Gayle Crow is a financial advisor at UBS Financial Services with six years of industry experience. She holds the Series 66 designation and has been with UBS Financial Services since 2015. Outside of her advisory role, she is a partial owner of a family cabin involved in occasional rental activity managed through a property manager. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Jennifer Brenzel Hartlage is a financial advisor at UBS Financial Services with 27 years of industry experience. She has been with UBS since 2013 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering research-driven, model-based asset allocations tailored to clients’ goals and risk tolerances.

Renee Curtis is a financial advisor with UBS Financial Services in Louisville, KY, holding a Series 66 designation and 10 years of industry experience. She has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans.

Sean Lutes is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and nine years of industry experience. Prior to joining Cambridge in 2021, he worked at Ameriprise Financial Services for four years. He is also involved as president and owner of SML Ventures LLC, a business entity outside of his advisory role. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, offering a variety of portfolio management solutions and access to both proprietary and third-party investment strategies.

Mark Stivers is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He previously worked at Money Concepts Capital Corp for 11 years and has operated Benefit Planning since 2007. He also conducts seminars through Benefit Planning, which is a separate non-investment business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, leveraging both discretionary and non-discretionary strategies supported by advanced research and operational tools.

Kristen Vanhook is a financial advisor at OSAIC with 10 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Lincoln Financial Securities Corporation for nine years. Vanhook also operates Thoroughbred Financial Agency, where she offers various insurance products, including disability insurance, fixed and indexed annuities, and long-term care insurance. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing advanced asset-allocation tools and offering access to third-party money managers and managed-account solutions.

William Fenwick III is a financial advisor at LPL Financial in Louisville, KY, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, he served in various roles within the U.S. Army Special Forces and worked at First Kentucky Securities Corp. Fenwick also operates Fenwick Financial Group, a business related to his work with LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

David Price is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 23 years of industry experience. He has been affiliated with Cetera and its related entities since 2013. Price also operates Commonwealth Capital Management, LLC, a financial services business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients nationwide, offering a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and third-party managers.

William Duncan III is a Series 66-licensed financial advisor with UBS Financial Services, based in Louisville, KY, where he has worked since 2002. He has 23 years of industry experience. UBS Financial Services serves individual, corporate, and institutional clients with a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

John Bossle Jr. is a financial advisor with Equitable Advisors in Louisville, KY, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has worked at Equitable Advisors since 2015, following time at Axa Advisors, LLC. Outside of his advisory work, he serves as a basketball and youth football official in multiple local and collegiate leagues. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to tailor investment solutions based on client risk tolerance and personal or plan information.

Carla Rice is a financial advisor with Robert Baird & Co. in Louisville, KY, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has worked at Robert Baird & Co. since 2019 and previously spent 27 years with J.J.B. Hilliard, W.L. Lyons, Inc. Rice also has a longstanding affiliation with the University of Louisville. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The group provides tailored consulting and portfolio services utilizing a range of investment strategies and offers municipal advisory and public finance services alongside its investment management capabilities.

Andrew Thomas is a financial advisor at Edelman Financial Engines with 13 years of industry experience. He holds the Series 66 designation and has previously worked at U.S. Bancorp Investments, U.S. Bank, and JP Morgan Chase Securities. Outside of his advisory work, he serves as president and coach of a nonprofit youth baseball travel team. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online platforms.

Mark Lindemoen is a CFP® and holds a Series 66 license with Edward Jones in Louisville, KY. He has eight years of industry experience, including five years at PharMerica before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of investment strategies and advisory services. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Hal White Jr. is a financial advisor with Ameriprise in Louisville, KY, holding Series 63 and Series 66 licenses and 25 years of industry experience. His prior experience includes roles at Edward Jones, Hal White Financial, Stonewood Financial, and Grainger. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

David Price is a financial advisor at Edward Jones in Shelbyville, KY, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Marrillia Design and Construction and Operation Parent. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, investment solutions, and affiliated financial services through a large nationwide network of advisors and branches.

Daniel Love is a financial advisor at Robert Baird & Co. with one year of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Fidelity Investments and the Family Excellence Group. Outside of finance, his background includes roles at Austin Peay State University and a small business, Niko's Bakery. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, and charitable organizations. The firm offers a range of services such as financial planning, discretionary and non-discretionary portfolio management, and custodial brokerage services, supported by internal research and a combination of manager-traded and model-traded strategies.

Brandy Bailey is a Financial Consultant at Fidelity Investments, a role she has held since 2016. She employs a collaborative approach to financial planning, working closely with clients to create actionable strategies tailored to their financial goals. Her process emphasizes clarity and adaptability, aiming to develop plans that can evolve alongside her clients and their families. Her professional experience spans multiple positions within Fidelity Investments, including Investment Consultant, Retirement Services Representative, Investments Representative, and Trading. Prior to joining Fidelity, Brandy worked as an Agent at New York Life from 2009 to 2011, and earlier held the position of Director of Marketing and Customer Service at WWW Internet Fund between 1998 and 2000. Outside of her professional responsibilities, Brandy has interests in baseball, music, and traveling.

Joseph King is a financial advisor with Robert Baird & Co. in Louisville, KY, holding Series 63 and Series 65 designations and possessing 48 years of industry experience. He has worked at Robert Baird & Co. since 2019 and concurrently at JJB Hilliard WL Lyons LLC since 2016. He is part of The DDK Group, a team within Robert Baird & Co.’s Private Wealth Management department that serves a diverse client base including individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services such as financial planning, portfolio management, separately managed account programs, and custody and brokerage services, supported by internal research and ongoing manager monitoring.

Richard Renaud is a financial advisor with Ameriprise in Louisville, KY, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory work, he owns a home repair and mail order business where he manages advertising scheduling. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies to provide tailored, non-discretionary recommendations through a centralized consulting team.

Timothy Oetken is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Robert Baird & Co. since 2019. He has also worked with JJB Hilliard WL Lyons LLC since 2016. His outside interests include being a passive investor in several family-related real estate and development ventures. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individual and institutional clients, including high net worth individuals and charitable organizations. The firm utilizes a range of portfolio management strategies and ongoing manager oversight supported by internal research and technology tools.