Christopher Johnson is a CFP® with 18 years of industry experience, currently serving as Director of Wealth Management at TSWM Advisory Group and affiliated with Cetera. His career includes roles at Avantax, USAA Financial Advisors, and Tyler, Simms & St. Sauveur, CPA's P.C. He is also involved in consulting and educational presentations for CPA groups within the auto dealership sector. Johnson owns TSSWMM Financial Group, where he provides comprehensive financial planning and retirement services to clients. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning solutions, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Johanna Holecy is a financial advisor at LPL Financial in Portsmouth, NH, holding Series 63 and Series 65 credentials with eight years of industry experience. Her prior roles include positions at First Anchor Wealth Management, Waddell & Reed, and various insurance carriers. She also worked at the International Language Academy for two years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside model portfolios and third-party research.

Meredith Anderson is a financial advisor at Morgan Stanley in Portsmouth, NH, holding Series 63 and Series 65 licenses with 17 years of industry experience. She has worked at Morgan Stanley since 2016 and previously at LPL Financial and Federal Savings Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning using firm-approved tools and investment models.

Michael Lebarge is a financial advisor with Osaic Wealth, Inc. in Dover, NH, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He worked at Signator Investors, Inc. for 33 years before joining Osaic in 2018. Outside of his advisory role, he operates a vacation cottage rental business and is involved in the sales and marketing of fixed annuities and non-variable insurance. Osaic Wealth, Inc. serves a diverse client base—including individuals, institutions, and charitable organizations—through a large network of advisers and multiple advisory platforms. The firm employs various portfolio construction tools and offers integrated brokerage and advisory services, with a complex corporate structure and multiple third-party commercial arrangements.

Margaret Murray is a financial advisor with LPL Financial based in Portsmouth, NH. She holds a Series 66 designation and has two years of industry experience. Prior to her current role at LPL Financial, she worked at Northeast Planning Associates and served with New Frontiers Church, Inc. for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning services, and utilizes research and technology to support both discretionary and non-discretionary portfolio management.

Robert Ricci III is a financial advisor with Equitable Advisors, holding a Series 66 credential and two years of industry experience. His prior roles include positions at RBC Wealth Management and Target, as well as work in the food service industry and at educational institutions. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model that combines advisory and brokerage channels to deliver tailored financial solutions.

Mark Svenson is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2018, with prior experience at PNC Investments. Outside of his advisory role, he serves as co-trustee for a family revocable trust. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients, including individuals, high-net-worth individuals, and institutional accounts.

Barrett Costello is a financial advisor with Ameriprise in Stow, MA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior roles include positions at Neuberger Berman LLC, LPL Financial, and Stratos Wealth Partners. He serves as President on the Board of Directors for Kiwanis of Taunton. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement, providing tailored recommendations on income sources, Social Security, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized retirement income plans, emphasizing assets managed within Ameriprise accounts.

Robert Rubano is a financial advisor with Equitable Advisors in Portsmouth, NH, holding a Series 66 designation and nine years of industry experience. He has previously worked at John Hancock/Manulife Asset Management, Merrill, and several wealth management firms. Outside of his advisory role, Rubano operates Phillips Academy Ice Rinks as a rink operator and ice hockey instructor and serves as Treasurer for the Triton Youth Hockey nonprofit organization. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels to tailor investment solutions to clients’ goals and risk tolerances.

Spike Trueworthy is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2021. Prior to this, he worked at Ameriprise Financial Services for 15 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Abednego Nakoma is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. Prior to joining Equitable Advisors, he worked at the International Institute of New England and Natural Air. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through program sponsors and endorsed third-party managers and holds a dual registration as an SEC-registered investment adviser and broker-dealer.

Eric De Lorey is a Certified Financial Planner (CFP®) with 11 years of industry experience. He has been with Edward Jones in Rochester, NH since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices, offering various advisory programs and investment strategies under a fiduciary standard.

John Cogan is a financial advisor with Ameriprise in Portsmouth, NH, holding Series 63 and Series 66 credentials and 23 years of industry experience. His prior roles include positions at Osaic Institutions, Inc. and Infinex Investments, Inc. Outside of his advisory work, he serves as president of the Coastal New England Baseball League, an adult baseball league. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers these services through a centralized consulting team and emphasizes the use of Ameriprise-managed accounts in its planning approach.

Alexander Wallace is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and previously worked in roles including strategic maintenance and marine engineering consulting. Outside of his advisory work, he is an owner and property manager of a rental property in Dover, NH. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Diane Hoenig is a CFP® professional with over 32 years of experience in the financial services industry. She has been with Ameriprise since 1993, serving in various capacities within the firm. Outside of her advisory role, she has involvement in real estate ownership. Ameriprise is an institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations in partnership with its financial advisors.

Bethany Goodrich is a CFP® with four years of industry experience, currently serving as a financial advisor at LPL Financial. She previously worked at Cornerstone Financial Planning, LLC for four years and TPS Group for twenty years. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by in-house and third-party research.

Matthew Becker is a financial advisor with Morgan Stanley in Portsmouth, NH, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Morgan Stanley since 2013 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved in music as a guitar player with his own company, Live from Matt's House, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients by providing comprehensive financial planning and investment advisory services. The firm employs a structured planning process supported by advanced tools and offers a broad range of financial products and programs.

Brendon Canavan is a CFP® and CFA® with eight years of industry experience. He currently works at Stifel and previously held positions at Columbia Management Investment Distributors, Eaton Vance Management, and Bates College. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

William Schaeneman Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 26 years of industry experience. Prior to joining Wells Fargo in 2018, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2012 to 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm uses an IPS-driven approach grounded in modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Albert Sampson is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a broader range of financial product offerings than is typical for large institutional advisers.