Matthew Minichello is a financial advisor with Charles Schwab & Co., Inc. in Wilmington, NC, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. His prior work includes roles at Mid Atlantic Capital Corporation, NewEdge Advisors, LLC, Wells Fargo, and J.P. Morgan Securities. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and discretionary separately managed accounts, supported by centralized custody, trading, and research capabilities.

Carl Hanks is a financial advisor with LPL Financial based in Wilmington, NC, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. His prior roles include positions at Morgan Stanley, Merrill, Fidelity, and Raymond James Financial Services. He is also involved in NJB Global LLC, a non-investment business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and advisory services utilizing model portfolios, third-party asset managers, and technology tools to support investment decisions.

Phillip Harrington is a financial advisor at Merrill with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Price is a financial advisor at Morgan Stanley with 20 years of industry experience. He has held roles at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015, following three years at Citigroup Global Markets. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm‑approved methodologies in its financial planning process.

James Phillips is a financial advisor with Wells Fargo Clearing in Wilmington, NC, holding a Series 66 designation and 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has prior experience at Wells Fargo Advisors, LLC and Wells Fargo Bank NA. Phillips serves as a board member of the Pamlico Plantation Property Owners Association, a private homeowner's association. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs research and analytics to guide investment decisions and provides a range of brokerage and advisory solutions supported by its extensive network of financial professionals.

Megan Ennis is a financial advisor with RBC Capital Markets in Wilmington, NC, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Wells Fargo Clearing, RBC Wealth Management, and Truist Investment Services. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies, utilizing both in-house and third-party managers to implement portfolios suited to clients’ risk profiles.

Adair Graham is a financial advisor with Raymond James & Associates in Wilmington, NC, holding a Series 63 designation and bringing 53 years of industry experience. Prior to joining Raymond James in 2020, he worked at Bb&T Securities and Scott & Stringfellow, Inc. Outside of his advisory role, he is a partner in an agricultural farming business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension and profit-sharing plans, and municipal entities. The firm offers tailored financial planning and consulting services that are generally non-discretionary, drawing on a range of portfolio management styles and affiliated research to support client decisions.

Katherine Snyder is a CFP® with four years of industry experience, currently serving as an investment advisor representative at Cambridge Investment Research Advisors. She has held roles within Cambridge Investment Research and its affiliates since 2021. Outside of her advisory work, she is the owner of Pierpoint Wealth Management LLC in Wilmington, NC. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent financial professionals using multiple custody and platform arrangements tailored to client objectives.

Joseph Oliver III is a financial advisor with LPL Financial in Wilmington, NC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at Grove Point Advisors, LLC, H. Beck, Inc., and Osaic FA, Inc. He has worked at LPL Financial during separate periods since 2003. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, wrap and model portfolio programs, and institutional platforms, supported by both discretionary and non-discretionary investment strategies.

Lance Stanislaus is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on creating personalized wealth management strategies aligned with his clients' unique financial goals and priorities. He works to simplify the complexities of investing and wealth planning, helping clients pursue objectives such as funding college education, planning for retirement, managing new wealth, philanthropic planning, and legacy planning. Lance holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his High School Diploma from Watts Public Schools. His approach emphasizes understanding each client's full financial picture to develop flexible strategies responsive to changing market conditions. He participates in community service through his involvement with Cape Fear Habitat for Humanity. Outside of his professional commitments, Lance enjoys billiards, golfing, spending time with his family, and watching movies.

Lauren Dessent is a financial advisor with Cetera in Wilmington, NC, holding a Series 66 designation and beginning her industry career in 2026. Prior to her advisory role, she has been involved in various roles including at Nabell Winslow Investments and Wealth Management and community organizations such as the Brooks Family YMCA and Louisa County Aquatic Facility. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform combining affiliated and third-party investment strategies.

John Collie is a financial advisor at Morgan Stanley in Wilmington, NC, holding a Series 66 designation with six years of industry experience. He has been with Morgan Stanley and its Private Bank since 2019, following a ten-year retirement period. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Bullen Keen is a financial advisor at Wells Fargo Advisors with a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Advisors, Keen worked at Dye Creek Capital/RKJ and held roles outside the financial sector at Preston Wood Country Club and Triangle Aquatics. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients meeting certain net-worth thresholds, utilizing proprietary research and planning tools.

James Croom is a Financial Advisor with Merrill Lynch Wealth Management and a member of The RSC Group. He focuses on assisting young professionals and families in building wealth, navigating financial decisions, and establishing financial security for their future. Raised in Wilmington, he serves the community where he grew up. James holds a Bachelor's degree in Business Management and a Master of Science in Business Analytics from the University of North Carolina Wilmington. He is a Personal Investment Advisor (PIA) and a second-generation Merrill financial advisor. He emphasizes building strong relationships with clients to understand their priorities and to develop thoughtful financial strategies. His approach combines personalized planning with the research and resources available through Merrill and Bank of America.

Elise Wilson is a Certified Financial Planner® at UBS Financial Services with 18 years of industry experience. She has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing model-based asset allocations and proprietary research to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Mary Morrow is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, she worked in various roles including positions at Martin Marietta and Spectrum News. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party sources.

Ranieri Ferreira is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations. He has one year of experience in his current role and previously worked at Wells Fargo Bank, AT&T Mobility Services LLC, CorTech LLC, and Sweat Communications LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Cherilyn Mollohan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses. She has been with Wells Fargo Clearing since 2025 and has additional work experience at Wells Fargo Bank and other companies. Outside of her advisory role, she operates a business called Cherilyn's Travel Desk. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party data to support diversified investment strategies.

Enrique Aranda Garcia is a financial advisor with Wells Fargo Clearing in Wilmington, NC. He holds Series 63 and Series 65 licenses and has been working in the financial industry since 2017, with experience at several banks including Suntrust Bank, First National Bank of PA, and Truist Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

James Cowgill is a CFP® professional with 25 years of industry experience, currently serving at Edward Jones in Wilmington, NC since 2008. His credentials include Series 63 and Series 66 registrations. Outside of advising, he is a manager of JCE Holdings LLC, a real estate holding company. Edward Jones is a full-service wealth management firm serving a broad client base that includes individuals, institutions, and charitable organizations. The firm manages over $1 trillion in assets with a large network of financial advisors and offers a range of investment strategies and affiliated services under a fiduciary standard.