Charley La Ragione is a financial advisor at Morgan Stanley in San Jose, CA, holding Series 65 and Series 66 credentials with four years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2021, he held roles at Uber, DoorDash, Bay Club, San Diego State University, and Los Gatos High School. He is also involved in property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved methodologies in delivering its services.

Jeremy Belnas is a financial advisor with Morgan Stanley in Cupertino, CA, holding a Series 66 designation and 24 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2012. His prior experience includes positions at Wells Fargo Clearing, Wells Fargo Investments, and Banc of America Investment Services. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning using proprietary tools and market modeling techniques, serving clients through both direct and corporate financial planning agreements.

Kristopher Suhr is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Financial Solutions Advisor, he works closely with individuals and families to understand their unique financial needs and provide guidance on investment strategies, retirement planning, and wealth management. Kristopher enjoys getting to know clients personally to develop tailored strategies that align with their financial goals. He offers assistance ranging from general investing to planning for retirement and preparing for unexpected events. His approach emphasizes ongoing advice and guidance to adapt to changing client needs. He holds a Bachelor's Degree from the University of Nevada - Reno and the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Kristopher's personal interests include basketball, biking, boating, camping, and scuba diving.

Jack Chen is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior work includes roles at East West Bank and Charles Schwab Bank. He also spent several years in full-time education before entering the financial services field. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and alternative investment due diligence within an integrated, large-scale operational structure.

Brandon Nguyen is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He has extensive experience in the financial services industry, having previously served as a Financial Solution Advisor at Merrill Lynch, Pierce, Fenner & Smith in 2018, and as a Chase Private Client Advisor at JP Morgan Securities from 2010 to 2018. Brandon holds a California Insurance License which supports his advisory roles. His professional approach is centered on helping clients strive for their financial goals. Outside of his professional life, Brandon is involved in family activities and parenthood.

Lanette Carey is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1993. In addition to her advisory role, she receives compensation for sales and referrals related to loan products, home security, and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, offering model-driven strategies and limited separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on retail clients rather than institutional or pension plan management.

John Plaza is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors, Inc. and SECURITIES AMERICA, inc. from 1998 to 2024. Outside of advisory work, he is involved in term life insurance sales through his brokerage activities. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services across multiple programs with a focus on model-based asset allocation and portfolio optimization. The firm is notable for its scale, complex affiliate network, and recent consolidation activities.

Wei Hua is a financial advisor with Charles Schwab in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2014. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of multi-asset model portfolios and alternative investment options.

Linh Tue Nguyen is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

CP Cheng is a Planning Consultant at Fidelity Investments, where they collaborate with clients to develop customized financial plans tailored to the unique needs of individuals and families. Cheng is committed to maintaining a high level of integrity and professionalism in client relationships and aims to provide quality information, services, and products to support clients in achieving their financial goals. Cheng joined Fidelity Investments in 2020, progressing from Financial Representative to Relationship Manager before assuming the current role as Planning Consultant in 2023. Prior to Fidelity, Cheng held positions as Sales Manager at MassMutual and Partner at New York Life. Cheng holds a California Insurance License and is proficient in French, Mandarin, and Taiwanese. Outside of work, Cheng has interests in movies, museums, pets, and traveling.

Bryan Le is a financial advisor with Wells Fargo Clearing based in San Jose, CA, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. His prior roles include positions at Fidelity Investments, Morgan Stanley, and E*Trade Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniel Williamson is a financial advisor with Charles Schwab in Los Gatos, CA, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2012 and was previously with Fidelity from 2010 to 2012. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a formal alternative investment program.

Clifton Santikul is a financial advisor at RBC Capital Markets with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley and Morgan Stanley Private Bank. Based in San Jose, CA, he has been with RBC Capital Markets since 2021. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with a range of portfolio management, financial planning, and brokerage services tailored to client risk profiles, utilizing both in-house and third-party investment managers.

Neil Parekh is a financial advisor at RBC Capital Markets with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing Services and Morgan Stanley Private Bank. He is based in San Jose, CA. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with customizable portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Michael Vukson is a CFP® certificant with 30 years of experience in the financial services industry. He is currently with Wells Fargo Clearing, where he has worked since 2016. His prior experience includes roles at A. G. Edwards & Sons, Inc. and Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors.

Xiaoyi Tang is a financial advisor at Charles Schwab with one year of industry experience. Tang holds the CFA® designation along with Series 65 and Series 63 licenses. Prior to joining Charles Schwab and Charles Schwab Bank, Tang worked at E Fund Management Co. Ltd. for eight years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary SMAs and a formal alternative-investment offering.

Nathan Peyzner is a Financial Consultant at Fidelity Investments, where he supports and guides families through their financial journeys. He focuses on building strong relationships and making financial planning approachable by offering clear communication and thoughtful strategies. Nathan has been with Fidelity Investments since 2020, holding various roles including Financial Representative, Relationship Manager, Investment Consultant, and currently Financial Consultant. He holds a California Insurance License. Outside of his professional work, Nathan enjoys family activities, visiting museums, outdoor adventures, skiing, tennis, and traveling.

Emilio De Sousa is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2010, and previously at Wells Fargo Investments from 2001 to 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

William Murray is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 registrations and 23 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2003. Outside of advisory services, he is involved in sales of home security, automation, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors using model-based investment strategies managed by third-party asset managers.

Jarrad Di Maggio is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at Securian Financial Services, Farmers Insurance, and Summit Financial Group. He is the owner of D5 Solutions, a consulting firm that supports insurance agents and financial advisors in expanding their outreach and enhancing relationship management. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering customized advisory programs with discretionary and non-discretionary portfolio management tailored to each client’s risk profile.