Kara Dowers is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and over 30 years of industry experience. She has been with Primerica Advisors since 1995 and Primerica Financial Services since 1994. Outside of her advisory role, she owns Dowers International, an entity formed for Primerica business purposes, and is involved in sales of loan and home-related service products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited selection of separately managed accounts. The firm curates third-party asset managers and uses an exclusively percentage-based wrap fee structure.

Vishal Raj is a Series 65 licensed financial advisor with Cetera, based in Greenville, SC, and has seven years of industry experience. Prior to joining Cetera, he worked at Avantax Advisory Services and Raymond James & Associates, and he has a long tenure at Michelin N.A. outside the financial sector. Raj is also president of Raj & Associates, CPA PC, providing public accounting and tax preparation services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

Terry Meyer is a financial advisor at Primerica Advisors with Series 65 and Series 63 credentials and one year of industry experience. He has previous work experience with Primerica Financial Services and has served in the SC Army National Guard for 23 years, as well as holding a long-term position at GE Company. His outside business activities include part-time sales of home security, automation, and loan products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, along with corporate and charitable clients. The firm utilizes model-driven strategies managed by third-party asset managers and operates with an emphasis on advisory services delivered through its extensive network of financial advisors.

James Haltiwanger Jr. is a CFP®-designated financial advisor with Raymond James & Associates in Greenville, SC, where he has 13 years of industry experience. He has served at Raymond James & Associates since 2013. Outside of his advisory role, he volunteers as Treasurer on the advisory board of the Phillis Wheatley Community Center, a nonprofit organization. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning and consulting through various advisory programs and affiliated research.

Andrew West is a Series 66-licensed financial advisor with 11 years of industry experience, currently with Ameriprise since 2020. He previously worked at Raymond James & Associates from 2014 to 2020. Outside of his advisory role, he is a co-owner of CrossFit Greer, a local CrossFit gym in South Carolina. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored recommendations through a centralized consulting team.

William Purcell is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and over 30 years of industry experience. He previously worked at Bank of America and Merrill for 12 years before joining Cetera in 2024. Cetera Investment Advisers LLC is a national SEC-registered firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various program structures and custodial relationships.

Alexander Parker is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and five years of industry experience. He has previously worked with Northwestern Mutual and serves as an E-3 Lance Corporal and Assistant Team Leader in the United States Marine Corps. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual planning engagements using firm-approved analytical tools and offers specialized programs including divorce and estate-settlement planning.

Barry Barnette is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 credentials. He has 24 years of industry experience, including roles at GWN SECURITIES, Inc., Foresters Equity, and his own firm, Barnette and Associates Wealth Management, LLC. In addition to advisory services, he operates as an independent insurance agent offering life, health, disability, and annuity products. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and other clients through financial planning, investment management, and retirement advisory services. The firm offers a range of portfolio management solutions, including proprietary and third-party models, and supports both discretionary and non-discretionary strategies tailored to client objectives.

Neil Smith is a financial advisor with UBS Financial Services in Greenville, SC, holding a Series 66 designation and bringing seven years of industry experience. Prior to joining UBS in 2018, he worked as an on-air television analyst and broadcaster specializing in professional hockey with NHL Network, where he remains active part time. He also works as a part-time scout for the Vegas Golden Knights and provides analysis for PAC-12 Network collegiate hockey broadcasts and ECHL minor league events. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and leverages proprietary research and model-based asset allocations to tailor client strategies.

David Rich is a financial advisor at Edward Jones in Greenville, SC, with seven years of industry experience. He holds the ChFC® and Series 66 designations and has worked at Edward Jones since 2018. Prior to his current role, he spent time at Community Journals and The LIST Company, and has been conducting speaking and training seminars as a professional speaker since 1986. He is also an author of previously published books. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated investment products, supported by a nationwide network of more than 23,700 financial advisors.

Francine Bergmann is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at Morgan Stanley. Outside of her advisory role, she serves as a trustee for her mother. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to guide portfolio construction and offers a wide range of brokerage and advisory solutions.

Claude Robinson is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds a Series 66 designation and has worked previously at Cetera and Regions Bank. Robinson is based in Greenville, SC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Thomas Simmons is a Series 66-licensed financial advisor with nine years of industry experience, currently serving at Cambridge Investment Research Advisors since 2017. Prior to that, he worked at Elliott Davis Decosimo LLC for two years. Simmons is a partner in multiple real estate ventures and serves as an endowment trustee for Meals on Wheels of Greenville. He is also a board member of the Greenville Police Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm providing financial planning, investment management, retirement plan advisory, and financial-wellness services to a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a variety of investment implementation options through independent Financial Professionals, combining proprietary and third-party strategies tailored to client objectives.

Kevin Willmot is a financial advisor with Edward Jones in Greenville, SC, holding CFP® and Series 66 designations and bringing 16 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of over 23,700 financial advisors.

Scott Long is a Financial Consultant who focuses on providing thoughtful guidance and prioritizing client relationships. He emphasizes communication to ensure clients feel comfortable seeking assistance across all aspects of their financial lives. He has professional experience as an Investment Consultant at Charles Schwab from 2022 to 2024. Prior to that, he served as Vice President at Equitable Advisors from 2020 to 2022 and as a Financial Advisor at Equitable Advisors from 2018 to 2020. Outside of his professional work, Scott has personal interests that include cooking and baking, fitness, football, golf, outdoor adventures, and skiing.

Janet Chiles is a Financial Advisor with Merrill Lynch Wealth Management. She has over 15 years of experience in the financial industry, providing clients with guidance on investing, retirement planning, college education planning, legacy planning, and managing new wealth. Janet works closely with clients to understand their priorities and develop strategies tailored to their short-, mid-, and long-term financial goals, offering ongoing advice as their needs evolve. Janet began her financial career with Dean Witter after earning a Bachelor of Arts degree from Clemson University. Throughout her career, she has held positions with Dean Witter, BB&T, Scott & Stringfellow, and Wells Fargo, before joining Merrill Lynch. She holds the Personal Investment Advisor (PIA) professional designation. She grew up in the Greenville area, attending Shannon Forest High School, and maintains personal interests in basketball, football, gardening, music, tennis, watching movies, and spending time with her family.

Matthew Golden is a Series 66 licensed financial advisor with 16 years of industry experience. He is currently with J.P. Morgan Securities and has previously worked at firms including Consolidated Planning, Guardian Life Insurance Company, Primerica Advisors, and Lincoln Financial Securities Corporation. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and delivers its program on a non-discretionary basis.

Joseph Montgomery Jr. is a Series 65-credentialed financial advisor with 14 years of industry experience. He has been with Ameriprise since 2020 and previously worked at Raymond James & Associates, CDAG, and Montgomery & Company, CPAs, where he was managing partner and involved in tax preparation and staff management. He also serves as treasurer on the board of directors for the Roper Professional Property Owners Association. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver non-discretionary, personalized recommendations through a centralized consulting team.

Terrell Bebout is a financial advisor at Wells Fargo Advisors with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Wells Fargo entities since 2009. Outside of his advisory role, he serves as a trustee for a children’s trust in Pisgah Forest, North Carolina. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with other financial product offerings.

Zachary Bostic is a financial advisor at Ameriprise Financial Services, LLC with four years of industry experience. He holds a Series 66 designation and has worked previously with NYLIFE Securities LLC and New York Life. His background also includes roles outside of finance, such as positions at Kiawah Island Golf Resort and The Reserve at Lake Keowee. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through a collaborative, research-driven process that emphasizes dependable income sources and tax-aware withdrawal strategies.