Edward Pegram IV is a financial advisor at Allworth Financial, L.P. with 45 years of industry experience. He holds the Series 63 designation and has previously worked at City National Bank, RBC Capital Markets, Bank of America, and Merrill. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary asset management and financial planning, employing a mix of model strategies and third-party sub-advisers, and is notable for its ownership structure and specialized service divisions.

Harry Carver is a Series 66-licensed financial advisor at Citizens Securities, Inc. with seven years of industry experience. He has worked at Citizens Securities since 2019 and previously held roles at Granite Financial Partners and Ten Broeck Insurance Group. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program alongside a Managed Account program and operates as a broker-dealer and insurance agency.

Amanda Chartier is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and two years of industry experience. Her work history includes roles at Toll Gate Capital Advisors, LLC, and prior experience outside the financial industry. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm offers a broad adviser-support platform, including managed-account programs, third-party asset manager access, and retirement consulting services.

Roy Yehuda is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds the CFP® and ChFC® designations as well as the Series 66 license. Prior to joining Citizens Securities in 2022, he worked at Park Avenue Securities, Guardian Life Insurance Company, and the Bulfinch Group. Before entering the financial industry, Yehuda spent 20 years at EMC (Dell EMC). Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Jared Greenberg is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation with two years of industry experience. His employment history includes multiple terms with Citizens Securities and prior roles outside finance, such as work at Trio Restaurant and the University of Rhode Island. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both advisory programs and brokerage and insurance services. The firm’s investment approach includes a digital advisory program utilizing ETF-based portfolios with proprietary algorithms, alongside managed accounts and commission-based brokerage activities.

Kevin Vieira is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 26 years of industry experience. He has worked at Commonwealth Financial Network and Bank of Rhode Island since 2020 and was previously with LPL Financial from 2011 to 2020. Outside of advising, he is involved in fixed insurance sales. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and support services including investment management, technology, and compliance. The firm offers various program structures and discretionary model portfolios designed by its Investment Management and Research team.

Samia Elias is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 credential and nine years of industry experience. She previously worked at Fidelity Investments and TD Ameritrade before joining Citizens Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory program based on proprietary algorithms and risk-tolerance assessments, as well as a Managed Account program.

Patrick O’Connor is a financial advisor at Citizens Securities, Inc. with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Citizens Securities since 2018. His prior roles include positions at KeyBank and infinex Investments, Inc. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital advisory and managed account programs and operates as a broker-dealer and insurance agency.

Frodo Feng is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. He holds Series 66 and Series 63 credentials and has previously worked at HSBC Securities (USA) Inc. and JPMorgan Securities LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers both investment advisory programs and brokerage and insurance services, including a digital advisory program and a Managed Account program.

Joseph Zanca is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Citizens Securities since 2011 and also serves as a firefighter for the Town of Braintree, a role he has held since 1999. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory platform includes a digital program and a Managed Account program, supporting both discretionary and non-discretionary investment strategies.

Brian Argiro is a financial advisor at Citizens Securities, Inc. with 13 years of industry experience. He has been with Citizens Securities since 2014 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he volunteers as a coach for Lincoln Little League Baseball. Citizens Securities serves a broad retail client base that includes individual and high-net-worth investors as well as individual retirement plans. The firm offers a range of advisory programs, brokerage, and insurance services, including a digital advisory program based on ETF portfolios and proprietary algorithms.

Luis Decastro is a financial advisor with Eagle Strategies (NY Life) in Johnston, RI, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has been with Eagle Strategies since 2021 and has worked at NYLife Securities Inc. and New York Life Insurance Co. since 2004. Outside of his advisory role, Decastro coaches high school soccer at La Salle Academy and volunteers with the Portuguese Social Club. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individuals, institutional clients, and Plan Sponsors. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of assets managed on a non-discretionary basis.

Jeffrey Causey is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has been with TIAA and TIAA-CREF since 2013. Outside of his advisory role, he coaches youth soccer for the New England Revolution Academy. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed accounts to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm distinguishes between one-time planning services and ongoing portfolio management, applying a fiduciary standard within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory.

Stephen Dipardo is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and 18 years of industry experience. He previously worked at Morgan Stanley Smith Barney for 15 years before joining Commonwealth and Gather Wealth Strategies. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, technology, and operational support, allowing advisors discretion in portfolio construction alongside managed model portfolios and multiple program options.

Mark Boccuzzi is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 24 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he is co-owner and senior vice president of Toll Gate Capital Advisors, LLC, and co-owner of RAMZ Associates, LLC, a commercial real estate management entity in Warwick, RI. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while acting as a back-office and platform provider.

Mary Collins is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses with 31 years of industry experience. She has been with Citizens Securities since 1996. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs along with brokerage and insurance services. The firm provides both a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency.

Nicholas Mann is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and in the hospitality sector. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both advisory programs and brokerage and insurance services. The firm provides a digital advisory platform with ETF-based portfolios, a Managed Account program, and operates as a broker-dealer and insurance agency.

Marco Moretti III is a financial advisor with Integrated Wealth Concepts LLC in Cranston, Rhode Island, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. He has been with Integrated Wealth Concepts and affiliated with LPL Financial since 2016. Outside of his advisory work, he has involvement in non-variable insurance products including health and life insurance. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, implementing customized portfolios with a predominantly long-term investment approach alongside shorter-term trades for rebalancing or cash needs.

Stephanie Marcello is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Citizens Securities, Inc. in Johnston, Rhode Island. She has been with Citizens Securities in various capacities since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm provides a digital advisory program alongside a managed account program and operates as both a broker-dealer and insurance agency.

Christine Campbell is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She worked at Merrill for 15 years before joining Citizens Securities in 2024. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both digital and managed account advisory platforms and is wholly owned by Citizens Bank, N.A.