Joseph Kovar is a financial advisor at Cetera Planning Partners with 26 years of industry experience. He holds the PFS™ designation and Series 66 license. Prior to joining Cetera Planning Partners, he held various roles at Avantax and 1st Global Advisors. Outside of his advisory work, Kovar is the owner of a family vineyard where he manages winemaking activities. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, and retirement-related advice. The firm’s investment approach emphasizes diversified allocations aligned with client objectives and risk tolerance and integrates various affiliated resources within the larger Cetera network.

Meng Eeo is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also owns Dream Builder Financial Service Website, a co-branding marketing platform for World Financial Group products. Meng is a managing partner at Penney Enterprise LLC. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm employs a model portfolio and third-party manager approach, supported by multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Shawn Sandoval is a CFP® with 28 years of experience in the financial services industry. He is currently an Investment Advisor Representative at Mariner and also serves as a registered representative at Msec, LLC. His prior experience includes roles at Commonwealth Financial Network, Integrated Advisors Network, LLC, Cooper Financial Group, and Securities America, Inc. Outside of his advisory work, Sandoval provides business consulting services focused on operational and marketing strategies. Mariner serves a diverse client base including individuals, high-net-worth households, and institutional investors, offering comprehensive investment management, financial planning, retirement consulting, and tax services. The firm emphasizes customized discretionary portfolios supported by an investment committee and combines in-house research with various third-party solutions, while also integrating extensive tax and accounting capabilities uncommon in large advisory enterprises.

Li Wei Tseng is a financial advisor with Transamerica Financial Advisors, holding the CFA® designation and Series 63 license. He has been with Transamerica since 2025 and has prior experience at World Financial Group, Wisetack, Enzo Wealth, and Microsoft. Outside of advising, he serves as an engineering manager at Wisetack, a financial technology company that offers financing solutions for in-person service businesses. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a broad client base including individual investors, employer-sponsored plans, and charitable organizations. The firm primarily uses model portfolios and third-party managers to implement its advisory services and operates an integrated retirement plan ecosystem with affiliated entities.

Wai Chan is a CFP® and ChFC® with 21 years of industry experience, currently affiliated with Eagle Strategies (NY Life) in Fremont, CA. He has been with Eagle Strategies since 2015 and also holds ongoing roles at Nylife Securities and New York Life Insurance Co. since 2004. In addition to his advisory work, he is involved in insurance brokering with outside carriers. Eagle Strategies serves a diverse client base including individual investors, institutional sponsors, and retirement plans, offering financial planning, investment management, and advisory services. The firm emphasizes tailored solutions and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Nicole Hanson is a CFP® with 16 years of industry experience. She is currently with MAI Capital Management, LLC, where she has worked since 2025. Before joining MAI, she spent eight years at Concentric Wealth Management LLC. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base, including high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages a broad range of strategies and offers additional services such as trust administration and insurance through affiliated entities.

Frank Yang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and concurrently operates Productive Marketing, S-Corp, where he provides business and marketing strategy consulting and IT support to business owners. His prior experience includes roles at JFP Investment Group and World Financial Group. Transamerica Financial Advisors serves a broad client base, offering investment advisory, brokerage, and retirement-plan services through a large network of advisors and multiple program platforms. The firm employs a model portfolio approach with third-party managers and digital platforms to deliver its advisory services.

Tristan Bolton is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at LPL Financial, Strategic Wealth Advisors Group, Lion Street Advisors, and Assetmark, Inc. He also provides investment advisory services through Mariner Independent Advisor Network, LLC, an independent registered investment advisor. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions, including proprietary and third-party platforms. The firm operates under a fiduciary model, offering both discretionary and non-discretionary services while utilizing multiple investment strategies and technology platforms.

Dylan Gois is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and three years of industry experience. His prior work history includes roles at Mariner Independent Advisor Network, Diamond Group Wealth Advisors, and LPL Financial. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm utilizes a fiduciary-based advisory model that incorporates third-party managers and technology platforms to deliver a range of investment strategies and managed account solutions.

Christina Huynh is a financial advisor with Eagle Strategies (NY Life) based in Fremont, CA. She holds the ChFC® and Series 63 designations and has 20 years of industry experience, including roles at Nylife Securities, Inc and New York Life Insurance Company. Outside of her advisory work, she is involved in insurance brokering for non-registered products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, managing a large majority of assets on a non-discretionary basis within the integrated New York Life affiliate structure.

