Aaron Bowling is a financial advisor with TIAA-CREF in Philadelphia, PA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior experience includes roles at Morgan Stanley and Edward Jones. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, frequently serving clients connected through TIAA-administered employer retirement plans. The firm operates a fiduciary advisory model with both point-in-time planning and ongoing management, and also acts as adviser to a donor-advised fund.

Suzanne Alexander Doncel is a financial advisor at TIAA-CREF with 21 years of industry experience. She holds Series 63 and Series 65 credentials and has been with TIAA-CREF since 2014. Outside of her advisory role, she owns a residential real estate rental business. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and brokerage services to individuals, trusts, estates, and small retirement plans, frequently serving clients connected to TIAA-administered retirement plans. The firm combines point-in-time planning with ongoing discretionary management and acts as adviser to a donor-advised fund within a vertically integrated structure.

Scott Keehn is a financial advisor at PNC Wealth Management with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account currently available as an invitation-only pilot for employees. The firm utilizes approved model strategies managed by PNC or third-party strategists and emphasizes algorithm-driven portfolio allocation and risk assessment.

Lauren Mc Grath is a financial advisor at Private Advisor Group, LLC with six years of industry experience. She holds the Series 66 designation and has previously worked at Lidl US. Mc Grath is also associated with Financial Planning Associates, LLC and LPL Financial LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm offers both discretionary and non-discretionary advisory services and utilizes a fiduciary-based model with access to proprietary and third-party investment strategies and technology platforms.

George Marinelli is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various firms including Fisher Investments, KeyBank NA, and Wells Fargo Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within defined plan lineups.

Christopher Fantano is a Senior Financial Advisor at Merrill Lynch Wealth Management and a partner in The Warren-Fantano Group. He specializes in retirement planning, investment management, family wealth strategies, legacy planning, and managing new wealth, among other client-focused areas. Drawing on his extensive experience with both traditional and alternative investments, Christopher works closely with families and business owners to create personalized financial strategies aimed at achieving their long-term goals. Christopher holds a bachelor's degree from the University of North Carolina at Charlotte and has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC™), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He emphasizes a client-centered approach informed by deep industry knowledge and a commitment to understanding each client's unique financial picture. Outside of his professional work, Christopher is involved in his local community through volunteer activities with organizations such as Little League and Pennsbury Athletic Association. He resides in Yardley, Pennsylvania, with his partner and their child, enjoying family activities, sports, travel, and engagement with his local parish.

Theodore Zak is a CFP® professional with 34 years of industry experience, currently serving at &Partners since 2024. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing from 2009 to 2024. Outside of his advisory role, Zak volunteers as a teacher of investing principles at the University of Delaware Osher Academy, teaches continuing education courses for CPAs, serves on an advisory board for Surgent Professional Education, and holds leadership and board positions with the Rotary Club of Longwood Foundation and the Andrew McDonough B+ Foundation. &Partners serves a diverse client base, including high-net-worth individuals, retirement plans, charitable organizations, and corporations, offering investment management, financial and tax planning, and retirement consulting. The firm employs a mix of fundamental, technical, and quantitative strategies, with investment management available on both discretionary and non-discretionary bases.

Colin Cissne is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Janney Montgomery Scott and Morgan Stanley. He is based in West Chester, PA. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based approach, utilizing technology platforms and multiple investment strategies, often implementing advice through third-party managers and TAMPs.

Matthew Hagopian is a financial advisor with Equity Services, Inc. who holds Series 63 and Series 65 licenses and has five years of industry experience. He has worked at Equity Services since 2021 and concurrently with National Life Group since 2019. Outside of financial advising, he has worked part-time as a delivery driver for a local pizza business. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and specialized instruments, utilizing a network of third-party asset managers and model portfolios.

