Karla Miller is a financial advisor with Merrill based in Princeton, NJ, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has worked at Merrill since 1996 and has been with Bank of America since 2011. Outside of her advisory role, she serves as a co-trustee for the L.D.M. Family Trust and is the owner of LDMAM LLC, a company that holds land and provides liability protection. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Paul Rutsky is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Wells Fargo Clearing in 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a broader range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Christopher Certo is a Financial Advisor at Merrill Lynch Wealth Management. He works with professionals and business owners to simplify their financial picture and build strategies aligned with their long-term goals. His approach is straightforward and collaborative, focusing on helping clients understand their options clearly and make informed decisions with confidence. Certo's expertise includes structuring investments more efficiently, improving tax positioning over time, and navigating financial decisions as clients' careers and income evolve. He concentrates on client focus areas such as college education planning, family wealth management strategies, personal retirement planning, portfolio management services, and tax minimization. He holds a Bachelor's Degree from Rutgers University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of work, Christopher enjoys music, soccer, swimming, volleyball, and spending time with his family.

Paul Phillips Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. His prior experience includes roles at JP Morgan Securities, JP Morgan Chase Bank, Bank of America, and Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Matthew Javois is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and with 17 years of industry experience. He has worked at PFS Investments Inc. since 2008 and with Primerica Financial Services since 2005. Outside of his advisory role, he is a partner in Javois Enterprises LLC, an entity created to manage office lease arrangements for Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm uses third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating with a tiered wrap fee structure and maintaining discretion over model offerings.

Davis Walker is a financial advisor at Morgan Stanley in Lawrenceville, NJ, holding a Series 66 designation with three years of industry experience. His prior roles include positions at UBS Financial Services, Merrill, Northwestern Mutual, and his own firm, Davis Walker Financial Services, LLC. He also served in the United States Army from 2014 to 2016. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Jeffrey Mattonelli is a CFP® with seven years of industry experience, currently affiliated with LPL Financial in Princeton, NJ. His career includes positions at Van Leeuwen & Company and Lincoln Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Emil Baczyk is a CFP® with 22 years of industry experience, currently serving at RBC Capital Markets in Princeton, NJ. His prior roles include positions at PNC Investments and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that combine discretionary and non-discretionary portfolio management with financial planning, utilizing both in-house and third-party investment managers to tailor strategies to clients’ risk profiles.

Charles Giordano is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Ameriprise Financial Services, Inc. for six years. Giordano also operates Giordano Wealth Management, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Hardy Hodges III is a Series 66-registered financial advisor with Fidelity in Trenton, NJ, bringing 18 years of industry experience. His career includes 15 years at Merrill, along with roles at Bank of America and Fidelity Investments. Outside of finance, he operates small businesses selling flavored green teas and engages in affiliate marketing. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across various investment vehicles.

Jeffrey Strasburg is a financial advisor with LPL Financial based in Hamilton, NJ. He holds the Series 66 designation and has eight years of industry experience. He has been with LPL Financial since 2016 and is also involved with Sheehy & Molinelli, a related investment business. LPL Financial serves a broad client base including individuals, retirement plans, banks, and corporations, offering a range of advisory programs and financial planning services supported by extensive research and technology.

Jeffrey Sussman is a Vice President and Financial Consultant at Fidelity Investments, where he has been employed since 2015. In his current role, he works directly with clients and their families to develop and implement individualized financial plans. Jeffrey leverages the resources available at Fidelity to assist clients in planning for complex financial goals, especially in challenging market conditions. Before his current position, Jeffrey held roles as a Financial Consultant and Investment Consultant at Fidelity. He also has experience at BlackRock, where he worked as a Sales Associate and Sales Support Representative from 2011 to 2013.

Nicholas Shenkler is a financial advisor at LPL Financial with four years of industry experience. He previously worked at UBS Financial Services Inc. and has held roles in both financial services and healthcare sectors. He operates under Alcove Private Wealth, a DBA related to his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Charles Walsh III is a CFP® and Series 66-licensed financial advisor with 22 years of industry experience. He is currently affiliated with Fidelity, where he has worked in various capacities since 2006, including roles at Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

David Milford is a CFP® and ChFC® with seven years of industry experience. He has been with Edward Jones since 2019 and previously worked at Novartis for four years. He is based in Princeton, NJ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, while operating under a fiduciary standard.

Jason Zubris is a Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity for over 19 years, holding various roles including Financial Consultant since 2008 and Vice President since 2017. Prior to joining Fidelity, he worked as a Service Representative at Merrill Lynch from 2003 to 2004. Jason has extensive experience working with high net worth clients and families, focusing on wealth planning and financial goal achievement. His professional background encompasses investment consulting and financial advising within the financial services industry. Outside of his professional role, Jason's personal interests include beach activities, cooking and baking, fitness, food, football, and spending time with pets.

James Mekovetz Jr. is a CFP®-designated financial advisor with 23 years of industry experience. He has worked at Edward Jones since 2019 and previously spent 18 years at Morgan Stanley. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Noah Facciolo is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at Equitable Advisors and CSC Global, as well as varied work experience outside the financial sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and fund advisory services.

Robert Formisano is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2012 and 2015, respectively. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-based financial planning services.

Karyu Chou is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2014 and holds a Series 66 credential. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.