Steven Wilkes is a CFA® charterholder and holds a Series 66 license with 21 years of industry experience. He has worked with Hutchinson Capital Management for 23 years before joining HCM Wealth, a four-advisor team based in San Rafael, CA. HCM Wealth is an independent, SEC-registered investment adviser serving individuals, families, trusts, retirement plans, and charitable organizations, with a focus on financially conservative, high-net-worth clients. The firm employs a value-oriented investment approach emphasizing capital preservation through concentrated equity portfolios, laddered fixed income, and client-specific investment guidelines.

Karl Spurzem is a CFA® charterholder with 11 years of industry experience. He has worked at Mountain Capital Investment Advisors, Inc. since 2017 and was previously employed at Guggenheim Securities, LLC from 2012 to 2017. Mountain Capital Investment Advisors is an SEC-registered wealth management firm serving individuals, high net worth clients, trusts, estates, and charitable organizations. The firm manages approximately $929 million, offering discretionary investment management, retirement advice, and comprehensive financial planning with a focus on customized, long-term strategies using low-cost, diversified funds combined with fundamental and technical analysis.

Ashley Rodabaugh is a financial advisor with Frec, holding a Series 66 designation and nine years of industry experience. Prior to joining Frec, she worked at firms including M1 Finance LLC, PEAK6 Group LLC, and Nationwide Fund Distributors. Outside of her advisory role, she is the owner of How Are You Still Single, LLC, a non-investment related business. Frec Advisers provides automated, software-based discretionary portfolio management to retail individuals, trusts, and other U.S. resident entities through its web and mobile platform. The firm’s services include direct indexing, tax-loss harvesting, hedging strategies, and portfolio allocation, with all recommendations generated and implemented electronically.

Jake Popoff is a financial advisor at HCM Wealth with six years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at Hutchinson Capital Management, Sanford C. Bernstein & Co., LLC, and NYLIFE Securities LLC. HCM Wealth is an independent, SEC-registered investment adviser serving high-net-worth individuals, families, trusts, retirement plans, and charitable organizations, with a focus on capital preservation and a value-oriented investment approach through concentrated equity portfolios and laddered fixed income. The firm also manages assets for state and municipal government clients and employs a proprietary, company-specific research process to support long-term, low-turnover portfolios.

Aubrey Klearman is a CFP® professional with three years of experience, currently serving as an advisor at Yeske Buie Inc. in San Francisco. Prior to joining Yeske Buie in 2023, Aubrey held advisory roles at Mercer Advisors, RMB Capital, and Salt. Yeske Buie provides integrated wealth management services to individuals, high-net-worth clients, personal trusts and estates, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs a disciplined investment process grounded in Modern Portfolio Theory and manager due diligence, managing over $1 billion in client assets.

David Gillimore is a financial advisor with Liberty Wealth Management, LLC in Oakland, CA, holding a Series 66 designation and 23 years of industry experience. His career includes roles at TD Ameritrade, Emerson Equity, and Keller Williams Realty. Outside of Liberty Wealth Management, he is also an insurance agent with Lifetime Planning Marketing, Inc. Liberty Wealth Management is an SEC-registered firm offering investment management, financial planning, and retirement plan services to individuals, trusts, estates, and institutions. The firm uses a combination of centrally developed and adviser-designed investment strategies, with access to private market investments and affiliated businesses in legal, tax, and alternative assets.

Albert Gutierrez is a CFA® charterholder with 11 years of industry experience. He has been with Atlas Capital Advisors Inc. since 2010. The firm operates as a team of five advisors based in San Francisco, CA. Atlas Capital Advisors is an independent wealth manager serving individuals, family offices, pensions, trusts, and corporate clients. The firm employs evidence-driven, total-portfolio asset allocation and utilizes a variety of instruments including equities, fixed income, ETFs, derivatives, and private alternative investments.

Nicole Tanenbaum is a financial advisor at Chequers Financial Management LLC in San Francisco, holding a Series 65 designation with eight years of industry experience. She has worked at Chequers since 2017 and previously at Robertson Stephens Advisors, LLC from 2015 to 2017. Chequers Financial Management provides wealth management and financial planning services primarily to ultra-high-net-worth individuals, multi-generational families, and their related entities. The firm emphasizes a combination of strategic and tactical asset allocation using low-cost, passively managed funds, incorporating comprehensive planning that includes estate, tax, and alternative investment strategies.

Jason Romero is a financial advisor at Asset Dedication, LLC with 11 years of industry experience. He holds a Series 66 designation and has worked at Asset Dedication since 2018, following prior roles at Royal Alliance and Genovese Burford & Brothers. Outside of his advisory work, he is involved in a nonprofit remote control car social club, which he founded and owns. Asset Dedication provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, and small institutions. The firm employs an Asset Dedication strategy that aligns equity allocations with investment-grade fixed-income securities to meet clients’ cash-flow needs, supporting a large client base through standardized sub-advisory arrangements and institutional custodial platforms.

Aaron Szager is a CFP® with 24 years of industry experience and is currently affiliated with Osborne Partners in San Francisco, CA. His prior roles include positions at Golub Group, LLC and BlueSky Wealth Advisors, LLC. He holds Series 63 and Series 65 registrations. Osborne Partners Capital Management provides discretionary and non-discretionary investment management and integrated financial planning to a range of clients, including individuals, families, trusts, foundations, and corporations. The firm emphasizes actively managed, globally diversified multi-asset portfolios constructed using quantitative screening, fundamental research, and third-party data, and is notable for operating an affiliated private pooled investment vehicle and offering performance-based fee arrangements.

