Hunter Otjen is a financial advisor at OSAIC with one year of industry experience. He holds the Series 66 designation and has prior experience as a paraplanner and insurance agent with Intrepid Wealth Management. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm employs a model-based investment approach emphasizing asset allocation, portfolio optimization, and access to discretionary and third-party managed strategies.

Darion Haggerty is a CFP® professional with four years of industry experience, currently advising at Edward Jones since 2022. Before joining Edward Jones, he worked at DaVita and held various roles at Target, Primerica, and Starbucks. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jaime Niesley is a financial advisor at Cetera with 10 years of industry experience. He holds the CFP® designation and Series 63 license. Jaime has worked at Cetera since 2021 and is also the owner of Wollman Wealth Designs, a financial services firm. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with various program options and custodial relationships.

Jason Snow is a financial advisor with LPL Financial in Carlsbad, CA, holding Series 63 and Series 65 designations and over 26 years of industry experience. His prior roles include positions at Cooper Capital Advisors and American Funds Distributors. Outside of his advisory work, he owns Fish Tale, LLC, a business that facilitates boat charters through charter captains. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio management programs, supported by tools such as machine learning for research and operational assistance.

Janet Calcagno is a financial advisor at Morgan Stanley with 31 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, utilizing structured discovery conversations and firm-approved planning tools.

Alex Ostrove is a financial advisor at Morgan Stanley with 24 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and global market analysis.

Kenneth Kim is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 66 and Series 63 designations and has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2014, with a brief tenure at Citigroup from 2019 to 2020. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a structured advisory program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research and may incorporate an ESG eligibility framework.

Richard French is a financial advisor with Morgan Stanley in Carlsbad, CA, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. He has been associated with various Morgan Stanley entities since 1997. Outside of his advisory role, he is involved in managing real estate rental properties in California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Nicholas Mc Coy is a CFP® with four years of industry experience, currently serving as a financial advisor at Stifel since 2021. Prior to joining Stifel, he worked for the Los Angeles Angels for five years. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutional clients, charitable organizations, and municipal entities. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Alan Sweeten is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. He has worked with LPL Financial since 2005 and also operates Flight Plan Financial Services, established in 2010. Outside of his advisory work, he is involved in Sweet Renovation Projects, a custom woodworking business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services supported by model portfolios, third-party subadvisors, and technology tools for operational and research support.

Stacey Herrle is a financial advisor with Morgan Stanley in Carlsbad, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. She previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools.

Martin Garcia is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work includes roles at Bank of America, Enterprise Mobility, Qualitas Insurance Company, Deloitte, and the University of California San Diego. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Kailen Cook is a financial advisor at Edward Jones with 22 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Voya Financial Partners, OneAmerica Securities, and LPL Financial. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs. The firm manages approximately $1.01 trillion in assets and supports its clients through a large nationwide network of advisors and branch offices.

Zachary Sundstedt is a financial advisor at Morgan Stanley with two years of industry experience. He holds the Series 66 and Series 63 licenses and has worked at Morgan Stanley Private Bank, N.A., The Vanguard Group, and in various self-employed roles. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach involves structured discovery conversations and firm-approved tools, using modeling techniques like Monte Carlo simulations to inform clients.

Richard Ordona Jr. is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has previously worked at Grousemont Property Management and AssuredPartners of WA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides advisory services without offering individual security recommendations as part of its standalone planning program.

Adam Traganza is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and over 32 years of industry experience. He has been with Cambridge since 2017 and previously worked at FSC Securities Corporation. Outside of his advisory role, he has served as guardian and custodian for an elderly parent. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organization clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals. The firm employs a mix of proprietary model strategies and third-party advisors, providing both discretionary and non-discretionary management across multiple platforms.

Todd Oberlin is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and possessing 28 years of industry experience. His prior roles include positions at Terramar Wealth, Commonwealth Financial Network, OSAIC, and Sagepoint Financial. He is also the owner of Oberlin Financial Services, Inc., a private entity focused on insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of advisors.

Brian Lucewicz is a financial advisor with Morgan Stanley in Carlsbad, CA, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His career includes roles at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 2001 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategy services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Philip Alabi is a financial advisor with Primerica Advisors in Carlsbad, CA, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to his current role, he worked at Vividion Therapeutics and has academic tenure at the University of California San Francisco, Brown University, and Southern Illinois University Edwardsville. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with approximately 3,948 advisors and $15.5 billion in assets under management, delivering advisory services primarily through model-based portfolio strategies.

Chris Rager is a financial advisor with Morgan Stanley in Carlsbad, CA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His career includes longstanding service with Morgan Stanley-affiliated entities since 1997 and a brief tenure at Citigroup Global Markets Inc. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools but does not provide individual security recommendations as part of standalone planning services.