Louis Odette IV is a CFA® charterholder with 13 years of industry experience. He is currently with EP Wealth Advisors and previously worked at CitiGroup Global Markets and Opes Wealth Management. His professional background includes roles in wealth management and financial markets. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides customized wealth management, portfolio management, and financial planning services, combining multiple analytical approaches with a range of investment options and fiduciary services.

Yulyus Medina is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, combining large institutional scale with specialized market roles.

Dallin Cutler is a CFP® and holds a Series 65 license with 11 years of industry experience. He has worked at EP Wealth Advisors since 2020 and previously spent six years with The Insight Group Insurance Agency, Financial Insight Center, and Allegis Financial Partners. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, employing customized model portfolios and a variety of analytical approaches, including fundamental, technical, and cyclical analysis.

Kathleen Connors is a CFP® certificant and holds a Series 65 license with five years of industry experience. She is currently with EP Wealth Advisors, LLC and has prior experience at Better Money Decisions, LLC, Envision Wealth Planning Inc., TriLumina Corporation, and CFV Solar Test Laboratory. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Justin Moreci is a financial advisor at EP Wealth Advisors with six years of industry experience. He holds the Series 66 designation and has previously worked at firms including Mariner, Lido Advisors, Morgan Stanley Smith Barney, Bank of America, Merrill, and UBS Financial Services. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and offers financial planning, retirement plan advisory, tax preparation, and estate-document facilitation services.

Jeffrey Yau is a financial advisor at Empower Advisory Group with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including LPL Financial, Fidelity Investments, Morgan Stanley, and Charles Schwab. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as individual IRA and retail brokerage clients, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms.

Nicholas Costas is a financial advisor at EP Wealth Advisors with three years of industry experience. He holds a Series 65 designation and previously worked at One Capital Management, LLC, Logix Federal Credit Union, and FMB Wealth Management. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a variety of investment strategies, including fundamental and technical analysis, and provides ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Jaron Gardiner is a CFP® with 11 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2021. Prior to that, he worked at NewFocus Financial Group, LLC for five years. In addition to his advisory role, Gardiner is an adjunct college professor at Clark College, where he teaches online and evening courses. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate clients, and retirement plans. The firm offers customized wealth management, financial planning, and ancillary services, employing a mix of fundamental, technical, and cyclical analysis along with recommendations for alternative investments and third-party managers.

Jon Moore is a CFP® and holds a Series 65 license with 29 years of industry experience. He has been with EP Wealth Advisors since 2015. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, managing approximately $35.57 billion in assets.

Hunter Ruck is a financial advisor at EP Wealth Advisors with a Series 65 credential and one year of industry experience. His prior work includes roles at Capital Insight Partners, Faith Investor Services, and Biola University. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven process and utilizing a range of investment vehicles.

Michael Juettner is a CFA® charterholder with five years of industry experience. He has worked at IEQ Capital, LLC since 2025 and previously held roles at Cresset Asset Management, LLC and Morningstar Investment Management, LLC. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, and institutional clients. The firm combines centralized macro and manager research with access to liquid and private alternative investments, managing approximately $35.4 billion across separately managed accounts and family-office services.

Sachin Maheshwari is a financial advisor at EP Wealth Advisors with a Series 65 designation and two years of industry experience. Prior to joining EP Wealth Advisors in 2023, he worked at Celanese Corporation and Exxon Mobil Corporation. Outside of his advisory role, he is a managing member of Avansco LLC, an office building ownership entity. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Elizabeth Williams is a CFP® and holds a Series 65 license with eight years of industry experience. She has worked at EP Wealth Advisors since 2024 and previously spent ten years at Gather Financial Planning and seven years at Stronghold. EP Wealth Advisors is a registered investment adviser serving individuals—including high-net-worth clients—corporate and business clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation for clients meeting certain asset thresholds. Their investment approach includes customized model portfolios, ongoing monitoring, and a mix of fundamental, technical, and cyclical analysis, with options for short-term trading, alternative investments, and third-party manager recommendations.

Ana Fuentes is a financial advisor at Osaic Institutions, Inc. with one year of industry experience. She holds the Series 66 designation and has worked previously at Financial Partners Credit Union and Farmers and Merchants Bank. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure and a unique service and distribution model.

Frederick Williams is a financial advisor at Transamerica Financial Advisors with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Transamerica Financial Advisors since 2013. Outside of his advisory role, Williams is involved in the development and management of homeless housing and services through New Life Global Development Inc. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, estates, and businesses. The firm utilizes model portfolios and third-party managers to deliver investment advisory and retirement-plan services through multiple program platforms.

Kristie Garrett is a CFP® and Series 66 credentialed advisor with 17 years of industry experience. She currently works at EP Wealth Advisors, LLC and previously held positions at Zevenbergen Capital Investments LLC and Brighton Jones LLC. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process that incorporates various investment vehicles and fiduciary ERISA services.

Jeffrey Lehman is a financial advisor with EP Wealth Advisors, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at Lehman & Derafelo Financial Resources LLC and Royal Alliance Associates, INC. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios and offers services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Robert Keane is a CFP® professional with eight years of experience in financial advisory. He is currently with EP Wealth Advisors, where he has worked since 2025. Prior to this, he spent seven years at Peninsula Wealth and six years at Wells Fargo Bank. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven process across a range of investment options.

Patrick Donovan is a financial advisor at EP Wealth Advisors with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Minot Wealth Management LLC and J.P. Morgan in both their bank and securities divisions. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process and a range of investment options.

Austin Loveland is a financial advisor at EP Wealth Advisors with four years of industry experience. He holds a Series 65 designation and has previously worked at Soltis Investment Advisors and SunWest Management. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, providing wealth management, discretionary portfolio management, and financial planning services. The firm constructs customized model portfolios and utilizes various analytical methods, including fundamental, technical, and cyclical analysis, while also offering access to tax preparation and estate-document services for qualified clients.