Kelly Hobby is an Investment Consultant at Fidelity Investments, where she collaborates with clients to develop personalized financial plans tailored to their individual needs and goals. She began her career at Fidelity Investments in 2023 as a Financial Representative and has held positions as a Relationship Manager and Investment Consultant since then. Prior to joining Fidelity, Kelly worked as a Specialist at The Charles Schwab Corporation from 2021 to 2023. Her professional experience encompasses client relationship management and investment consulting, focusing on helping clients create plans to secure their financial futures. Outside of her professional work, Kelly enjoys socializing with friends, hiking, kayaking, visiting museums, skiing, and traveling.

Nathaniel Michna is a Financial Advisor with Merrill Lynch Wealth Management. In his current role, he focuses on helping families grow their net worth and achieve their financial goals by creating personalized strategies tailored to each client’s unique situation. Nathaniel draws on his background in financial planning, insurance, and tax planning to assemble comprehensive financial plans that address a wide range of client priorities. Nathaniel began his financial services career in 2018 as a Planning Analyst, gaining hands-on experience in constructing financial plans that support families' long-term objectives. Over time, he expanded his expertise to include executive compensation, family wealth management strategies, liquidity management, retirement income, and tax minimization, among other areas. Nathaniel holds the Chartered Financial Consultant (ChFC) designation and is a Personal Investment Advisor (PIA). He earned a bachelor's degree from Wayne State University. Outside of his professional work, Nathaniel is involved with the Ann Arbor Soccer Association. His personal interests include adventure sports, basketball, camping, football, golfing, hiking, pickleball, soccer, spending time with family, and traveling.

Angela Bourgeois is a financial advisor with Raymond James & Associates in Ann Arbor, MI. She holds Series 63, 65, and 66 licenses and has 26 years of experience in the industry. Her prior work includes roles at Parkland Securities and Sigma Financial Corporation. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Margaret Moore is a CFP® with 35 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, she worked at Wells Fargo Advisors LLC for seven years. Outside of her advisory role, she is co-owner of a marina property in Montague, Michigan. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Joshua Periord is a financial advisor at Ameriprise with 22 years of industry experience. He holds the Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver non-discretionary advice and emphasizes the use of affiliated investment products.

Adam Szerlag is a Planning Consultant who helps clients understand their finances and make educated financial decisions about their future. He has held various roles at Fidelity Investments, including Investment Consultant from 2025 to 2026, Relationship Manager from 2024 to 2025, and Financial Representative from 2023 to 2024. His professional experience spans multiple aspects of financial advising and client relationship management. Adam's personal interests include baseball, fitness, football, golf, outdoor adventures, and traveling.

Andrew Adado is a financial advisor at Charles Schwab with Series 65 and Series 63 credentials and four years of industry experience. He has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2021. Outside of finance, he serves as a registered official for high school football and basketball games with the Michigan High School Athletic Association. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to affiliated discretionary separately managed accounts using multi-asset model portfolios, supported by centralized custody, order-routing, and a formal alternative investment onboarding process.

Luke Panning is a CFP®-designated financial advisor with 12 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. He previously worked at Edward Jones and Arcadia Capital. Outside of his advisory role, he serves on the finance and investment committee of the Holland Symphony Orchestra and is an active freelance musician and recording artist. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and supports clients through a large network of affiliated advisors.

Ethan Warren is a financial advisor at Robert W. Baird & Co. with nine years of industry experience. He holds a Series 66 designation and has worked at Robert W. Baird & Co. since 2018, following positions at Wells Fargo, Action Packaging, and Enterprise Rent A Car. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody and brokerage services, utilizing a mix of separately managed account strategies and internal research tools.

Bruce Dunbar is a financial advisor with Raymond James Financial Services Advisors, Inc. in Ann Arbor, MI, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Raymond James since 2003. Outside his advisory role, he is president of Legacy Financial, his operating company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and maintains a notable affiliation with a municipal advisor to support its public finance work.

Sara Wohl is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been involved in the financial services industry since 2005 and joined Merrill in 2011. Sara focuses on helping high net worth families, executives, and business owners from diverse industries to develop and implement personalized financial plans to preserve and grow wealth. Her team works to relieve the stress of managing financial life so families can concentrate on their priorities. She has a particular focus on assisting women through life transitions such as business sales, career changes, divorce, or the death of a loved one. Sara holds a Bachelor's degree from the University of Michigan Ross School of Business, an MBA, and a Master of Science in Finance from Walsh College. She holds several professional designations including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, Certified Divorce Financial Analyst®, Chartered Advisor in Philanthropy®, and Certified Sustainable Responsible and Impact Investment Counselor™. Throughout her career, Sara has been recognized by industry publications, including appearing on Working Mother/SHOOK Research’s "Top Wealth Advisor Moms" list in 2021 and Forbes' "Top Women Wealth Advisors - Best in State" lists in 2021 and 2025. Sara resides in Ann Arbor, Michigan with her husband and three children. She and her family enjoy sports, travel, and are active in their local community. She is involved with organizations such as the Community Action Network, Food Gatherers, and Michigan Foster Care Closet. Sara's personal interests include adventure sports such as boating, camping, fishing, golfing, hiking, rock climbing, and traveling.

