Brian Dunphy is a CFP® professional with 25 years of industry experience, currently affiliated with Citizens Securities, Inc. in Johnston, RI. His prior experience includes roles at FedEx, MML Investors Services, Mass Mutual Life Insurance Company, and Valic Financial Advisors. Outside of his advisory work, he is also active as an Uber driver. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program.

Daniel St. Aubyn is a Series 66 licensed advisor at Citizens Securities, Inc. with four years of industry experience. He has been with Citizens Securities since 2017, including a prior role at Axelon Services Corporation in 2017 and experience at the Community College of Rhode Island from 2016 to 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios managed via proprietary algorithms, as well as a Managed Account program, while operating as both a broker-dealer and insurance agency.

Mark Dextradeur is a financial advisor with Citizens Securities, Inc. in Johnston, RI. He holds Series 63 and Series 65 registrations and has 26 years of industry experience, including 13 years with Citizens Securities. Outside of his advisory role, he coaches youth lacrosse on a volunteer basis. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, with advisory offerings that include a digital advisory program and a Managed Account program.

Carl Ostergaard Jr. is a financial advisor at Citizens Securities, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Fidelity Investments and UBS Financial Services, as well as service in the U.S. Air Force Reserve. Citizens Securities serves individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm utilizes both digital and managed account advisory solutions and operates as a broker-dealer and insurance agency.

Jonathan Bridgman is a financial advisor at Citizens Securities, Inc. with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities since 2012. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory platform that recommends ETF-based portfolios using proprietary algorithms, in addition to managed account programs and commission-based brokerage services.

Stephen Connaughton is a financial advisor with Oppenheimer in Providence, RI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Oppenheimer & Co. since 2004. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, employing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.

Desmond Lam is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also has experience with Ocean International Trading and World Financial Group. In addition to his advisory role, he provides language, reporting, and consulting services through a separate self-employed business. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm’s investment approach primarily uses model portfolios and third-party managers, supported by a large advisor network and multiple program platforms.

Jesse Brady is a Series 65-licensed financial advisor with eight years of industry experience. He is currently with Stratos Wealth Partners, Ltd and Stearns Financial Group, serving since 2021, and previously worked at Vaucluse Partners from 2016 to 2021. In addition to his advisory role, he serves as Director of Business Solutions at Stearns Financial Group, focusing on benefit solutions. Stratos Wealth Partners provides advisory services to individual investors, trusts, charitable organizations, corporations, retirement plans, and other institutional clients through portfolio management, financial planning, and access to third-party advisory solutions. The firm’s open-architecture Strategic Wealth Management platform supports both advisor-managed and model-based portfolios with active monitoring and multi-custodian asset allocation.

Harry Carver is a Series 66-licensed financial advisor at Citizens Securities, Inc. with seven years of industry experience. He has worked at Citizens Securities since 2019 and previously held roles at Granite Financial Partners and Ten Broeck Insurance Group. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program alongside a Managed Account program and operates as a broker-dealer and insurance agency.

Roy Yehuda is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds the CFP® and ChFC® designations as well as the Series 66 license. Prior to joining Citizens Securities in 2022, he worked at Park Avenue Securities, Guardian Life Insurance Company, and the Bulfinch Group. Before entering the financial industry, Yehuda spent 20 years at EMC (Dell EMC). Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Jared Greenberg is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation with two years of industry experience. His employment history includes multiple terms with Citizens Securities and prior roles outside finance, such as work at Trio Restaurant and the University of Rhode Island. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both advisory programs and brokerage and insurance services. The firm’s investment approach includes a digital advisory program utilizing ETF-based portfolios with proprietary algorithms, alongside managed accounts and commission-based brokerage activities.

Samia Elias is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 credential and nine years of industry experience. She previously worked at Fidelity Investments and TD Ameritrade before joining Citizens Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory program based on proprietary algorithms and risk-tolerance assessments, as well as a Managed Account program.

Patrick O’Connor is a financial advisor at Citizens Securities, Inc. with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Citizens Securities since 2018. His prior roles include positions at KeyBank and infinex Investments, Inc. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital advisory and managed account programs and operates as a broker-dealer and insurance agency.

William O'Donnell is a CFP® professional with 23 years of experience in the financial services industry. He is affiliated with Eagle Strategies (NY Life) and has held roles with LBC Financial Group, LLC since 2019, as well as with Nylife Securities LLC and New York Life Insurance Company since the early 2000s. O'Donnell also operates LBC Financial Group, LLC, which focuses on brokering non-registered insurance products alongside New York Life offerings. Eagle Strategies serves a diverse client base including individual investors and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers advice through various program types, emphasizing tailored recommendations and primarily manages assets on a non-discretionary basis.

Alexander Guccione is a financial advisor at Empower Advisory Group with two years of industry experience. He holds the Series 66 and Series 63 licenses and has worked previously at John Hancock and Human Interest. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its planning approach and serves a large participant base relative to its advisor headcount.

Frodo Feng is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. He holds Series 66 and Series 63 credentials and has previously worked at HSBC Securities (USA) Inc. and JPMorgan Securities LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers both investment advisory programs and brokerage and insurance services, including a digital advisory program and a Managed Account program.

Joseph Zanca is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Citizens Securities since 2011 and also serves as a firefighter for the Town of Braintree, a role he has held since 1999. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory platform includes a digital program and a Managed Account program, supporting both discretionary and non-discretionary investment strategies.

Brian Argiro is a financial advisor at Citizens Securities, Inc. with 13 years of industry experience. He has been with Citizens Securities since 2014 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he volunteers as a coach for Lincoln Little League Baseball. Citizens Securities serves a broad retail client base that includes individual and high-net-worth investors as well as individual retirement plans. The firm offers a range of advisory programs, brokerage, and insurance services, including a digital advisory program based on ETF portfolios and proprietary algorithms.

Jeffrey Causey is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has been with TIAA and TIAA-CREF since 2013. Outside of his advisory role, he coaches youth soccer for the New England Revolution Academy. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed accounts to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm distinguishes between one-time planning services and ongoing portfolio management, applying a fiduciary standard within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory.

Dylan Berube is a financial advisor with TD Private Client Wealth LLC in Foxborough, MA, holding Series 63 and Series 65 credentials and six years of industry experience. His prior work includes positions at TD Bank N.A., Citizens Securities, Inc., and United Consumer Finance. Outside of his advisory role, he writes and records music. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients, combining strategic and tactical asset allocation with both affiliated and third-party sub-managers.