Bradley Comer is a financial advisor with T. Rowe Price Advisory Services, Inc. in Owings Mills, MD, holding Series 63 and Series 66 licenses. He has one year of industry experience and has been with T. Rowe Price since 2024. Prior to joining the firm, his work history includes positions outside the financial industry and time spent as a self-employed individual. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, emphasizing retirement income planning supported by an online interactive tool and annual reviews.

Connor Lynch is a financial advisor at HB Wealth with a Series 65 credential and one year of industry experience. His prior work includes roles at the University of Maryland and Pro Image Sports. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm manages accounts on a discretionary basis, integrating quantitative and qualitative due diligence across a range of public and private investment strategies.

Martin Allenbaugh Jr. is a CFP® professional with 34 years of industry experience, currently serving with T. Rowe Price Investment Services, Inc. since 2009. He holds Series 63 and Series 66 licenses. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm manages portfolios exclusively with T. Rowe Price mutual funds and ETFs, employing asset-location strategies and tax-aware rebalancing, and delivers financial plans and ongoing reviews through an interactive online platform.

Brian Woods is a financial advisor at MAI Capital Management, LLC with 35 years of industry experience. He worked at Geier Financial Management, Inc. for 18 years before joining MAI Capital Management in 2021. MAI Capital Management provides discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to individuals, families, sports professionals, trusts, and institutional clients. The firm manages $72.3 billion in assets and offers customized portfolio management across a broad range of strategies while integrating financial planning and tax services into many client relationships.

Michael Ligons is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley Private Bank and IBFS. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households with a program that includes interactive online tools, telephone advisor access, and a model portfolio approach tailored to retirement goals.

Dennis Elliott Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 credentials and has 27 years of industry experience. He has been with T. Rowe Price Investment Services, Inc. since 2008. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households with portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using model allocations and tax-aware strategies.

John Mulligan Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 designations and has five years of industry experience. Prior to joining T. Rowe Price, where he has worked since 2019, he was employed at PayPal Inc. and Graul's Market. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals. The firm combines nondiscretionary financial planning, retirement income planning, and discretionary investment management, using proprietary mutual funds and ETFs along with model allocations tailored to client needs.

Logan Simering is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and having 11 years of industry experience. His prior experience includes roles at T. Rowe Price and MML Investors Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches supported by proprietary research and third-party platforms.

Ross Snodderly is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing five years of industry experience. He has worked at T. Rowe Price since 2020. His prior work includes positions at Cherryvale Liquors, Hunt Valley Golf Club, Saint Mary's College of Maryland, and Patriot Pools. T. Rowe Price Advisory Services offers a retirement advisory program focused on individual investors and households, combining goals-based financial planning and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm emphasizes model allocations, tax-aware rebalancing, and Monte Carlo simulations to support retirement income planning.

Andrew Baxley is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. Prior to joining T. Rowe Price, he worked at Native Sons Inc and NewDay USA. Outside of his advisory role, he has been involved in the restaurant industry as a bartender at Uno Restaurant since 2014. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management for individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs.

John Juliano is a CFP® with 29 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2024. He spent 27 years at The Vanguard Group and has been an adjunct professor at Saint Joseph's University since 2007, teaching CFP-approved courses. Outside of finance, he owns a seasonal business selling water ice at carnivals and sporting events. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning, retirement income strategies, and ongoing account management supported by an interactive online platform.

Andrew Schwartz is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and having over two years of industry experience. Prior to joining T. Rowe Price in 2022, he held roles at Under Armour, Cohen, Snyder, Eisenberg & Katzenberg P.A., and was involved in athletic administration at Elon University. He has also worked with the Burlington Sock Puppets and operated a martial arts school. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using proprietary mutual funds and ETFs with a goals-based approach supported by an interactive online tool and annual plan reviews.

Daniel Pineiro is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and two years of industry experience. His prior roles include positions at Mitchell and Hastings Financial Services and InFocus Financial Advisors Inc. He also has experience outside finance, including work with The TJX Companies, Inc., and teaching at Century High School and Salisbury University. T. Rowe Price Advisory Services offers the Retirement Advisory Service to individual investors and households focused on retirement goals, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through proprietary T. Rowe Price mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and Monte Carlo-based financial planning delivered with telephone advisor access and online tools.

Adekemi Azeez is a financial advisor at T. Rowe Price Advisory Services, Inc. with 16 years of industry experience. She holds the Series 66 designation and previously worked at Merrill and Bank of America, N.A. for ten years. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model allocations and tax-aware strategies supported by an interactive online planning tool.

Debra Hemphill is a financial advisor at T. Rowe Price Advisory Services, Inc. with 11 years of industry experience. She holds the CFP® designation along with Series 63, Series 65, and Series 66 licenses. Her prior work includes positions at Liberty Tax Service and Macy's. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily to individual investors and households. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, utilizing tax-aware strategies and online tools to deliver tailored retirement income planning.

Bernard Makino is a financial advisor with Independent Financial Group, LLC and holds a Series 66 designation. He has four years of industry experience, including roles at Commonwealth Financial Network and operating his own DBA, Makino Financial. Independent Financial Group, LLC provides advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs model-based strategies combining active and passive approaches and offers both discretionary and non-discretionary portfolio management.

Brianna Martin is a financial advisor at T. Rowe Price Advisory Services, Inc. with nine years of industry experience. She holds Series 63 and Series 66 licenses. Prior to her current role, she worked at Charm City Run for seven years. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management to individual investors and households. Its approach includes model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool and annual reviews.

Nathaniel Adams is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. Adams has been with T. Rowe Price since 2015. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using tax-aware rebalancing and tactical allocations.

Lemium Johnson is a financial advisor at T. Rowe Price Advisory Services, Inc. with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked primarily at T. Rowe Price since 2013, with brief roles at Nationwide Investment Services Corp, K4Connect, Charter Communications, and Merrill. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households using model portfolios invested in proprietary mutual funds and ETFs, supported by an interactive online planning tool and periodic reviews.

Erica Monroe is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. Her career includes roles at New Energy Equity and BDO USA LLP, as well as academic positions at the University of Maryland and Montgomery College. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households with at least $250,000 in investable assets and employs tax-aware strategies and Monte Carlo simulations in their portfolio management and planning processes.