Jessica Ping Hausman is a financial advisor with Equitable Advisors, holding Series 63, 65, and 66 credentials and bringing 12 years of industry experience. She previously worked at Northwestern Mutual in various capacities from 2014 to 2020. Outside of her advisory role, she is involved as a partner at Panorama Risk & Insurance Solutions and has served as a Washtenaw County Commissioner from 2006 to 2010. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm utilizes a range of advisory models and third-party managers, providing services across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Julie Pierce is a financial advisor at Edward Jones in Ann Arbor, MI, holding a Series 66 designation with three years of industry experience. Her prior work includes positions at Airflow Sciences Corporation and a 20-year tenure with YMCA of Metro Detroit. Outside of finance, she teaches water fitness and small group swim training classes at Dexter Wellness Center. Edward Jones is a full-service wealth management firm serving a diverse client base, including individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors and branch offices.

Joseph Formicola is a Series 66-licensed advisor at LPL Enterprise with less than one year of industry experience. His prior work includes roles at Uber Eats, McKinley, and DoorDash, among others. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm primarily uses model-driven investment implementation and offers financial planning, consulting, access to third-party asset managers, and affiliated trust and insurance services.

William Juergens is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career at the Federal Reserve Bank of Chicago-Detroit Branch, then spent nearly ten years working at J.P. Morgan and its predecessors in the Ann Arbor area as a Trust Advisor and Investment Specialist. He has also worked as a professional tax preparer for six years before joining Merrill in 2010. William holds a Bachelor of Arts degree in Economics with high distinction from The University of Michigan. He has completed advanced training sessions at the University of Pennsylvania Wharton School of Business and the University of Chicago Booth School of Business. He earned the Certified Investment Management Analyst® (CIMA®) and Certified Private Wealth Advisor® (CPWA®) designations through the Investments & Wealth Institute™. Additionally, he holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., along with the Chartered Financial Consultant® (ChFC®) and Chartered Life Underwriter® (CLU®) designations. His professional credentials also include Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Portfolio Manager (CPM), Certified Trust and Fiduciary Advisor (CTFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). William was born and raised in Michigan. He is married with six children. He enjoys fishing, genealogy, hunting, racquetball, skiing, and watching movies. He is a member of the Ann Arbor Rotary Club and the Washtenaw Estate Planning Council, and participates in the community through involvement with the Cancer Support Community of Greater Ann Arbor.

Christian Rowe is a Branch Leader at Fidelity Investments, where he leads a team focused on providing financial guidance and personalized support. He aims to foster a culture of care, collaboration, and excellence to help clients make informed decisions and pursue their financial goals. He has been with Fidelity Investments since 2023, initially serving as a Financial Consultant before taking on the Branch Leader role in 2026. Prior to that, he held positions as a Senior Financial Consultant VP at Charles Schwab from 2020 to 2023, a Senior Financial Consultant at TD Ameritrade from 2018 to 2023, and worked as an Independent Financial Advisor at Ameriprise Financial between 2017 and 2018. Outside of his professional work, Christian has interests in golf and parenthood.

Kevin Darrow is a financial advisor with Ameriprise in Ann Arbor, MI, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Outside of his advisory role, he is associated with A2 Business LLC, which manages his practice’s payroll. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, providing tailored recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation to support its advisory process while offering a broad range of advisory, brokerage, and insurance solutions.

Gary Pool II is a financial advisor with Merrill in Ann Arbor, MI, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at J.P. Morgan Securities, Eaton, Fifth Third Bank, and Eastern Michigan. He also worked with YMCA Storer Camps for six years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Lindauer is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in wealth management strategies for business owners, senior corporate executives, and high-net-worth families. He has developed customized goals-based approaches that focus on clients' meaningful lifestyle objectives, such as retirement planning, educational funding, and legacy establishment. Jason works closely with clients' accountants, attorneys, and other professional advisors to provide organized and responsive service. Jason joined Merrill in 1985 and holds the professional designations of Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor of Arts degree in Sociology from Adrian College in 1983. Additionally, he has completed advanced training at the Wharton School of the University of Pennsylvania and The University of Chicago Booth School of Business. Jason also serves on the St. Joseph Mercy Hospital Chelsea Board of Trustees. He has been involved in his community as an Assistant Varsity Football Coach at Chelsea High School and served as Mayor of the City of Chelsea from 2009 to 2017. Jason and his wife, Amy, live in Chelsea and have four grown children. His personal interests include cooking, football, golfing, hiking, music, reading, running, skiing, spending time with family, and traveling.

Mitchell Goodin is a financial advisor at Merrill with a Series 66 credential and has two years of experience in the industry. Prior to joining Merrill in 2024, he worked at The Mannik & Smith Group, Inc., Abonmarche Consultants, Inc., RQAW Corporation, and spent four years at the University of Michigan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers, with various portfolio implementation approaches tailored to client needs.