Philip Mullins V is a financial advisor at Raymond James & Associates in Charlotte, NC, holding Series 66 and Series 63 licenses with four years of industry experience. Prior to joining Raymond James, he worked at The Vanguard Group and has held various positions outside the financial sector, including roles in retail and hospitality. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Frances Mangan is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at UBS Financial Services, SharesPost Financial Corp., and Forge Securities LLC. She is currently based in Charlotte, NC. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment modeling as part of its advisory approach.

Suzanne Christian is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Robert W. Baird, BB&T Securities, and Truist Advisory Services. Outside of her financial career, she serves as a leader in La Leche League, a nonprofit dedicated to mother-to-mother breastfeeding support. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning services supported by structured discovery processes and analytical tools.

Andrew Walker is a financial advisor at Wells Fargo Advisors with eight years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors since 2018. Prior to his financial services career, he was involved with Stuart's Tents and Events and has experience from Appalachian State University. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services that include cash-flow, retirement, education, and specialized areas such as business-owner transition and sports and entertainment planning.

Joshua Williams is a financial advisor with LPL Financial based in Charlotte, NC. He holds a Series 66 designation and has six years of industry experience. Prior to joining LPL Financial, he worked at HD Vest Investment Services and Advantax Investment Services Inc. Williams is also involved in tax preparation and accounting through Keith Richardson Consulting LLC, a business he has maintained since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources to provide both discretionary and non-discretionary management.

Jeffrey Gaskin is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2010. Gaskin serves as Vice Chairperson on the Investment Committee of Monarch LLC, a nonprofit organization. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and investment models to support tailored financial plans.

Kristina Pyle is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. Her work history includes roles at Bank of America, Wells Fargo Bank NA, Wells Fargo Clearing Services, SunTrust Advisory Services, and SunTrust Investment Services. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Collin Brantmeyer is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at The Motley Fool, Camp Digital, Public News Service, and VNYL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Lisa Oviatt is a financial advisor with Raymond James & Associates in Charlotte, NC, holding a Series 66 designation and 20 years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Morgan Stanley Smith Barney, and Spire Investment Partners. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both non-discretionary and discretionary advisory relationships.

Michael Lenahan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Prior to joining LPL in 2016, he worked at SunTrust Advisory Services and SunTrust Investment Services, Inc., where he spent a combined total of 11 years. Outside of his advisory role, Lenahan works as a caddie at Pinehurst Resort. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Greegory Reyes is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing six years of industry experience. His career includes roles at Goldman Sachs and The Vanguard Group, alongside multiple positions within Morgan Stanley since 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm employs a structured planning process that incorporates firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

John Granzow is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior work includes nearly a decade at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he is involved as an investor and owner in several investment-related businesses based in Charlotte. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside its Global Investment Committee’s resources.

Marion Nobles is a financial advisor at Fidelity with eight years of industry experience. They hold Series 63 and Series 66 credentials and have worked at firms including MML Investors Services, Mass Mutual Life Insurance, and Wells Fargo Clearing Services. Prior to their advisory roles, Nobles was employed by the University of Connecticut and its Veteran Affairs and Military Programs. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm integrates proprietary research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios through systematic methodologies and long-term asset allocation strategies.

Robert Lenderink is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and Corporate Financial Planning agreements.

Asheem Koirala is a Series 66 licensed financial advisor with Morgan Stanley in Waxhaw, NC, bringing 11 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by proprietary tools and strategic market models. The firm manages approximately $2.74 trillion in client assets and provides both direct client services and corporate financial planning agreements.

Andrew Guthe is a financial advisor at Raymond James Financial with Series 65 and Series 63 credentials and two years of industry experience. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company, as well as community involvement with Mill River Community Church and Forest Hill Church. He is also associated with Cygnus Asset Management in a financial advisory capacity. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers customized investment solutions and plan oversight, with a notable presence in municipal and public finance.

Edward Jordan is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding a Series 66 designation and offering 10 years of industry experience. He has been with MML Investors Services, LLC and Mass Mutual Life Insurance Company since 2016. Outside of his advisory role, he serves as a licensed agent for individual life and health insurance and owns Jordan Wealth Management LLC, which is used for managing business income and expenses. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and provides event-driven planning services such as estate settlement and divorce planning.

Ashton Dufresne is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and has worked in various roles including involvement with Mason Jar Matthews LLC, an Irish public house. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

James Minor is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 66 designation and has been associated with Morgan Stanley Smith Barney LLC since 2010 and the Morgan Stanley Private Bank since 2015. Outside of his advisory role, Minor is a notary public, dedicating time weekly to this activity. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers diversified investment and planning services.

Terry Haines is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 credentials and has 32 years of industry experience. He has worked with Cambridge Investment Research since 2019 and previously with H.D. Vest Advisory Services and other financial firms. Haines is also the owner of TLH Financial Services, Inc., operating as Haines Financial Services, Inc., and works as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse clientele, including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services. The firm utilizes multiple custody arrangements and proprietary and third-party investment strategies, providing flexible and tailored solutions through a nationwide network of independent financial professionals.