Thieu Pham is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His professional background includes roles at various firms such as InheritGuard, LLC, MJ Marketing LLC, and World Financial Group, Inc. Outside of traditional advisory work, he is involved in estate planning services through several independent ventures and provides education on Social Security benefits as a Registered Social Security Analyst. Transamerica Financial Advisors, LLC serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio approach supported by third-party managers and platform providers, offering a range of advisory and brokerage services through an extensive advisor network.

Tingting Huang is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 credentials and four years of industry experience. Her background includes roles at multiple organizations such as Kaiser Foundation Health Plan, Combined Insurance Company of America, and the California Department of Social Services. Outside of financial advising, she manages administrative functions at Yvonne Mei Corporation. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, and charitable organizations. The firm offers both advisory and broker-dealer services utilizing proprietary and third-party model portfolios with discretionary and non-discretionary options.

Amit Patel is a financial advisor with Principal Financial Services in San Jose, CA. He holds Series 63 and Series 65 designations and has 18 years of industry experience. Prior to joining Principal Securities Inc in 2018, he worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of finance, he is an instructor at The Academy of Self Defense, where he teaches self-defense and Krav Maga courses. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services emphasize direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocations and separately managed accounts.

Joshua Carroll is a CFP® professional with 12 years of experience in the financial services industry. He is currently an advisor at Cerity Partners LLC, having joined the firm in 2023 after nine years at Raymond James & Associates. Outside of his advisory role, Carroll is a managing member of Aerial Capital LLC and serves on the finance and investment committees for two nonprofit organizations, Friendship Foundation and Partners for Pediatric Vision. Cerity Partners provides customized wealth management and related services to a diverse national client base, including individuals, families, trusts, business entities, and institutional investors. The firm employs a tailored approach to asset allocation and manager selection, integrating proprietary quantitative screens with third-party managers and individual securities.

Janet Josselyn is a financial advisor at Creative Planning with 12 years of industry experience. She holds a Series 65 designation and has previously worked at SageView Advisory, C-J Advisory, and Parkworth Wealth Management. Based in San Jose, CA, she joined Creative Planning in 2025. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets and employs a financial planning–led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supplemented by specialized portfolio management techniques and integrated retirement plan services.

Ryan Yee is a financial advisor with Centaurus Financial, Inc. in San Jose, CA. He holds Series 63 and Series 65 licenses and has eight years of industry experience, including three years at AAA Mountain West Group prior to joining Centaurus Financial in 2018. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning and portfolio management through its CLASSIC Plus platform, utilizing various analytical approaches and options such as FlexUMA and TPMM, with a notable emphasis on non-discretionary asset management.

Anne Ding is a CFP® certificant with 14 years of industry experience, currently affiliated with Primerica Advisors. She has worked extensively with Park Avenue Securities and Guardian Life Insurance Company and has operated her own CPA practice providing tax services since 2000. Primerica Advisors serves a wide retail client base, including individual and high-net-worth investors, offering both brokerage and advisory services with various proprietary and third-party investment programs.

Virginia Lee is a Series 66-licensed financial advisor with seven years of industry experience. She is currently with Creative Planning and has previously held roles at firms including JPMorgan Chase Bank, Merrill, and Fidelity Investments. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, corporations, and institutional plans. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

Albert Law is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and is also affiliated with Dream Builder Financial, Silicon Valley Enterprise Inc, Matrix Group Insurance Agency, and WFGIA. His other business activities include marketing group health, dental, and vision insurance through Matrix Group Insurance Agency. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services through proprietary model portfolios and access to third-party money managers, offering a mix of discretionary and non-discretionary investment programs.

Stacie Bowman is a financial advisor at PlanMember Securities Corporation with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has been with PlanMember since 2011. In addition to her role at PlanMember, Bowman has worked with Employee Benefits Services Group since 2004, where she is involved in insurance product sales and plan administration. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, offering fiduciary services under ERISA Section 3(38) and a range of participant-level investment options. The firm’s investment approach includes a strategic asset allocation framework, risk-based mutual fund portfolios, and education and support services for plan sponsors and participants.

