Miles Nissly is a financial advisor with LPL Financial in Wilmington, DE, holding a Series 66 designation and two years of industry experience. His prior work includes positions at Covenant Wealth Strategies, Liberty University, Ameriprise Financial, and Hudson Ford. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a broad range of investment strategies and advisor support tools.

Bradley Foy is a CFP® with 27 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He has held positions at several firms, including Bassett, Dawson & Foy Inc. and Life Brokerage LLC. In addition to his advisory role, he is an advisory board member of Fancaster Inc., where he provides periodic strategic advice. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools to support client goals, with a broad network of advisors and unique services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Charles White is a financial professional at Cetera with one year of industry experience. He holds a Series 66 designation and has been associated with Cetera and related entities since 2024. Outside of advising, he has managed a field lining and painting services business for eight years. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Robert Bechtold is a financial advisor with Osaic possessing 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Morgan Stanley, Securities Service Network, and Securities America Advisors. He also operates an investment advisory business under WL Bechtold & Co. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a multi-advisor platform supporting various investment programs.

Wanying Zhao is a financial advisor with Morgan Stanley in Greenville, DE, holding a Series 66 credential and three years of industry experience. Prior to joining Morgan Stanley in 2022, Zhao operated an online business selling cosmetic and electronic products through LPDFZ LLC, which she owns and manages independently. Morgan Stanley Wealth Management offers a broad range of advisory services to individuals and institutions, providing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers investment programs alongside estate planning and corporate financial planning agreements.

Richard Cook is a financial advisor with Mass Mutual Investors Services in Newark, DE, holding CFP® and ChFC® designations and having 15 years of industry experience. He previously worked at MetLife Securities Inc. from 2011 to 2017 and has been with MassMutual Life Insurance Co. since 2016. Outside of his advisory role, he serves as an insurance agent and is a partner in an LLC formed to manage payroll for his assistant. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative annual planning engagements using firm-approved analytical tools and offers various investment and educational programs.

Ryan Lynch is a financial advisor at Fidelity with Series 66 and Series 63 licenses and six years of industry experience. His prior roles include positions at Merrill and Boston University, as well as various non-financial work in the restaurant and food service industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services along with fund advisory and model portfolio delivery.

Matthew Von Worrall is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2017. Prior to his career in finance, he was employed by Adidas and spent four years at Monmouth University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Brown is a Financial Consultant currently working at Fidelity Investments since 2022. He specializes in developing personalized financial strategies by building relationships based on trust, empathy, and open communication. Prior to his current role, Andrew worked as a Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith from 2018 to 2022. Before that, he served as a Workplace Investment Advisor at T. Rowe Price from 2013 to 2018. Andrew's approach to financial planning involves understanding each client's unique goals, values, and aspirations to create tailored strategies that aim to bring clarity, confidence, and a greater sense of financial well-being.

Ellen Donahue is a financial advisor with Mass Mutual Investors Services and holds the ChFC® and Series 66 designations. She has 18 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Co. Donahue is the owner of EMD Consulting, LLC, an entity used for business expense management. Mass Mutual Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and investment services to individuals, business owners, trusts, and charitable organizations. The firm offers a range of solutions including asset management, wrap programs, and educational seminars.

Joseph Kicinski Jr. is a ChFC® and Series 66-licensed financial advisor with Edward Jones, based in West Chester, PA, and has six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Infiniti of West Chester from 2011 to 2019. Outside of his advisory role, he serves as Vice President of the Malvern, PA chapter of Business Networking International (BNI). Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Lauren Cooper is a financial advisor with Ameriprise in Newark, Delaware, holding a Series 66 credential and 20 years of industry experience. She has been with Ameriprise and its related entities since 2006. Cooper also has involvement with P Two P LLC, through which she conducts Ameriprise-related activities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning, utilizing investment research and algorithmic tools to provide clients with written recommendations and ongoing advice.

Joseph Iudica is a financial advisor at Cetera with 11 years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial and M&T Securities. Outside of his advisory role, he coaches youth in a Catholic ministry organization in Wilmington, DE. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and financial planning services across multiple program structures.

Lisa Mahabir is a financial advisor with Ameriprise based in West Chester, PA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Her prior work includes roles at Santander Securities LLC, Sovereign Bank, and Citizens Bank. Outside of financial advising, she is involved in construction as an office manager for RM Masonry Construction and has worked as a sales assistant at S&T Bank. Ameriprise provides a range of advisory, brokerage, and insurance solutions, with a notable retirement-income planning service designed for clients approaching or in retirement who meet specific asset criteria. The firm employs a centralized consulting team to deliver non-discretionary, research-driven retirement recommendations that integrate tax-efficient strategies and asset management tailored to client needs.

David Tate is a financial professional with 11 years of industry experience, currently affiliated with Cetera. He holds the ChFC® and Series 66 designations. Prior to joining Cetera in 2023, he worked at Securian Financial Services and Minnesota Life. Outside of his advisory work, he serves as a preacher for a small congregation, delivering monthly sermons. Cetera is an SEC-registered adviser operating a nationwide network of over 10,000 independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program platforms and third-party managers.

Robert Stofa III is a financial advisor with Morgan Stanley in Greenville, DE, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Continental Finance Company, Corporation Service Company, Wilmington University, and Saint Marks High School. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and scenarios in its process.

Michael O Boyle is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2020, following five years at Capital One Investing, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Thomas Weisenfels serves as a Wealth Management Advisor with Merrill Lynch Wealth Management, where he is part of the TWJ Wealth Management Team. With a 33-year career, his professional focus includes detailed financial planning, retirement issues, wealth and portfolio management, and providing total financial advice for high net worth, executive, and retired clients. He also contributes to Merrill Lynch's Retirement Education Services to assist corporate retirees in the Delaware area. A Delaware native, Thomas obtained his Bachelor of Science degree in Business and Engineering from the US Military Academy at West Point. He completed Army Airborne, Air Assault, and Ranger schools and served as an Army officer veteran during the Desert Storm war. His professional designations include CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). He is affiliated with Merrill Lynch Wealth Management, the TWJ Wealth Management Team, and operates under the name Thomas Weisenfels, Wealth Management Advisor. Outside his professional life, Thomas is involved with Reach Church in Bear, Delaware, and has community ties with St. Mark's High School. He lives in Greenville with his wife, Melissa, their two children, Lilly and Andrew, and their Boxer dog, Maple. His personal interests include adventure sports, boating, camping, fishing, hiking, skiing, table tennis, woodworking, fitness, home repairs, shooting, and spending time with his family on the Chesapeake Bay.

Vito Conigliaro is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and has worked at firms including Cetera and Diamond State Financial Group. Prior to his advisory career, he was involved in the restaurant business, operating Pizza and Pasta for seven years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary advisory program focused on asset allocation advice, investment manager selection, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates forward-looking capital market assumptions to build model allocations.

Kevin Flatley is a Vice President and Financial Consultant at Fidelity Investments. In his current role, he collaborates with clients to develop financial plans that align with their goals, utilizing a holistic planning approach. Kevin has been with Fidelity Investments since 2018, gaining experience across multiple positions including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before his current role as Vice President. His approach focuses on examining clients' financial situations and personal preferences to empower them in making informed financial decisions. Kevin holds a California Insurance License, supporting his work in financial consulting and planning.