Jon Walton is a CFP® professional with 42 years of industry experience, currently affiliated with Commonwealth Financial Network since 2008. He is also the founding partner and CEO of Independence Wealth Advisors, Inc., a role he has held since 2007. Outside of his advisory work, he is involved in car collecting and trading as a sole proprietor. Commonwealth Financial Network serves a national network of nearly 3,000 advisors and their clients, providing a range of advisory programs and support services including wealth management and retirement plan consulting. The firm offers its advisors access to diverse investment products and discretionary model portfolios managed by its in-house Investment Management and Research team.

Carolyn Humphrey is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She has been with Hornor Townsend And Kent, Inc since 2006. Humphrey serves on the American College Alumni Advisory Board, where she participates in board meetings and provides philanthropic support. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing a range of custody, execution, and brokerage capabilities alongside investment advice.

Alan Fishman is a CFP® with 33 years of industry experience, currently serving at Equity Services, Inc. since 1992. He holds Series 63 and has worked concurrently with National Life throughout his career. Outside of financial advising, he serves on the Special Funds Committee of Or Ami Synagogue, assisting in the oversight of endowment withdrawals and investment education for the board. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management for individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers various advisory platforms that often utilize third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Ryan Zemke is a CFP® with eight years of industry experience, currently with Janney Montgomery Scott in Wilmington, DE. He has worked at Janney since 2018 and also held positions at Bank of America, Merrill, and Grant Thornton LLP. Outside of advisory work, he volunteers as an educational presenter on investment, tax, and retirement planning topics for The Money School in Greenville, DE, and is a member of the Penn State University Alumni Association, Chester County Chapter. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage services, financial planning, and advisory programs with a combination of in-house and third-party asset management.

Daniel Kearns is a financial advisor with PNC Wealth Management in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His career includes roles at PNC Investments since 2020 and prior positions at Wells Fargo Clearing and Wells Fargo Advisors. He also has ongoing experience with Wells Fargo Bank NA since 2010. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only employee pilot for a digital, discretionary model account. The firm uses algorithmic risk assessment and delegates portfolio implementation and proxy voting to third parties, focusing on mutual funds and ETFs with annual rebalancing.

Anthony Gambone is a financial advisor with Equity Services, Inc. and holds Series 63 and Series 65 licenses, with 13 years of industry experience. He previously worked at The Prudential Insurance Company of America and PRUCO Securities, LLC. In addition to his advisory role, he is licensed to sell life, health, annuity, long-term care, and disability insurance through Evolution Financial Group. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms combining long-term strategies with options for shorter-term trading, using both discretionary and non-discretionary management approaches.

Steven Cooper is a Certified Financial Planner (CFP®) with 27 years of industry experience. He is currently with Janney Montgomery Scott and has previous experience at Bank of America and Merrill. Cooper has been with Janney since 2019. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, consulting, and advisory programs, and integrates both in-house and third-party portfolio management.

William Williamson is a financial advisor at Citigroup Global Markets with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and is notable for its large institutional scale and unique market roles, including in-house research and derivatives services.

William Masten is a financial advisor at SPC with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at SPC since 2017. Masten also serves as Chairman and President of Penn Bancshares, Inc., and is a member of the Pennsville Sewerage Authority. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored plans, charitable organizations, and corporations. The firm supports a large network of advisors with tailored, discretionary investment advice delivered through various account platforms.

John Ferullo is a financial advisor with GWN Securities Inc. in West Chester, PA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include long tenures at Nationwide Advisory Services, Nationwide Securities, and Nationwide Insurance. Outside of advising, he is the principal of Ferullo Insurance Agencies LLC and is involved in forming an LLC for future investments in real estate or startups; he is also a member of the Union League of Philadelphia’s investment club. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a wide range of investment programs, including legacy market-timing and momentum strategies, and operates through a large network of approximately 423 advisors managing over $3.6 billion.

Ryan Burns is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and 11 years of industry experience. He has been with Janney Montgomery Scott since 2014. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, consulting, and various advisory programs.