Stephen Cain is a CFP® professional with 25 years of industry experience, currently serving at Kovack Advisors, Inc. since 2015. He has also been associated with Kovack Securities Inc. and Lindner Capital Advisers, Inc. for over a decade. Outside of his primary roles, he is involved with Warnick and Cain LLC, providing financial planning and investment management services, and works as an agent for various insurance companies. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government clients, employing a structured investment approach using both internal models and third-party managers across multiple custodians.

Flavia Nunes is a financial advisor at SteelPeak Wealth, LLC with nine years of industry experience. She holds a Series 66 credential and previously worked at Merrill for sixteen years. Outside of her advisory role, she is the sole owner of two rental property businesses in Boynton Beach, Florida. SteelPeak Wealth serves a diverse client base including individual investors, pension plans, trusts, charities, and family offices. The firm offers financial planning, portfolio management, and alternative investment consulting, utilizing proprietary model portfolios and conducting due diligence on private placements and third-party alternatives for eligible clients.

Sherrie Stalzer is a financial advisor at NFSG Corporation with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Newbridge Securities Corporation, Cortera Corp, JP Morgan Securities LLC, and JP Morgan Chasebank. In addition to her advisory role, she is active as an insurance agent and in insurance sales. NFSG Corporation is an SEC-registered investment adviser serving individuals, pension plans, trusts, estates, charitable organizations, and businesses. The firm offers customized portfolios and financial planning, utilizing a combination of fundamental, technical, and cyclical analysis, and frequently employs third-party asset managers to tailor investment strategies to client objectives and risk tolerance.

Jose Nieves is a CFP®-certified financial advisor with Kovack Advisors, Inc., where he has worked since 2009. He has 28 years of industry experience, including prior roles at Cetera Wealth Services, LLC. Nieves is also involved in providing guidance on employer-sponsored retirement plans and sales of fixed insurance products in Puerto Rico. Kovack Advisors, Inc. is a multi-team registered investment adviser serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and government entities. The firm utilizes an Envestnet-supported workflow and a combination of internal and third-party managers to provide portfolio management and financial planning services.

Julian Rubinstein is a financial advisor at Modern Wealth Management, LLC with 23 years of industry experience. He spent 28 years at American Asset Management, Inc. before joining Modern Wealth Management in 2026. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets through about 94 advisors. The firm provides discretionary and non-discretionary investment management, financial planning, and modular services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, supported by a centralized Investment Committee and various investment tools.

Cecilia Mercado is a financial advisor at Kovack Advisors, Inc. with 18 years of industry experience. She holds the Series 66 designation and has worked with Kovack Securities, Inc. since 2018 and Popular Securities from 2007 to 2018. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and sub-advisory services using a combination of internally created models and third-party managers.

Gregory Abell II is a financial advisor at United Capital Financial Advisors with 11 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Lion Street Financial, CETERA Advisor Networks LLC, and Girard Securities. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers customizable investment strategies and operates FinLife Partners, a platform supporting other independent advisors with technology and practice management services.

Brendan Hayes is a financial advisor at Provenance Wealth Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with the firm and its affiliated entities since 1997. Hayes also acts as an insurance agent, engaging in non-variable insurance sales. Provenance Wealth Advisors manages approximately $3.63 billion in assets for a diverse client base, offering portfolio management, financial planning, and retirement services through a multi-custodial platform with a combination of discretionary and non-discretionary management strategies.

John Meo III is a financial advisor at Exodus Wealth, LLC with Series 63 and Series 65 credentials. He has one year of industry experience and previously served eight years in the U.S. Army. Prior to joining Exodus Wealth, he operated Meo Wealth Management, LLC for two years. Exodus Wealth serves individuals, including high net worth clients, as well as trusts, estates, charitable organizations, and pension/profit-sharing plans. The firm offers asset management, financial planning, and consulting services, emphasizing tailored account supervision with portfolios constructed from a diverse range of investment vehicles and using multiple analytical approaches.

Joseph Cantore is a financial advisor with The AmeriFlex Group in Boca Raton, FL, holding a Series 66 designation and 17 years of industry experience. His prior firms include Royal Alliance Associates and Cambridge Investment Research, Inc. Outside of his advisory work, he holds leadership roles promoting Italian culture, serving as first vice president of the Sons of Italy State Grand Lodge and as an investment committee member and trustee for the Sons of Italy State Foundation. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a broad network of advisory affiliates. The firm offers customized portfolio management and financial planning solutions, utilizing model asset allocations and both wrap and non-wrap programs integrated with Cambridge’s platforms.

Marcus Berger is a financial advisor at A.G.P. / Alliance Global Partners with more than 53 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior experience includes roles at American Portfolios Financial Services, Inc., Voya Financial Advisors, and he has been president and owner of MKB Associates Inc. since 1990. A.G.P. / Alliance Global Partners is a multi-team platform with approximately 131 advisors managing close to $3 billion for over 7,000 clients. The firm employs an open-architecture investment approach combining internally managed strategies, co- and sub-advisory relationships, and wrap programs across discretionary and non-discretionary mandates.

