Ann Marie Andrews is a Series 66 licensed financial advisor with UBS Financial Services in Portland, Maine, bringing 18 years of industry experience. She has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and various capital markets services.

Andrew Sinclair is a Financial Advisor with the Sirois Group at Merrill Lynch Wealth Management. He works alongside Senior Financial Advisor Scott Sirois to assist individuals and families in developing tailored investment and financial strategies aligned with their long-term goals. Andrew specializes in disciplined portfolio guidance, retirement planning solutions, and ongoing advice delivered through a collaborative approach. Andrew began his career at Merrill in 2019, initially serving as a Financial Service Representative with Merrill Edge in Jacksonville, Florida. He later transitioned to the Wealth Management side, working in Operations at the Merrill Lynch branch in Downtown Jacksonville. In 2022, he relocated to Portland, Maine to be closer to family and joined The Sirois Group as a Registered Client Associate. After three years, he was promoted to Team Financial Advisor. He holds Series 7 and 66 FINRA registrations and the Personal Investment Advisor (PIA) designation. Andrew graduated from the University of Southern Maine with a Bachelor's Degree in Communications. He resides in Portland, Maine with his dog, Louie. Outside of work, he enjoys hiking, soccer, and traveling internationally.

Vangel Cotsis is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing 23 years of industry experience. He has been with UBS since 2007 and also has a long tenure at Mcdonald Investments Inc. Outside of his advisory work, he serves on an ad-hoc withdrawal committee for the City of Saco, Maine, focused on developing a plan for the city’s withdrawal from Regional School Unit 23. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management. The firm uses proprietary capital market assumptions and research to tailor investment plans aligned with clients’ goals and risk tolerances.

Alexandra Clement is a financial advisor with RBC Capital Markets in Portland, ME, holding Series 63 and Series 65 licenses and four years of industry experience. She has worked at several firms, including City National Bank, Independent Brokerage Solutions LLC, and Alumni Ventures. Outside of her advisory role, she is involved with Jibe Cycling Studio, an indoor cycling business, where she welcomes new riders. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with customizable portfolio management strategies and access to in-house and third-party investment managers.

Matthew Packard is a financial advisor at Raymond James & Associates in Portland, ME, holding a Series 66 designation. He has one year of industry experience at Raymond James & Associates and previously spent ten years at Stone Coast Fund Services. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions.

Suzanne Bourgault is a ChFC® credentialed financial advisor with Ameriprise in Portland, ME, and has 28 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she is involved in youth field hockey as a coach and camp director and occasionally serves as a high school field hockey official. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Stephen Gaumer is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as an elected selectman for the town of Cohasset, Massachusetts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning, utilizing firm-approved tools and methods such as Monte Carlo simulations to model outcomes.

Alexander Timpson is a financial advisor at Ameriprise with 33 years of industry experience. He has worked at Ameriprise since 2018 and previously held roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, Timpson is involved in music recording and performance through The Strangely Possibles. Ameriprise serves clients primarily through a retirement-income planning service aimed at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations delivered by a centralized consulting team.

Gilles Paradis is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He worked at SII Investments, Inc. for 18 years before joining LPL Financial in 2018. Paradis is also a licensed insurance agent associated with Paradis Financial Services. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and access to model portfolios and research, supporting both discretionary and non-discretionary management approaches.

Jamee Shinn is a Series 66-licensed financial advisor with Edward Jones in Windham, ME, with four years of industry experience. Prior to joining Edward Jones in 2021, Shinn was self-employed with Zip-PT-Doo-Dah and has held roles with the University of New England and the Morrison Center. She also serves as president of the Scarborough Primary PTA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 advisors, offering a range of advisory programs and affiliated investment products under a fiduciary standard.

Alane Downes is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 66 credentials and has 36 years of industry experience. She previously worked at Metlife Securities Inc. for 27 years before joining Massachusetts Mutual Life Insurance Company and MassMutual Investors Services. Outside of her financial services career, she pursues photography, occasionally selling her work and participating in local art exhibits. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative annual planning relationships without discretionary investment authority.

Tanner Howard is a financial advisor at Morgan Stanley with a Series 66 designation and over a decade of experience in the financial industry, including 11 years at Envestnet. He currently works in Portland, ME, focusing on wealth management services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning that incorporates advanced modeling techniques without offering individual security recommendations.

Paul McKenney is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been affiliated with Cambridge Investment Research and McKenney Financial Group since 2007 and 2008 respectively. Outside of advising, he serves as an adjunct professor at the University of Pennsylvania Law School, is president of a homeowners association, an author with Maine Freedom Press, and a board member of the Pine Tree Council Boy Scouts of America. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charities, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent financial professionals utilizing multiple custody platforms, discretionary and non-discretionary management, proprietary and third-party strategies, and institutional resources.

Sean Steady is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 1998 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is the proprietor and master roaster of Steady Beans, a coffee business. UBS Financial Services supports individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients' goals and risk tolerances.

Nicholas Auger is a financial advisor with Ameriprise in Scarborough, ME, holding a Series 66 designation and six years of industry experience. He previously worked at Wells Fargo for eight years before joining Ameriprise. In addition to his advisory role, he is a co-owner of Collaboration Partners, LLC, where he manages an advisory business. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. As a large institutional firm, Ameriprise also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Sophie Lamb is a financial advisor at Ameriprise with two years of industry experience. She has been with Ameriprise since 2018, including roles at Ameriprise Financial Services, Inc. Prior to her advisory career, she worked at the University of Maine. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver personalized, algorithm-assisted advice.

Adele Jacques is a financial advisor with Raymond James & Associates in Portland, ME, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Raymond James & Associates since 2014. Outside of advisory work, she is a co-owner of a seasonal rental cabin business in Maine. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and nonprofit entities. The firm offers financial planning and non-discretionary investment consulting, drawing on a wide range of portfolio management strategies and affiliated research resources.

Kendrik Doughty is a financial advisor at Merrill with Series 63 and Series 65 credentials and approximately one year of industry experience. Prior to joining Merrill, he was employed at Bank of America in various capacities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Frederick Caswell is a financial advisor at Morgan Stanley with 44 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and holds Series 63, 65, and 66 licenses. Caswell serves as a trustee and co-trustee involved in estate administration in South Freeport, Maine. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and economic modeling while generally acting in an advisory capacity for client financial plans.

Matthew Ogier is a financial advisor at Robert W. Baird & Co. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Baird since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. He is part of The DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The team provides tailored financial planning and portfolio management services, utilizing a range of strategies from traditional equity and fixed-income to more complex investments, alongside municipal advisory and public finance capabilities.