Zachary Blumenthal is a CFP®-certified financial advisor with eight years of industry experience. He is currently with Fidelity and has previously worked at Charles Schwab, TD Ameritrade, Citigroup, and Wells Fargo. Outside of his advisory work, he has worked as an Uber Eats delivery driver. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm utilizes proprietary fundamental research combined with quantitative and algorithmic methods in its investment process.

Sam Chouli is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at several firms, including Edward Jones and Feedzai, before joining J.P. Morgan. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers these services on a non-discretionary basis through a select group of Wealth Advisors.

Molly Keller is a Planning Consultant at Fidelity Investments, where she supports clients and Financial Consultants with retirement planning-related needs. She works with clients to understand their current financial situations in relation to their general goals, values, and needs, then conducts analyses to build tailored plans by exploring suitable strategies. Molly has been with Fidelity Investments since 2019, initially serving as a Financial Representative before becoming a Planning Consultant in 2021. She holds a California Insurance License.

Catheryne Diprete is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and the Global Investment Committee’s analyses. The firm manages approximately $2.74 trillion in client assets and offers services through its Financial Advisors and Estate Planning Strategies Group.

Starrett Dalton is a financial advisor at OSAIC with 41 years of industry experience. He holds a Series 63 designation and has worked previously at Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. for over three decades. Dalton is also an owner and agent involved in fixed annuity contracts. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a broad network of affiliated advisers and platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and multiple investment strategies.

Christopher Harris is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and Financial Advocates Investment Management. Outside of his work at LPL, he provides investment advisory services through Financial Advocates Investment Management, an independent firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports investment adviser representatives with model portfolios, third-party asset management, and customized strategies across various account types.

Griffin Barash is a financial advisor with OSAIC in San Rafael, CA, holding Series 63 and Series 66 credentials and 20 years of industry experience. He worked at Woodbury Financial Services, Inc for 12 years before joining OSAIC in 2024. Barash also owns a sole proprietorship focused on fixed insurance research and sales. OSAIC serves a diverse client base including individual and high-net-worth investors, retirement plans, and corporations, offering integrated brokerage, advisory services, and access to third-party investment platforms. The firm utilizes asset-allocation tools and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Cristofer Lopez Vargas is a CFP® certificant with four years of industry experience. He is currently with Charles Schwab in Corte Madera, CA, having held positions at Fidelity Investments and J.P. Morgan Securities LLC among others. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers both non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Denise Easterby is a financial advisor with Charles Schwab in Corte Madera, CA, holding Series 63 and Series 66 credentials and six years of industry experience. Her prior roles include positions at TD Ameritrade, Principal Securities Inc., and law offices specializing in legal services. She previously worked at Principal Life Insurance, where she continues to receive residuals from former insurance product engagements. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Raymundo Othon Galvez is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. The firm provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. Their approach incorporates an ESG eligibility framework and focuses on non-discretionary services delivered by a select group of Wealth Advisors.

Jackson Joyce is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. In this role, he collaborates closely with clients to analyze their portfolios and assist them in making informed financial decisions aligned with their life and family goals. Jackson's experience at Fidelity Investments spans several roles, including Investment Consultant (2022-2023), Planning Consultant (2021-2022), and Financial Representative (2020-2021). This progression reflects his ongoing commitment to supporting clients in their financial planning and investment needs. He holds a California Insurance License, which complements his financial advisory capabilities.

Louis Hudson is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63, 65, and 66 credentials and has previously worked at Morgan Stanley and E*TRADE. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach.

Scott Geller is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 66 credentials and 18 years of industry experience. His work history includes roles at Wells Fargo Clearing, Bank of America, and Merrill prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and provides a structured planning process that utilizes firm-approved tools and modeling techniques.

Jack Caswell is a financial advisor at Morgan Stanley in San Rafael, CA, holding a Series 66 designation with two years of industry experience. His prior work history includes roles at Mirador, Inc., Rookie Road, Inc., and Fiddlehead Brewing Company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

John D'amico is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining UBS in 2019, he worked at Bank of America and Merrill Lynch, Pierce, Fenner & Smith, Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Kim Meek is Vice President and Financial Consultant at Fidelity Investments, a position held since 2020. She has over 27 years of experience in financial planning, focusing on helping clients understand and achieve their individual priorities and goals through an approach grounded in trust and integrity. Prior to her current role, Kim worked at Fisher Investments from 1999 to 2020 in positions including Investment Counselor and Vice President as well as Vice President, Client Services. She holds a California Insurance License. Outside of her professional work, Kim's personal interests include family activities, social events with friends, gardening, outdoor adventures, and sailing.

Sheri Benjamin is a financial advisor with LPL Financial, holding a ChFC® designation and Series 63 license, with 33 years of industry experience. She has been with LPL Financial since 2013. Outside of her advisory role, she is involved with Cammarano Insurance Services, where she contributes to non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies across various account types.

Jennifer Bottalico is a Certified Financial Planner (CFP®) with 29 years of industry experience. She has been with Raymond James & Associates in Belvedere Tiburon, CA, for 10 years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Mark Lavan is a Certified Financial Planner® with 25 years of experience, currently with Edward Jones since 2001. He serves as a board member for Summit Adventure, where he assists in steering the organization and fundraising efforts. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional clients, through a nationwide network of financial advisors. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard.

Cassandra Pate is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2018. Prior to her career in finance, she spent five years with Starbucks Coffee Company. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market return models.