Paul Resnick is a financial advisor at Osborne Partners with 36 years of industry experience. He has been with Osborne Partners Capital Management, LLC since 2013. Outside of his advisory role, he serves as board chair of the Foundation for a College Education and holds advisory positions with the Palo Alto Medical Foundation/Sutter Health and the Mgrublian Center for Human Rights at Claremont McKenna College. He is also involved with the Legal Aid Society of San Mateo County as a board member and committee participant. Osborne Partners manages approximately $2.36 billion for individuals, families, trusts, foundations, retirement plans, and other entities, offering personalized, actively managed portfolios and integrated financial planning. The firm employs global allocation strategies across various asset classes and serves as a sub-adviser to other investment advisers, including operating an affiliated private pooled investment vehicle.

Edwin Barretto is a financial advisor with Delta Investment Management, LLC in San Francisco, holding a Series 63 designation and 38 years of industry experience. His prior work includes three years at Stifel Nicolaus & Co Inc before joining Delta in 2019. Delta Investment Management provides discretionary investment management, financial planning, and investment consulting to individuals, institutions, trusts, and pension plans, often managing custom accounts and serving as a subadvisor to other advisors. The firm employs a combination of quantitative macro analysis, fundamental research, and technical indicators across several distinct strategies, blending systematic ETF rotation approaches with a high-conviction stock-picking mandate.

Gregory O'Donnell is a financial advisor with O'Donnell Financial Services, LLC in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with O'Donnell Financial Services since 2015 and was previously affiliated with Independent Financial Group, LLC. Outside of advisory work, he hosts The Greg O'Donnell Financial Hour, a public speaking engagement focused on financial topics. O'Donnell Financial Services, LLC provides wrap asset management, financial planning, and retirement plan consulting to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, and business entities. The firm offers tailored advisory services through discretionary and non-discretionary mandates and sub-advisor relationships, employing a range of investment strategies from long-term buy-and-hold to short-term trading.

Wyatt McGovern is a financial advisor at Lavelle Capital with a Series 65 designation and one year of industry experience. Prior to joining Lavelle Capital, he held roles at Tishman Capital Partners and Columbia University. Lavelle Capital serves entrepreneurial families and their related entities, providing discretionary investment management that combines public-market allocations with selectively sourced private investments. The firm specializes in sourcing and managing private opportunities, structuring investment vehicles, and coordinating with clients’ legal and tax advisors.

Timothy Anderson is a financial advisor at Delta Investment Management, LLC with 38 years of industry experience. He has held positions at Delta since 2019 and previously worked at Stifel Nicolaus & Co Inc from 2015 to 2019. Anderson holds the Series 63 designation. Delta Investment Management provides discretionary investment management, financial planning, and consulting services to individuals, institutions, trusts, and pension plans. The firm employs a combination of quantitative macro analysis, fundamental research, and technical indicators across multiple strategies, including ETF-based tactical approaches and concentrated equity mandates.

Gerald Antonio is a financial advisor at Brio Financial Group in San Francisco, holding Series 65 and Series 66 licenses with 13 years of industry experience. He previously worked at Merrill Lynch for 11 years and The Northern Trust Co. for five years. Brio Financial Group serves individuals, trusts, retirement plans, and business entities by providing asset management, financial planning, and consulting services. The firm offers asset management exclusively through a wrap fee program and delivers a broad range of consulting services, including estate and tax planning, mortgage and debt analysis, and corporate structure advice.

Ralph Drybrough III is a financial advisor with Fort Point Capital Partners LLC, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at several firms including Merrill, Presidio Capital Advisors LLC, Gordian Investments LLC, and Stratifi LLC. Outside of his advisory role, he serves on the board of NAX Group, a company combining corporate and digital assets, where he assists the CEO with strategic initiatives. Fort Point Capital Partners provides investment management and financial planning primarily to high-net-worth individuals and family offices. The firm offers discretionary separately managed accounts and manages private pooled vehicles with a focus on risk management, global diversification, and tax-aware strategies.

Joshua Patchik is a financial advisor at Frec with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including tastytrade, Inc. and M1 Finance. Prior to his advisory career, he was employed at the University of Illinois at Chicago and held a role at Flat Top Grill. Frec Advisers provides automated, software-based discretionary portfolio management for retail individuals, trusts, and other U.S. resident entities who hold accounts at its affiliated broker-dealer, Frec Securities. The firm’s platform offers direct indexing, tax-loss harvesting, hedging strategies, and personalized portfolio management through an exclusively electronic interface.

Shuka Rassouli is an advisor at Tactivest, LLC with four years of industry experience. She is also a twenty-five percent shareholder and employed attorney at Wayne R. Johnson & Associates, PLC, a California professional law corporation. Tactivest provides portfolio management and financial planning primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension/profit-sharing plans. The firm offers discretionary strategies documented by Investment Policy Statements and uses a range of techniques including margin, short sales, and options while incorporating third-party models and tax management tools.

Joseph Fierro is a financial advisor at Tamalpais Asset Management with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Global View Capital Management and related affiliates for a decade, in addition to operating as a sole proprietor since 2010. Outside of his advisory work, Fierro is also a music instructor and performer. Tamalpais Asset Management manages approximately $262.5 million across about 261 client relationships, focusing on high-net-worth households and accredited investors. The firm provides portfolio management and financial planning, typically using passive core exposures combined with modern portfolio theory and other strategies tailored to client needs.