Princess Gertrude Baylosis Quianzon is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 12 years of industry experience. She has a background in healthcare, working as a registered nurse at Kaiser Permanente in Modesto and San Leandro, as well as prior roles in various medical centers. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services with proprietary and third-party investment models, managing billions in assets under management.

Tracy Jao is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Steward Partners Investment Advisory, LLC. Her prior experience includes roles at Simplex Wealth Management, Consilium Wealth Management, Creative Planning, Destination Wealth Management, Charles Schwab, and Merrill. Steward Partners Investment Advisory, LLC is an enterprise-scale, SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individuals, retirement plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory, financial planning, and managed account services.

Adam Zielske is a financial advisor at Sanctuary Advisors, LLC with two years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones and Procore Technologies. Sanctuary Advisors, LLC serves a diverse client base including individuals, corporations, pension plans, trusts, and charitable organizations. The firm offers a variety of investment advisory and financial planning services through over 400 independent advisers, employing multiple analytical approaches and fiduciary standards when advisory agreements are in place.

Shih Sheng Li is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 licenses. He has 11 years of industry experience, working with Transamerica since 2014 and also holds a role at Cadence Design Systems, where he assists semiconductor companies with electronic design automation software. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers through multiple program platforms, including Transamerica ONE and the TFA365 Advisory Program.

Hong Ge is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 credentials and one year of industry experience. Prior to joining Transamerica, Hong has worked as an independent insurance broker and has held positions related to health and dental insurance with several companies including Blue Shield of California, Kaiser Permanente, and Delta Dental. Hong also assists clients with health insurance applications and is involved with VisitorsCoverage Inc., a travel insurance company. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering a combination of advisory and broker-dealer services. The firm provides a range of investment programs that include proprietary and third-party managed portfolios, with discretionary and non-discretionary options.

Rebecca Wynarczyk is a financial advisor at Private Advisor Group, LLC with one year of industry experience. She holds a Series 65 designation and has worked at multiple firms including Mariner Independent, Financial Planner Group, LLC, and LPL Financial. Outside of her role at Private Advisor Group, she is involved with Financial Planner Group, LLC, providing investment services through Mariner Independent. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm provides managed account solutions, including its proprietary WealthSuite platform, and employs a fiduciary-based advisory model utilizing a variety of investment strategies and third-party managers.

Andrew Barrett is a financial advisor at Steward Partners Investment Advisory, LLC with 27 years of industry experience. He holds the Series 65 and Series 63 designations. His prior work includes roles at Bci Securities, Inc. and operating his own firm, Barrett Strategic Consulting. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves a broad client base including high-net-worth individuals, pension plans, and charitable organizations, offering a range of portfolio management and financial planning solutions.

Amanda Miller is a financial advisor at Sanctuary Advisors, LLC in Danville, CA, holding a Series 66 designation and seven years of industry experience. She previously worked at Merrill from 2018 to 2021 and has been with Sanctuary Wealth since 2021. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports a wide range of investment strategies through its network of independent advisers and offers services such as portfolio management, retirement plan consulting, and fiduciary advisory.

Luoteng Lin is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Charles Schwab & Co., Inc. and Sterling Bank and Trust before joining HSBC. Lin has also been involved in education through the San Francisco Unified School District and has experience working at a restaurant and with a nonprofit organization. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary programs. The firm combines strategic and tactical asset allocation with ongoing fund due diligence and offers unique features such as an Offshore Spectrum program for qualified non-resident aliens.

Rahil Machiwalla is a financial advisor with OSAIC Institutions, INC. He holds a Series 66 designation and has 18 years of industry experience. His prior work includes positions at Cuso Financial Services, Lp, Chase Investment Services Corp., and Citigroup Global Markets. OSAIC Institutions serves individuals, trusts, estates, charitable organizations, and corporate clients through a large network of investment adviser representatives, offering customized advisory services that include financial planning, ERISA plan services, and a range of investment and insurance products. The firm provides both discretionary and non-discretionary management, employing fundamental, technical, and asset-allocation analysis, as well as access to third-party asset managers and alternative investment platforms.