Danielle Lucht is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Her career includes prior roles at Park Avenue Securities, Guardian Life Insurance Co, and Alliance Financing Group. She is also the owner of The Girls Who Vacation Properly LLC, a business related to real estate. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, employing a range of portfolio management strategies tailored to client objectives.

Jeffrey Kline is a financial advisor at Edward Jones with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2004. Outside of his advisory role, he owns a commercial real estate business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, supported by a nationwide network of more than 23,700 financial advisors.

Karon Rathgeber is a financial advisor with Wells Fargo Clearing in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Rathgeber also serves as a power of attorney for his spouse, dedicating a small amount of time monthly to this responsibility. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

Jacob Johnson is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 designation and 12 years of industry experience. He has worked within various branches of JPMorgan since 2012, including his current role at J.P. Morgan Securities since 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services through a select group of Wealth Advisors.

Todd Adams is a CFP®-credentialed financial advisor with 44 years of industry experience. He has been with LPL Financial since 1990 and previously worked at Mills-Price & Associates, Inc. for 28 years. Adams operates out of Fort Myers, FL. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a broad range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Brock Eckman is a financial advisor at OSAIC with nine years of industry experience. He holds a Series 66 designation and has worked previously at Woodbury Financial Services and GT Financial Advisors. Eckman serves as operations manager at GT Financial Advisors, focusing on client service and administrative support. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, and corporations, offering integrated brokerage and advisory services. The firm employs firm-provided asset-allocation tools and supports a wide range of investment products and third-party managed account solutions.

Peter Nguyen is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. He has worked at Charles Schwab and its affiliated entities since 2010. Peter is based in Fort Myers, Florida. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management alongside brokerage, custody, and financial planning services. The firm’s integrated structure supports a large client base with multi-asset model portfolios and access to alternative investments.

Erik Heben is a CFP® professional at Raymond James Financial with 31 years of industry experience. Prior to joining Raymond James in 2025, he spent 19 years at Commonwealth Financial Network. He is a managing partner at Private Wealth Consultants, a practice associated with Raymond James that focuses on investment and financial planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and probability modeling to support client decision-making.

Melissa Daugherty is a financial advisor with UBS Financial Services in Fort Myers, FL. She holds a Series 66 designation and has 11 years of industry experience, including prior work at Morgan Stanley Smith Barney LLC. She has been with UBS since 2017. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations in client planning.

Stephen Nappo is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 38 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., and Sunbridge Management, Inc. Outside of his advisory work, he is involved with Queen City Manufacturing Inc., a business unrelated to investing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from multiple sources and various portfolio management tools.

Juan Garcia is a financial advisor with Edward Jones in Fort Myers, FL, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2005 and also has ongoing involvement with Canyon Cafe Restaurant since the same year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds.

Nicholas Chlumsky is a CFP® certificant with 18 years of experience in the financial industry. He is currently with Wells Fargo Advisors in Fort Myers, FL, having worked at various Wells Fargo entities since 2009. Outside of his advisory role, he serves as president of the Harborage Homeowner's Association in Fort Myers. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, supported by Wells Fargo research and planning tools.

Mark Justice is a CFP® professional with 40 years of experience in the financial services industry. He is currently with Cambridge Investment Research Advisors and has also operated Justice Financial Services, Inc. since 2008. Justice serves as church elder at Open Door Ministries, a religious organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple platform arrangements and a range of portfolio management strategies.

Cheryl Admire is a financial advisor with Edward Jones in Ft. Myers, FL, holding a Series 66 designation and 17 years of industry experience. She has been with Edward Jones since 2008. Aside from her advisory role, she serves as a board member of Independent Development Services Corp, an SBA funding entity, and is involved in managing several rental properties in the Ft. Myers area. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branches. The firm operates under a fiduciary standard and offers tax-efficient services, discretionary and non-discretionary wrap fee strategies, and access to affiliated mutual funds and separately managed accounts.

Joanne Reilly is a financial advisor with Ameriprise in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Ameriprise and its predecessor firm since 2005. Outside of her advisory role, she serves on the board of directors for The Savings Bank and is involved with its charitable foundation. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Daniel Hynden is a CFP® professional with 11 years of experience, currently serving as a financial advisor at UBS Financial Services in Fort Myers, FL. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor investment plans to clients’ goals and risk tolerances.

Connor Fewster is a Financial Consultant at Fidelity Investments. He has been with Fidelity since 2021, progressing through roles including High Net Worth Service Associate, Relationship Manager, and Investment Consultant before assuming his current position in 2025. His work involves developing investment strategies and retirement plans tailored to client objectives. Connor emphasizes listening and understanding client concerns to provide personalized financial solutions. Outside of his professional role, Connor has interests in fitness, food, social events with friends, golf, traveling, and volunteering.

Jason Phillips is a Series 66-licensed financial advisor with Merrill in Fort Myers, FL, with 12 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2014. Outside of his advisory role, he serves on the Allocations Committee for United Way, where he reviews grant requests and provides recommendations for charitable funding. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Victor Rodriguez is a financial advisor with Cetera, holding Series 63, 65, and 66 credentials and nine years of industry experience. His prior roles include positions at Edward Jones, Merrill Lynch/Bank of America, and Inoram Settlement Advisors LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform that offers various portfolio management and financial planning services with a range of discretionary and non-discretionary program options.

Nathan Cox is a financial advisor with Charles Schwab in Fort Myers, FL, holding Series 63 and Series 66 credentials and 11 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2013 and 2015, respectively, and spent a year at TD Ameritrade Inc. Outside of his advisory work, he and his wife manage a rental condo that was their previous residence. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by strategic multi-asset portfolios and a centralized operational platform.