Richard Du is a financial advisor with Transamerica Financial Advisors, holding a Series 66 designation and nine years of industry experience. He has worked previously at Amazon.com Corporation and currently holds a position as a Software Developer Engineer II at Microsoft Corporation, where he focuses on software and hardware development. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio and third-party management approach, delivering services through multiple advisory programs and an extensive advisor network.

Robert Emens is a CFP® and Series 66 credentialed financial advisor with 26 years of industry experience. He is currently with Focus Partners Wealth, LLC and previously worked at G.W. & Wade, Inc. and G.W. & Wade Asset Management Company, Inc. His career includes long tenure at these firms, with no additional outside activities noted. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach under an enhanced open architecture framework that combines active and passive strategies, third-party managers, and private funds.

Jennifer Tan is a financial advisor with SPC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Her career includes roles at Parkland Securities, Carillon Investments, Union Central Life, Dfs, and San Francisco Associates. Outside of advisory work, she is involved in insurance product sales, mortgage consulting, real estate sales, and provides translation services for an attorney. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement services, with a structure that supports both fiduciary and non-fiduciary offerings through affiliated entities.

Duangdao Piyanontalee is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and two years of industry experience. Their work history includes roles at Park Avenue Securities, Guardian Life Insurance, and Transamerica Financial Advisors. Outside of advisory work, Duangdao is involved in outside insurance sales. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services along with financial planning and retirement consulting. The firm utilizes a combination of proprietary model portfolios, third-party managers, and digital advice solutions to implement investment strategies.

Eduardo Molina III is a financial advisor at Hightower Advisors with four years of industry experience. He holds the Series 66 designation and has previously worked at Merrill and Americor. Outside of financial advising, he has worked part-time in the hospitality industry at Fisherman's Restaurant and Bar. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm employs a manager selection and multi-manager approach, utilizing both affiliated and third-party managers, and offers services including portfolio management, financial planning, and retirement plan consulting.

Sruti Nln is a financial advisor at Citigroup Global Markets with a Series 66 designation and approximately 8 years of experience in the banking and wealth management industry. Her career includes roles at Citi Private Bank, CitiBank, and Comerica Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager investment strategies and maintains unique institutional roles, including swap dealing and futures commission merchant activities.

Edward Caron is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing 10 years of industry experience. He has been with Transamerica since 2015 and has also held roles at BestEdu Inc and Legacy Shields Solutions, Inc. Outside of his advisory work, Caron is involved with the Knights of Columbus, participating in community and church activities. Transamerica Financial Advisors, LLC serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations. The firm primarily delivers investment advice through model portfolios and third-party managers, supported by a large advisor network and multiple program platforms.

Sung Yu Liu is a financial advisor with HSBC Securities (USA) Inc. and holds a Series 66 designation, bringing 19 years of industry experience. Liu has worked with HSBC Bank USA, N.A. since 2016 and HSBC Securities (USA) Inc. since 2013, with prior experience at Merrill and Waddell & Reed. Liu also serves as a Bank Officer for HSBC Bank (USA) N.A., in addition to her role as a registered representative. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and fully discretionary options. The firm’s investment process includes multiple risk profiles and combines strategic and tactical asset allocation developed with HSBC Global Asset Management and other affiliated providers.

Benjamin Johnson is a financial advisor at CWM, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Fidelity Investments and Pesta and Pesta Wealth Management. His background includes roles outside of finance, such as teaching positions at Pepperdine University and various schools from 2015 to 2024. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, high-net-worth families, foundations, endowments, corporations, and institutions through a network of over 600 advisors. The firm offers portfolio management, financial planning, variable sub-account management, sub-advisory services, and retirement-plan solutions, employing a discretionary approach that integrates fundamental and technical analysis, third-party sub-advisors, and customization tools.

Connor Wood is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds the Series 66 designation and has previously worked at Citibank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles such as operating as a swap dealer and futures commission merchant.