Spencer Carpenter IV is a financial advisor at Truist Advisory Services with 15 years of industry experience. He holds a Series 66 designation and has been with SunTrust Advisory Services and Suntrust Investment Services, Inc. since 2014. Outside of his advisory role, he is a co-owner of a Duck Donuts franchise in West Palm Beach. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager‑selection programs, implementing advice through a combination of discretionary and non-discretionary solutions supported by third-party platforms and manager relationships.

Michael Walder is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. His prior roles include eight years at Ameriprise Financial Services, Inc., and he is the owner of Prevision Wealth Planning, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $212.7 billion in client assets. The firm provides a comprehensive adviser-support platform with access to managed-account programs, third-party asset managers, and custody services.

Paul Wolf is a CFP® with 13 years of industry experience, currently serving as a financial advisor at CWM, LLC. He has managed his own firm, Wolf Money Management, Inc., since 2003. In addition to his advisory work, he is also a licensed insurance agent. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm employs discretionary portfolio management using model portfolios and combines fundamental and technical analysis with third-party sub-advisors and customization tools, emphasizing fiduciary processes and retirement plan services.

Michelle Murray is a financial advisor at Citigroup Global Markets with 24 years of industry experience. She has been with Citigroup since 2010 and holds a Series 66 designation. Based in West Palm Beach, FL, her professional background is centered at Citigroup. Citigroup Global Markets serves individual and institutional clients across various wealth segments including private banking and workplace wealth management. The firm offers a range of investment advisory programs and brokerage services, implementing multi-asset, multi-manager strategies with a focus on internal standards and oversight to select and monitor managers.

David Wisehaupt is a financial advisor at Hightower Advisors with 43 years of industry experience. He holds Series 63 and Series 65 designations and has been with Hightower Advisors and Hightower Securities, LLC since 2008. Based in Palm Beach Gardens, FL, he is part of an enterprise firm with over 1,000 advisors. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm emphasizes manager selection and multi-manager solutions, employing both affiliated and third-party managers, and utilizes proprietary research and a range of investment vehicles including mutual funds, ETFs, and alternative investments.

Adam Tau is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 66 licenses and 16 years of industry experience. His prior experience includes roles at Madison Avenue Securities, Dynamic Wealth Strategies, and North Ridge Wealth Planning. Outside of advisory work, he is involved in several e-commerce ventures and serves as a director of a small business providing health insurance. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base that includes individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm employs a platform-centered approach combining model portfolios managed internally, by third parties, and by advisors, offering a range of services such as financial planning, discretionary asset management, and plan services.

Aaron Pisani is a financial advisor at William Blair with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Manning & Napier Investor Services, Inc. and Manning & Napier Advisors, LLC for 12 years. Outside of his advisory role, he serves as a board member and Sergeant at Arms for the Italian American Club of the North Palm Beaches. William Blair’s Private Wealth Management division provides investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across multiple asset classes and offers proprietary models, third-party sub-advisers, and access to private funds through its MB Investments Program.

Daniel Bertucelli is a financial advisor with Money Concepts Capital Corp, holding Series 65 and Series 63 designations and over 35 years of industry experience. He has worked with Money Concepts since 2017 and previously spent 19 years at Double Eagle Securities of America, Inc. Outside of advising, he is president and CEO of Bert & Associates, Inc., providing accounting and tax preparation services. Money Concepts Advisory Service offers investment advisory, financial planning, and consulting services to individual investors, pension plans, trusts, estates, and corporations. The firm employs model-driven and asset-allocation strategies across discretionary and non-discretionary programs, managing over $4 billion in client assets through a network of advisors.

Jason Dilorenzo is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has worked at Citigroup Global Markets since 2017 and previously at J.P. Morgan Securities for five years. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and operates with a combination of large institutional scale and specialized market roles.

Jill Leitsch is a financial advisor with Citizens Securities, Inc. in West Palm Beach, FL, holding Series 65 and Series 63 licenses and bringing 13 years of industry experience. Her career includes roles at Citizens Bank and Citizens Securities dating back to 2014. Outside of her advisory duties, she serves as a trustee and power of attorney for family trusts, a role involving limited administrative responsibilities. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory services include a digital advisory program and a managed account program, operating alongside its broker-dealer and insurance functions.

