Dianne Lynch is a financial advisor with Ameriprise in Auburn, CA, holding CFP® and ChFC® designations, along with Series 63 and Series 65 licenses. She has 44 years of industry experience, including nine years with Bank of America and Merrill. Lynch has been with Ameriprise since 2023. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to create tailored, non-discretionary advice through a centralized consulting team.

Robert Suter is a financial advisor with Raymond James Financial in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with Raymond James Financial and its related entities since 1999. Outside of his advisory role, he serves as treasurer for a family-owned nonprofit related to a vacation property in Michigan. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored plans developed through client collaboration and supported by extensive research and a broad affiliate network.

Frederick Ferrara is a CFA® charterholder with 18 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. He has been with the firm since 2016 and previously worked at Tmfs Advisors, LLC. Edelman Financial Engines provides technology-enabled investment advisory services primarily for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Jay Johnson is a Wealth Management Advisor with Merrill Lynch Wealth Management, leading a fee-based, consultative financial advisory business. He serves affluent individuals and families, corporations, and not-for-profit organizations, with expertise spanning Wealth Management and Corporate Retirement Benefits. Jay focuses on creating comprehensive strategies tailored to clients' needs, addressing investment challenges such as maximizing retirement plan contributions and managing the rising costs of retirement. Jay began his career with Merrill in 1994 and brings over thirteen years of experience in financial advisory services. Before joining Merrill, he worked as a tax accountant specializing in individual and corporate tax planning at Deloitte & Touche. He holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Jay earned a Bachelor of Arts degree in Economics/Business from the University of California, Los Angeles. In addition to his professional work, Jay has been involved in community service, having served on the Board of Directors at Powerhouse Ministries in Folsom, California. His personal interests include basketball, football, yoga, and spending time with his family.

Jacob Bless is a financial advisor with Wells Fargo Clearing in Reno, NV, holding Series 63 and Series 66 licenses and 12 years of industry experience. His prior roles include positions at U.S. Bancorp Investments and U.S. Bank. He has been with Wells Fargo Clearing since 2019 and Wells Fargo Bank since 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Bernardete Nunes is a financial advisor at Ameriprise with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2009 to 2023. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to generate personalized recommendation reports. The firm delivers these services through a centralized consulting team and provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

James Monroe is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over 42 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, Monroe owns a rental property in Placerville, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jason McClellan is an Investment Consultant currently working at Fidelity Investments since 2024. In his role, he collaborates with clients to develop financial plans tailored to their specific needs, aiming to help them achieve their most important goals. Jason has accumulated experience in the financial industry through various positions at Franklin Templeton Investments from 2018 to 2024, including roles as Internal Advisor Consultant, Internal Sales Representative, Senior Client Representative, and Client Representative. He holds a California Insurance License.

Clay Evans is a financial advisor at Stifel with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel Nicolaus & Co Inc since 2009. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Russell Towne is a financial advisor at LPL Financial in Roseville, CA, holding a Series 63 designation with 38 years of industry experience. He has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, with access to model portfolios and research from LPL Research and third-party subadvisors.

Andrew Scarry is a financial advisor with Wells Fargo Clearing in El Dorado Hills, CA, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC and Wells Fargo Bank NA, where he has been employed since 1999. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menus.

George Salidas is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliated entities since 2008. His roles have included positions at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models.

Andrea Orlando Skewis is a Wealth Management Advisor with The Carter Forward Skewis Group at Merrill Lynch Wealth Management. She joined the group in 2016 and works closely with clients to develop comprehensive financial strategies encompassing investments, banking, lending, and insurance services. Andrea has over 23 years of experience with Merrill Lynch Wealth Management, including more than a decade in leadership roles. She began her career in December 2001 as an intern in the Chico, California office and progressed through various positions, including Registered Client Associate, Client Relationship Manager for the Sacramento Market, and Administrative Manager. Her expertise covers areas such as college education planning, family wealth management strategies, retirement income, and managing new wealth. She earned a Bachelor of Science degree with a finance emphasis from Chico State University. Andrea holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA).

Amy Galvan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy development, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Kenneth Meyers is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Robert W. Baird & Co. since 2009. Outside of his advisory role, Meyers is involved in nonprofit work related to maintenance and upkeep of airport hangars and holds a passive ownership interest in a long-standing fishing shop. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management division, serves individuals, corporations, pensions, and charitable organizations with a broad range of financial planning, portfolio management, and advisory services. The firm utilizes a combination of manager-traded and model-traded strategies, ongoing manager oversight, and internal research tools, and manages approximately $394 billion in assets as of December 31, 2025.

Kenneth Moodie is a financial advisor with Wells Fargo Clearing in Roseville, CA, holding a Series 66 designation and 21 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broader range of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Alexander Scoledes is a financial advisor with Wells Fargo Clearing in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He serves as a trustee for trusts established for the benefit of his parents-in-law’s five grandchildren. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

Mark Frederick is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at First Allied Advisory Services, Inc. and First Allied Securities, Inc. Outside of his advisory work, he serves as a trustee for a family trust and is involved with Fortified Financial Group, a financial services firm where he acts as a financial professional. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform that includes affiliated and third-party managers, with assets under management exceeding $256 billion.

Julia Dunnigan is a Series 66–licensed financial advisor with nine years of industry experience. She currently works at Morgan Stanley in Folsom, CA, having previously spent eight years at BlackRock Investments, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Aaron Albillar is a financial advisor at Edward Jones in Folsom, CA, holding a Series 66 designation. He joined Edward Jones in 2024 and has prior experience in construction, real estate services, and tile care. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.