builds his practice by offering tailored financial planning strategies to both personal and institutional clients. Jesus is bilingual, fluent in English and Spanish, which allows him to connect with a diverse client base and help them optimize their financial health. He specializes in areas including family wealth management, retirement planning, portfolio management, small business strategies, socially responsible investing, tax minimization, and retirement income. Jesus holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designation and has obtained a High School Diploma from Santana High School as well as an Associate's Degree from Grossmont College. A native of San Diego, Jesus grew up in the east county communities and enjoys an active lifestyle. His personal interests include cooking, music, skiing, surfing, and watching movies.