Timothy Smith is a financial advisor with Raymond James & Associates, holding a Series 63 designation and 24 years of industry experience. His prior roles include positions at Goldman Sachs & Co, Rockefeller Financial LLC, Rock & Co LLC, and The Ayco Company, L.P./Mercer Allied. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and government entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Chase Burdick is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He has held prior roles at Bank of America, Key Bank, and Ives Holdings / Jonathan Reid. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Maria Mahon is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets beginning in 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets.

Nicholas Kopff is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked with several firms including MPWM Advisory Solutions and Wealthone LLC. Kopff also operates MPWM Advisory Solutions, LLC, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, and retirement plan consulting with discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Sandra Raia is a financial advisor at Merrill with Series 63 and Series 65 licenses and 44 years of industry experience. She has been affiliated with Bank of America since 2009 and with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard White is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding Series 63 and Series 65 designations and bringing 23 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as president and board member of the Okemo Tutorial Program and coaches alpine ski racers at Vail Mountain Resorts. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Ellen Reidy is a financial advisor at Equitable Advisors with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Cadaret, Grant & Co., Inc. and has been involved in event planning through 408 Events and Occasion. Equitable Advisors serves a broad client base including individuals, retirement plans, corporations, and charitable organizations, providing financial planning and asset management services through a network of Investment Adviser Representatives and third-party program sponsors.

Ronald Olinsky is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as Financial Secretary for Knesseth Israel Synagogue in Gloversville, NY, and participates on the finance committee of Synagogue Emanu-El in Charleston, SC, as well as serving as Treasurer for the North Charleston Pops Orchestra. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven advisory services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, and offers discretionary investment management under ERISA fiduciary standards.

Tyler Lesniewski is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Holistic Wealth Advisors and Kensington Investment Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, employing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Lorissa Hoff is a financial advisor at Cetera with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Cetera since 2019. Prior to joining Cetera, she was with Foresters Financial Services and Foresters Financial. Hoff is also a co-owner of Greenwood Hoff Wealth Management, which operates as a dba for her Cetera business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors.

John La Marco is a financial advisor at Morgan Stanley with Series 66 and Series 63 credentials and three years of industry experience. Prior to joining Morgan Stanley, he worked at Goldman Sachs and was involved in customer service at Allerdice Building Supply, a retail business in Saratoga Springs, NY. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning using firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers planning services that emphasize client implementation and ongoing updates.

Bradley Hayslette is a financial advisor with LPL Financial in Latham, NY, holding a Series 63 designation and bringing 41 years of industry experience. He worked at INVEST Financial Corporation from 2015 to 2018 before joining LPL Financial. He is also involved as an insurance agent with New York LTC Brokers, focusing on life, health, and long-term care insurance. LPL Financial serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Steven Quesnel is a CFP® professional with 27 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nicholas Trotta is a CFP® and holds a Series 66 designation with nine years of industry experience. He has been with Edward Jones since 2017 and previously worked at Blasch Precision Ceramics from 2015 to 2017. He is based in Niskayuna, NY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Andrew Clark is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. He has been with LPL Financial since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by research and technology, providing both discretionary and non-discretionary management options.

Richard Sandner II is a financial advisor at Equitable Advisors with eight years of industry experience. He holds the ChFC® designation and the Series 66 license. His prior experience includes positions at Merrill Lynch and Axa Advisors. He is also a volunteer with the Cyprus Shriners in Glenmont, NY. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm utilizes a variety of third-party advisory models and offers ERISA fiduciary services, without sponsoring its own wrap fee program.

Norma Forkeutis is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Morgan Stanley since 2010, including her current role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering comprehensive financial planning supported by firm-approved tools and research from the Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Brian Garnets is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 registrations and bringing 30 years of industry experience. His prior work includes roles at Ic Advisory Services Inc, The Investment Center Inc, and National Planning Corporation. Outside of his advisory career, he owns SPENCER AVERY INC., a non-investment business. Equitable Advisors serves a diverse client base, including individuals, retirement plans, corporations, and charitable organizations, offering financial planning and asset management through a network of Investment Adviser Representatives. The firm utilizes a range of third-party advisory programs and provides fiduciary services to qualified plans.

Emily Muhvich is a financial advisor at Equitable Advisors with 12 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Equitable Advisors and Axa Advisors LLC since 2014. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by offering financial planning, retirement plan consulting, and a variety of asset-management programs. The firm uses a range of third-party asset managers and advisory programs to tailor investment solutions based on clients’ risk tolerance and personal or plan information.

Lauren Woodcock is a financial advisor with Equitable Advisors based in Malta, NY, holding Series 63 and Series 65 licenses and having 13 years of industry experience. She has been with Equitable Advisors and its predecessor firm since 2013, including a seven-year period with AXA Advisors, LLC. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory programs and maintaining a focus on matching clients to appropriate investment models and managers.