Scott Montgomery is a financial advisor at Provenance Wealth Advisors with 39 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior experience includes roles at Raymond James Financial Services and Walnut Street Securities. Montgomery is also an insurance agent, selling various insurance products in addition to his financial advising activities. Provenance Wealth Advisors manages approximately $3.63 billion in assets for individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm provides portfolio management, financial planning, and retirement services using a multi-custodial platform and a range of investment strategies, supported by 18 investment professionals.

Valeria Ortega is a financial advisor at Modern Wealth Management, LLC with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including LWM Advisory Services, LPL Financial LLC, Kovack Advisors, and Nationwide Investment Services Corporation. Outside of advising, she is the owner and president of a non-investment related business called Retirement Benefits Consulting. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets through about 94 advisors. The firm provides investment management, financial planning, and related services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, employing a centralized investment approach supported by model portfolios and third-party managers.

Patrick Cotter is a financial advisor at Impact Partnership Wealth, LLC with 30 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at firms including Pacific Life Insurance Company and Kinetic Investment Management, Inc. Cotter is also the founder of Cotter Financial Group, LLC, where he conducts workshops and develops referral networks focused on retirement income planning. Impact Partnership Wealth, LLC provides investment advisory services to individuals, corporations, trusts, and retirement plans, managing approximately $3 billion through a network of nearly 90 advisors. The firm offers a range of investment strategies including model portfolios, discretionary asset management, and retirement plan services, utilizing a broad ecosystem of affiliated entities and service providers.

Kelly England is a financial advisor at Kovack Advisors, Inc. with 22 years of industry experience. He has worked at Kovack Advisors since 2011 and previously held positions at Merrill and UBS Financial Services. Outside of his advisory role, he manages England Financial Services, a separate insurance and investment-related business. Kovack Advisors, Inc. is a multi-team registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients. The firm uses a structured investment process supported by Envestnet, employing both proprietary and third-party investment models to manage client portfolios.

Jason Teich is a financial advisor at SEIA with 10 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining SEIA and its affiliated firms in 2025, he spent nine years at Sanford C. Bernstein. SEIA serves individuals, high-net-worth clients, trusts, retirement plans, and other institutional and charitable clients through a multi-team advisory platform of approximately 140 advisors. The firm employs a disciplined investment process combining strategic macro asset allocation with tactical adjustments, offering both discretionary and non-discretionary management alongside comprehensive financial planning and consulting services.

Thomas Blair is a financial advisor at Kovack Advisors, Inc. with 40 years of industry experience. He holds the CFP® and Series 63 designations. Prior to joining Kovack Advisors, he worked for Investacorp, Inc. for nearly three decades and has more recently been associated with Securities America and Kovack Securities. Blair is also president and owner of The Blair Group, Inc., which focuses on investment-related and insurance sales. Kovack Advisors, Inc. is a multi-team registered investment adviser with around 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, and government clients, using a combination of internally developed models and third-party managers to construct and manage portfolios across multiple custodians.

Joshua Greenberg is a Series 65 licensed advisor with 15 years of industry experience. He is currently affiliated with Coppell Advisory Solutions LLC and has prior experience with Motiv8 Investments LLC and Fusion Investment Advisors, LLC. He also operates Greenburg Tax & Insurance. Coppell Advisory Solutions LLC, operating as Fusion Investment Advisors, serves individuals, pension and profit-sharing plans, trusts, estates, and corporate clients with discretionary portfolio management and financial planning services. The firm uses a tailored investment approach combining internally developed asset allocation models with fundamental and technical analysis, implementing strategies consistent with client objectives.

Michael Quinlan is a financial advisor at AlphaStar Capital Management with 16 years of industry experience. He holds Series 65 and Series 63 credentials and has worked at AlphaStar since 2023. Quinlan also has experience with Barefoot Financial PLLC and Financial Independence Group, where he has been involved since 2014. In addition to his advisory roles, he is engaged in insurance services through Financial Independence Group. AlphaStar Capital Management serves individual, corporate, and retirement plan clients with discretionary investment management, financial planning, and subadvisory services. The firm employs a combination of strategic and tactical investment approaches using model portfolios and third-party technology, managing approximately $2.5 billion in assets across more than 8,400 client relationships.

Jasmine Glover is a financial advisor with A.G.P. / Alliance Global Partners in Boca Raton, FL, holding Series 63 and Series 66 licenses and 15 years of industry experience. Her prior firms include Pruco Securities, LLC, The Prudential Insurance Company of America, Foresters Financial Services, and First Investors Corporation. Outside of her advisory role, she serves as the president of the Carol City Middle School PTA, where she provides counsel to parents and teachers and oversees board activities. A.G.P. / Alliance Global Partners is an SEC-registered investment adviser and FINRA-member broker-dealer operating a multi-team platform with approximately 131 advisors managing about $2.95 billion for over 7,000 clients. The firm offers portfolio management, financial planning, retirement-plan advisory, and brokerage services through an open-architecture model that combines internal strategies and sub-advisory relationships.