Laura Bornheimer is a financial advisor with GWN Securities Inc. in Palm Beach Gardens, FL, holding Series 65 and Series 66 licenses and 36 years of industry experience. She has been with GWN Securities since 2004. Outside of her advisory role, she owns Bornheimer Farms LLC, an orchard farm producing organic vegetables. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals, including high-net-worth clients, and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm offers a range of managed-account programs and employs a distinctive legacy use of market-timing and momentum-based strategies within its investment approach.

Daniel Roth is a financial advisor at Kestra Advisory with 13 years of industry experience. He holds the ChFC® and Series 66 designations. Prior to joining Kestra Advisory in 2023, he worked for Cary Stamp & Company for 11 years. Roth also operates Roth Wealth Management, where he provides clients with insurance options and reviews policies annually. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including plan sponsors. The firm provides services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts, supporting recommended investments with due diligence and serving clients that include large institutional investors and sovereign wealth funds.

Michael Sherrod is a financial advisor with Fifth Third Securities, Inc. in Melbourne, Florida. He holds a Series 66 designation and has nine years of industry experience, including roles at LPL Financial, Vystar Credit Union, and Space Coast Credit Union. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base, including individuals, charitable organizations, and institutional investors. The firm provides multiple discretionary managed-account options and features such as direct indexing and a tax-overlay service, operating as a wholly owned subsidiary of Fifth Third Bank.

Patrick Williams is an investment advisor at Kestra Advisory with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Kestra Advisory since 2017. Williams is also involved with the Honda Ambassadors, a community and charitable organization, and leads a marketing venture creating cartoons for business purposes. Kestra Advisory provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services including plan design, fiduciary consulting, and employee education. The firm serves a diverse client base that includes large institutional investors and sovereign wealth funds.

Cary Stamp is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and over 35 years of industry experience. He has been associated with Lincoln Park Financial Group and Commonwealth Wealth Financial since 2002. Outside of his advisory role, he conducts seminars for the business advisory and executive coaching organization Vistage. Commonwealth Financial Network serves a national network of advisors and their clients by providing a range of advisory programs, technology, and operational support. The firm offers various investment solutions including discretionary model portfolios and customizable programs designed to meet diverse client needs.

Philip Blumel is a CFP® professional with 29 years of industry experience, currently serving at Janney Montgomery Scott since 2021. Prior to this, he worked for 25 years at Raymond James & Associates. He is also the president of U.S. Term Limits, a nonprofit single-issue advocacy group based in Washington, DC, where he participates in public speaking and board activities. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets, serving individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through brokerage, financial planning, and advisory programs. The firm combines in-house and third-party portfolio management and offers trustee and custody services uncommon among large advisers.

Anthony Alvarez is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has 11 years of industry experience. He has been with Bankers Life Advisory Services since 2019 and has worked with affiliated entities since 2004. In addition to his advisory role, Alvarez is an insurance agent for Bankers Life. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis in their investment approach.

Sara Scholl is a CFP® with 18 years of industry experience, currently serving as a financial advisor at GWN Securities Inc. since 2017. Before joining GWN Securities, she worked at MSI Financial Services, Inc. for one year. Outside of her advisory work, she co-owns Regaroo LLC, a company that designs and markets products for online sales. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs, offering discretionary portfolio management, model portfolios, and financial planning. The firm uses a blend of affiliated and unaffiliated sub-advisers and incorporates market-timing and momentum-based strategies in certain legacy programs.

Sifredo Asencio is a financial advisor with Empower Advisory Group in Westlake, FL, holding Series 63 and Series 65 licenses and having 27 years of industry experience. His prior work includes roles at Gwfs Equities, Inc., Prudential Investment Management Services, LLC, and Prudential Insurance Company of America. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and selected retail brokerage clients. The firm uses an integrated model tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Stiles Higgins is a financial advisor at GWN Securities Inc. based in Palm Beach Gardens, FL, holding a Series 66 designation. Higgins has been with GWN Securities since 2024 and has prior experience at East Coast Protection and various educational institutions. GWN Securities serves individual and corporate clients through multiple managed account programs, combining discretionary portfolio management, model portfolios, and financial planning. The firm employs a mix of affiliated and unaffiliated sub-advisers and utilizes market-timing and momentum-based strategies in some legacy programs.