Steven Wong is a financial advisor with Transamerica Financial Advisors in Santa Clara, CA, holding Series 63 and Series 65 licenses and with 13 years of industry experience. His career includes roles at Dream Builder Financial and WFGIA, and he has worked at Transamerica Financial Advisors or its affiliates for over a decade. Outside of finance, he is involved with Qantel Technologies Inc., where he has had a long tenure since 1981. Transamerica Financial Advisors serves a wide range of clients, including individuals, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary model portfolios and third-party managers. The firm operates uniquely as both a registered broker-dealer and RIA, supporting its clients with affiliated retirement and recordkeeping services.

Noah Lazenby is a financial advisor at Focus Partners Wealth, LLC, holding a Series 65 designation with one year of industry experience. His prior roles include positions at PacificHQ LLC, J.P. Morgan, Xen, Inc, Silicon Valley Bank, Visa, and the University of California - Santa Cruz. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach with an enhanced open architecture, integrating active and passive strategies and customized portfolio management.

Timothy Salunga is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at TIAA-CREF since 2016. Prior to that, he was with SigFig Wealth Management LLC and TD Ameritrade. Outside of his advisory work, he co-owns a rental condo with his wife. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm distinguishes between time-limited planning services and ongoing portfolio management, operating under a fiduciary standard and utilizing both model and customized portfolios.

Yanxiao Li is a CFP® and Series 65 credentialed advisor with three years of industry experience. He has worked at Focus Partners Wealth, LLC since 2025 and previously was with Bordeaux Wealth Advisors and Deloitte Tax LLP. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans by providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach focused on tax and fee sensitivity, using a combination of active and passive strategies and customized portfolios.

Lisa Ozaki is a CFP® with two years of industry experience, currently serving as a financial advisor at Mariner in Los Altos, CA. She has previously worked at Summitry, LLC and Allworth Financial. Mariner is an enterprise firm that serves a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm offers investment management, financial planning, retirement consulting, and integrated tax and family office services, utilizing customized portfolios overseen by an internal investment committee.

Yuju Hsiung is a financial advisor at Transamerica Financial Advisors with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has prior work experience including roles at Kaiser Permanente Health Insurance and as president of Yuju Consulting Inc. In addition to her advisory work, she is involved in network marketing for nutrient supplements through Beauty Stem Biomedical. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm provides access to proprietary and third-party model portfolios, with discretionary and non-discretionary program options.

Jason Pfannenstiel is a financial advisor at Focus Partners Wealth, LLC with 15 years of industry experience and a Series 66 designation. His prior roles include positions at Bordeaux Wealth Advisors, Mirador Capital Partners, Sanctuary Securities, and Morgan Stanley. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing a range of services including investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach utilizing a mix of active and passive strategies, third-party managers, private funds, and tactical overlays, customizing portfolios to clients’ risk tolerance and tax situations.

Zhiyuan Wang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has worked at Transamerica since 2014 and has held positions in health insurance, social security consulting, and engineering. Outside of his advisory role, Wang educates clients on optimizing Social Security income and leads system testing techniques as a principal engineer. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios, with options for discretionary and non-discretionary management.

Shabina Rafiq is a financial advisor at Mariner with 25 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Her prior experience includes roles at Commonwealth Financial Network and Msec, LLC. Additionally, she is a notary public. Mariner serves a diverse client base including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax and family office services. The firm employs customized discretionary portfolios supported by in-house research and third-party managers, with a notable integration of tax and accounting services uncommon among large enterprises.

Dieuthy Guiley is a CFP® and Series 65 designated financial advisor at Cerity Partners LLC with four years of industry experience. He previously worked at Freestone Capital Management, Peninsula Wealth, Silicon Valley Bank, and Wells Fargo Bank. Cerity Partners advises a diverse client base including high-net-worth individuals, families, trusts, foundations, and institutional investors, managing approximately $166.2 billion in client assets as of the end of 2025. The firm offers customized wealth management services and combines proprietary quantitative screening, manager selection, and asset allocation with access to alternative and private market solutions for qualified clients.

Baodong Hu is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 66 designation and has previously worked at Cetera Investment Services LLC, East West Bank, and Morgan Stanley Private Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing capabilities, operating at a scale that includes roles as a swap dealer and futures commission merchant.

Stephanus Hermanto is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His career includes roles at IBM and ongoing involvement with firms such as inheritguard, LLC, where he provides education and support on estate planning issues. Additionally, he assists clients with insurance needs through the Covered California Health Insurance Marketplace. Transamerica Financial Advisors serves a broad client base including individuals, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm’s investment approach primarily utilizes model portfolios and third-party managers, combining proprietary and external strategies with an integrated retirement plan ecosystem.

Bryce Heringer is a financial advisor at Private Advisor Group, LLC with 23 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 66. His prior work includes roles at Strategic Wealth Advisors Group, LLC and LPL Financial, LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm operates a fiduciary-based advisory model, leveraging technology platforms and third-party managers to tailor investment strategies to client goals and risk tolerances.

Wan Chieh Lin is a financial advisor at Transamerica Financial Advisors with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Transamerica Financial Advisors since 2015, as well as World Financial Group since 2010. Lin is involved in the sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes a model portfolio approach implemented through third-party managers and platform sub-advisors, supported by a large advisor network and multiple program platforms.

Grant Carver is a financial advisor at Focus Partners Wealth, LLC in Palo Alto, CA, holding a Series 65 license with two years of industry experience. His prior work includes roles at The Colony Group, LLC, GW & Wade, LLC, and CliftonLarsonAllen LLP. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach with attention to tax and fee sensitivity, using a combination of active and passive strategies and an enhanced open architecture tailored to clients’ risk tolerance and financial circumstances.

Barnaby Levin is a financial advisor with Hightower Advisors, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Hightower Securities, LLC and HighTower Advisors LLC since 2010. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a variety of investment vehicles.

Sasha Zhu is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and possessing 15 years of industry experience. She has been with Citigroup Global Markets since 2014. Outside of her advisory role, she is involved in business administration for a restaurant called Little by Little. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains large institutional capabilities including in-house research and market roles such as swap dealer and futures commission merchant.

Catherine Pitts is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Corient. Her prior roles include positions at Portola Partners and Brownson Rehmus & Foxworth. Outside of finance, she owns and oversees operations at Dasha Boutique, a jewelry business. Corient provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and incorporates risk management tools and alternative investments as appropriate.

Trevor Lawson is a financial advisor at Empower Advisory Group with Series 63 and Series 65 credentials and four years of industry experience. His prior work includes roles at GWFS Equities and a part-time position as an EMT with AMR/Rural Metro, where he provides emergency medical services. He also occasionally assists with clerical duties at a family roofing company. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, offering financial planning and investment management through an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Philip Topacio is a financial advisor at Rockefeller Financial LLC with 22 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services, Wells Fargo Clearing, and Morgan Stanley. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, operating as a registered broker-dealer with services including securities transactions, variable insurance products, placement, and investment banking.