Matthew Richardson is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds the Series 63 and Series 66 licenses and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2018. His prior experience includes roles at Worldwide Golf Shops and the San Francisco Giants. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Natalie Rodriguez Gutierrez is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds the Series 66 designation and has previously worked at LPL Financial, Redwood Credit Union, CUSO Financial Services, Bank of The West, and Farmers Insurance. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions, managing approximately $671 billion in assets through a network of more than 14,000 financial advisors.

Norman Eisley is a CFP® professional with 20 years of industry experience, currently serving at Edward Jones since 2005. He is also a business intelligence consultant for Gerson Lehrman Group and serves as a lay leader for the Sonoma County Jewish Community Center, where he leads holiday services and produces holiday videos for senior citizens. Additionally, he has responsibilities related to educational duties in a wealth management limited partnership. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and maintaining a large national network of financial advisors and branch offices.

Issa Musallam is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked within various Wells Fargo entities since 2014. Outside of his advisory role, he is a co-owner of a Levantine Mediterranean restaurant in Petaluma, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Andrew Newsom is a financial advisor at Edward Jones with eight years of industry experience. Prior to joining Edward Jones in 2024, he worked at Preservation Wealth for six years and held roles at Apple and New Life Christian Fellowship. He holds Series 63, Series 65, and Series 66 designations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Peter Stewart is a financial advisor at Edward Jones with a Series 66 credential and four years of industry experience. Prior to joining Edward Jones, he worked for Youngs Market/RNDC for nine years. He also serves as Vice President of Mayacamas Fire, where he participates in board meetings and fundraising activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment advisory programs. The firm manages over $1 trillion in assets and offers both discretionary and non-discretionary strategies, supported by a large network of advisors and branch offices nationwide.

Steven Townsend is a financial advisor with Charles Schwab, holding a Series 63 designation and bringing 33 years of industry experience. He has been with Charles Schwab since 2000 and also works at Charles Schwab Bank since 2005, both located in Santa Rosa, California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and operates a centralized, integrated platform for advisory, brokerage, and custody services.

Jeffrey Crouch is a financial advisor with Edward Jones in Santa Rosa, CA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at Edward Jones since 2016 and previously held roles at Steward Partners Investment Solutions, Morgan Stanley, and Citigroup Global Markets. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary advisory strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and supports its services with a large nationwide network of financial advisors and branch offices.

Kyle Stelling is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2009. He is based in Santa Rosa, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialized activities such as relationships with investment companies and private funds.

Nicole Merchain is a CFP® with 15 years of experience in the financial industry, currently serving at Morgan Stanley in Santa Rosa, CA. She has worked with Morgan Stanley Smith Barney LLC since 2011 and the Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she owns and operates an agricultural business called Nicole's Bee Biz. Morgan Stanley Wealth Management (MSWM) provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through employer-financed financial planning agreements.

Renee Pierce is a financial advisor with LPL Financial in Santa Rosa, CA, holding a Series 66 designation and 23 years of industry experience. She has worked at LPL Financial since 2006 and was previously with UBS Financial Services from 2004 to 2006. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a broad network of more than 22,800 advisors.

Linda Pardini is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has worked at Raymond James since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning and consulting with a range of portfolio management styles supported by firm research, and it provides municipal advisory services alongside market-making in municipal bonds.

John Paul Dunnbier is a financial advisor at LPL Financial in Santa Rosa, CA, holding Series 63 and Series 65 licenses with 11 years of industry experience. His prior roles include positions at The Social Equity Group, Inc., Western International Securities, Inc., and Financial West Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Jennifer Knapp is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services that incorporate firm-approved tools and models to support client decision-making.

Andrew Weber is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and seven years of industry experience. His career includes roles at Wells Fargo Bank, Infinity Financial Services, Karp Capital Management Corporation, Bank of America, Merrill, and The Money Source. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering brokerage and advisory solutions supported by extensive research and analytics.

Christopher Arnold is a financial advisor with LPL Financial in Santa Rosa, CA, holding CFP® and ChFC® designations and possessing 12 years of industry experience. His prior roles include positions at TIAA-CREF, Lincoln Financial Advisors, and Allstate Financial Services, as well as operating his own insurance agency for 17 years. He currently has a financial institution duty role with Redwood Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing various portfolio models and third-party subadvisors, supported by operational tools that aid advisors but are not used to make client investment decisions.

Angelina Hansen is a CFP® with six years of industry experience currently affiliated with Cambridge Investment Research Advisors. She has worked with Cambridge Investment Research since 2020 and operates Open Trail Financial Consultants. Prior to her financial career, she was employed at Carneros Resort and Spa from 2015 to 2019. Hansen is also Licensed as an agent for life and health insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management strategies and platform arrangements tailored to client objectives.

Steven Krikac is a CFP® professional with 21 years of industry experience, currently serving at Charles Schwab in Santa Rosa, CA. His prior roles include positions at Citigroup and Wells Fargo in both advisory and banking capacities. Outside of his financial advisory work, he occasionally acts as a notary for non-Schwab documents. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management solutions supported by multi-asset model portfolios and a formal alternative-investment process.