Donald Hannahs is a CFP® professional with 39 years of industry experience, currently affiliated with OSAIC in Virginia Beach, VA since 2025. His prior experience includes roles at Lincoln Financial Advisors Corporation, LPL Financial, and Wealth Enhancement Advisory Services, among others. Outside of his advisory role, he teaches adult education courses at the Virginia Beach Public School Adult Learning Center. OSAIC serves a diverse client base, including retail and institutional investors, offering a range of brokerage and investment advisory services such as financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools and risk assessments to construct diversified portfolios across multiple asset classes on discretionary or non-discretionary terms.

Michael Barclift is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 and 65 licenses, with 22 years of industry experience. He has worked at several firms including Charles Schwab, Waddell & Reed, and various insurance agencies. Outside of his advisory role, he has been involved with organizations such as the Hampton Roads Community Foundation and the Norfolk Police Foundation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with technology and broad financial service capabilities.

Joshua Withers is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. He holds the ChFC® designation as well as Series 63 and 65 licenses. Prior to joining Cambridge Investment Research Advisors in 2023, he worked at Royal Alliance Associates and Signator Investors. In addition to his advisory role, he is an insurance agent for various independent insurance companies and is involved with The Frieden Agency, focusing on insurance and benefits. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm offers a range of investment solutions including proprietary models and third-party strategies across multiple platforms, with both discretionary and non-discretionary management options.

Susan Newman is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 13 years of industry experience. She has worked at Cetera and related entities since 2021 and is the owner of Newman Financial Services and Newman Financial, LLC. Newman serves on the board of directors for Chesapeake Rotary as social chair. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Brooke Larsen is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 37 years of industry experience. She previously worked at MetLife Securities Inc. for 27 years before joining Mass Mutual in 2016. She is also an individual life and health insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by technology-driven analysis and offers a range of programs including wrap accounts and educational seminars.

Cherena Wiggins is a Financial Consultant currently working at Fidelity Investments since 2019. She provides personalized and customized financial guidance in a face-to-face setting to help clients make and implement decisions that support their financial needs. Her professional experience includes roles as a Financial Solutions Advisor at Merrill Lynch from 2015 to 2019 and as a Financial Professional at MassMutual from 2010 to 2015. This background has contributed to her expertise in financial consulting and client service. No additional information about education, credentials, personal interests, or community involvement has been provided.

Kim Cyr is a CFP® with 28 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, Kim worked at Wells Fargo Advisors LLC for seven years. She is based in Virginia Beach, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tearanie Parker is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 13 years of industry experience. She previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company from 2017 to 2024, and at Waddell & Reed, Inc. from 2012 to 2017. Outside of her advisory role, she is involved with Shiloh Home Care, a group home in Suffolk, VA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools and a broad suite of financial products.

Thomas Callahan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Callahan also serves in the U.S. Navy Reserve and is an artist with a personal oil painting business based in Virginia Beach, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Gregory Smith is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Smith is a quarter owner, pilot, and treasurer of TLC Aviation, an aviation business based in Virginia Beach, VA. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement, typically with significant investable assets. The firm offers a combination of advisory, brokerage, and insurance solutions, utilizing a centralized consulting team and algorithmic tools to deliver tailored, tax-efficient retirement income recommendations.

Bonita Selwaeh is a financial advisor with LPL Financial in Virginia Beach, VA, holding Series 63 and Series 65 licenses and 20 years of industry experience. Her prior roles include positions at Infinex Investments Inc. and BB&T Investment Services, Inc. She is involved with Virginia Insurance Agency Solutions, Inc., an insurance agency, and serves in a notary capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing various investment strategies and technology tools while maintaining a broad array of affiliated financial services.

Anta Sene Reed is a financial advisor with Edward Jones in Virginia Beach, VA, holding a Series 66 designation and seven years of industry experience. She has worked at Edward Jones since 2018 and previously at Regional Finance from 2015 to 2017. Outside of her advisory role, she owns and operates Natte Bags LLC, a handbag design business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Charles Heaton IV is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2007, he has been assisting families in developing comprehensive financial strategies that are detailed enough to meet their goals while remaining straightforward to avoid unnecessary complexity or concern. His approach involves asking thoughtful questions, actively listening, and providing guidance aimed at serving the best interests of his clients and their families. With over two decades of experience in financial services dating back to 2002, Charles specializes in family wealth management, college education planning, personal retirement planning, portfolio management, and strategies tailored for women, special needs planning, and tax minimization. He strives to help clients prepare for significant life events such as births, graduations, weddings, celebrations, travel, and retirement, and provides support during challenging times to offer stability and a clear path forward. Prior to his financial career, Charles served as a Marine and Naval Officer for 25 years. He holds a Bachelor of Science degree from Embry-Riddle Aeronautical University, an M.B.A. from Old Dominion University, and is a graduate of the Naval War College. Charles is a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of work, he enjoys baseball, boating, and spending time with his family. He is married with two adult children.

Timeyin Olowu is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and one year of industry experience. Prior to his current role, he worked at Wells Fargo Bank, Amazon, and held positions in education and management in South Africa. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services focused on investment policy statements, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kenneth Arnesen is a Series 66 licensed financial advisor with 26 years of industry experience. He is currently with LPL Financial and has previously worked at Virginia Asset Group, Infinex Investments, Wells Fargo Clearing, Wells Fargo Advisors, and Merrill. He is also involved with Virginia Insurance Agency Solutions, an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Tyler Mackley is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked at Liberty University for three years and has held positions in the service and electrical industries. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Aashish Matani is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served since 1999. He currently leads the AHM Wealth Management Group as Senior Portfolio Manager, overseeing investment strategies tailored to clients' goals. In addition to managing client relationships, Aashish mentors fellow advisors and contributes to the firm's national diversity and inclusion initiatives. His expertise includes managing complex, high-net-worth client portfolios with a focus on legacy planning, philanthropic planning, small business strategies, tax minimization, and retirement income. Aashish holds multiple professional certifications including the Chartered Financial Analyst (CFA), Certified Investment Management Analyst (CIMA), and Certified Private Wealth Advisor (CPWA) designations. He earned a Bachelor's degree in Finance with a concentration in Portfolio Management from Old Dominion University. Inspired by his mother's journey as an immigrant and small business owner, Aashish values hard work and dedication. He resides in Virginia with his wife and enjoys biking, golfing, pickleball, reading, running, skiing, and spending time with family. He is also involved with community organizations such as the Barron's in Education Program, the Chesapeake Bay Wine Classic Foundation, and the Williamsburg Community Foundation.

Guilen Brandon is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 65 designation and one year of industry experience. Prior to Ameriprise, he worked at Florida Financial Advisors and has diverse work experience including roles in education and retail. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Wesley Stout is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. Prior to joining LPL Financial in 2024, he worked for Lincoln Financial Advisors for 11 years. Outside of his advisory role, he serves as a for-profit board member at Pop Cauley’s Hunt Club in Millboro, VA. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Karriem Pierre is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2022. Prior to this role, he served as an Investment Consultant at Fidelity Investments from 2021 to 2022 and as a Financial Solutions Advisor at Bank of America Merrill Lynch from 2016 to 2021. Karriem focuses on assisting clients by helping them work towards their financial goals, which can include education planning, retirement planning, and overall wealth accumulation. He emphasizes educating clients, understanding their needs, and holistic planning in his approach. Outside of his professional work, Karriem enjoys family activities, fishing, fitness, pets, reading, and running.