Frederic Sjostrom III is a CFP®-certified financial advisor with 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of his advisory role, Sjostrom serves as an observer for USA Ultimate, officiating ultimate frisbee games. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s IPS-driven approach incorporates modern portfolio theory and includes both discretionary and non-discretionary investment management, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Dorothy Wozny is a Series 66 licensed financial advisor with LPL Financial in Birmingham, Alabama, bringing 16 years of industry experience. She has been with LPL Financial since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and a broad array of non-advisory financial products.

Royce Gore Jr. is a financial advisor with Cetera in Birmingham, AL, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior experience includes roles at First Allied Advisory Services and First Allied Securities. He is also involved with Labor Retirement Services as an advisor. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary approaches across multiple program structures.

Allan Mcclure is a financial advisor at Ameriprise with 13 years of industry experience. He holds the CFP®, CFA®, and Series 66 credentials and previously worked at Synovus Securities, Inc. for 11 years before joining Ameriprise. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports and offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Laura Britt is a financial advisor with Wells Fargo Clearing in Birmingham, AL, holding a Series 66 designation and 21 years of industry experience. She previously worked at Bank of America and Merrill, with tenures of five and fifteen years respectively. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Christopher Appleby is a financial advisor with LPL Financial in Hoover, Alabama. He holds a Series 66 designation and has experience spanning roles at Avadian Financial Services, IBM, Santander Bank, and BBVA Bank. His career includes over a decade in the banking industry prior to joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and a broad network of over 22,800 advisors.

Leonard Housel is a financial advisor with LPL Financial in Birmingham, AL, holding Series 63, 65, and 66 licenses and having 27 years of industry experience. He has worked at LPL Financial since 2013 and concurrently serves at Cadence Bank, where he has been involved in investment-related duties since 2011. Prior to that, he worked at BB&T Investment Services for one year. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management programs, utilizing both proprietary and third-party strategies, supported by technology tools for operational and research purposes.

Margot Lane is a financial advisor at Fidelity with a Series 66 credential and no prior industry experience. She has worked in various roles including positions at Morgan Stanley and University of Alabama before joining Fidelity in 2026. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct portfolios from mutual funds, ETFs, and ETPs. The firm’s distinctive use of algorithmic methods, AI, and formal advisory roles for multiple registered investment companies differentiates it in the institutional space.

Richard Britt Jr. is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Bank of America. Outside of his advisory role, he serves as a power of attorney for his parents. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Austin Turnbow is a Series 66 licensed advisor at Cetera with 27 years of industry experience. He has worked with Cetera and Cetera Investment Services LLC since 2013 and 2015 respectively, and has also been associated with Regions Bank since 1998. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base that includes individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and a multi-manager platform featuring affiliated and third-party strategies.

Gregory Powell is a financial advisor with LPL Financial in Birmingham, AL, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He previously worked at Morgan Stanley from 1991 to 2005 before joining LPL Financial. Powell serves on the boards of several nonprofit organizations, including the National Federation of Independent Business and Aldridge Gardens, and he owns FiSmart, a company that develops educational materials for the financial services industry. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

John Kelly is a financial advisor with Mass Mutual Investors Services in Birmingham, Alabama, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2012. Outside of his advisory role, he serves as an ordained minister. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved tools to develop collaborative, annual financial planning relationships.

Peter Giangrosso is a financial advisor with Primerica Advisors in Hoover, AL, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. He has worked at CMJ Financial Group and PFS Investments Inc., and has also been a high school administrator with Hoover City Schools since 2012. In addition to his advisory role, he receives compensation for referrals related to home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs a model-driven investment approach supported by third-party asset managers and provides advisory services through a large network of financial advisors.

Laci Graul is a financial advisor at Edward Jones in Birmingham, AL, holding the Series 66 designation with six years of industry experience. Prior to joining Edward Jones, Graul worked at Jacksonville State University and the Walker County Circuit Clerk's Office. Outside of advising, Graul assists with marketing, social media management, and website design for a local party equipment rental business. Edward Jones is a full-service wealth management firm serving over four million clients, including both individual and institutional investors. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Richard Farrar is a CFP® and ChFC® with 42 years of experience in the financial services industry. He is currently affiliated with Cetera and has held roles at Lincoln Financial Advisors, General American Insurance, and Lion Street, among others. Farrar also engages in several business activities including serving as a producer and part owner of an insurance marketing firm and working with employee benefits companies. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that supports discretionary and non-discretionary strategies across multiple program structures.

Keith Foster is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and over 25 years of industry experience. Prior to joining Cetera in 2025, he spent 16 years with Concourse Financial Group Securities Inc. Foster is also the owner and instructor of a local gym where he offers workout classes. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a large network of independent advisors and serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through discretionary and non-discretionary program platforms, utilizing a multi-manager approach that includes affiliated and unaffiliated third-party managers.

Christopher Davis is a financial advisor at Wells Fargo Advisors with three years of industry experience. He holds the Series 66 designation and previously worked for PNC Financial Services Group, Inc (formerly BBVA USA) for twelve years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, and niche planning areas, using proprietary research and tools to develop tailored recommendations for clients.

Edward Davis is a financial advisor with Cetera in Birmingham, AL, holding a Series 66 designation and beginning his career in 2025. Prior to joining Cetera, he worked at Coca-Cola Bottling Company United for nine years. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a nationwide network of advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various investment program options and custodial relationships.

William Owen is a financial advisor with OSAIC based in Birmingham, AL, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has worked at Anderson, Williams & Co. and Royal Alliance Associates, INC. for 35 years each. Outside of his advisory roles, he serves as president of Owen Advisors Inc., a corporation involved in life insurance and annuity sales. OSAIC serves a diverse clientele including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers. The firm offers a range of integrated financial services, employing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.

Robert Herndon is a financial advisor at Equitable Advisors in Birmingham, AL, holding CFP® and Series 66 credentials with 17 years of industry experience. He has worked at Equitable Advisors since 2009, including the firm’s predecessor Axa Advisors. Outside of his advisory role, he is a part-owner of a family farm and a shareholder in a financial planning LLC. Equitable Advisors serves individual, institutional, and retirement plan clients, providing financial planning, retirement consulting, and asset management programs. The firm utilizes a range of advisory models primarily implemented through third-party managers and emphasizes fiduciary services for qualified plans.