John Palmeri is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 11 years of industry experience. He has worked at Park Avenue Securities, Guardian Life Insurance, Mass Mutual Investors Services, and MetLife Securities. Outside of his advisory role, Palmeri owns MJJ Billiards LLC, a pool hall, game room, and bar in Staten Island, NY. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, offering brokerage and advisory services alongside financial and retirement planning. The firm utilizes a combination of proprietary and third-party investment strategies and supports a range of account-level services and lending solutions.

Ka Lee is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and has prior experience with companies including Green Dragon Wood Products Co. and WFGIA. Outside of advisory work, he owns Apex Consulting Services, which engages in the import-export of goods. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, providing access to proprietary and third-party investment models with discretionary and non-discretionary options.

Christine Taylor is a financial advisor at Janney Montgomery Scott with 19 years of industry experience. She holds a Series 66 designation and previously worked at UBS for 10 years before joining Janney Montgomery Scott in 2022. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporations, and charitable organizations, offering brokerage services, financial planning, and advisory programs through a combination of in-house and third-party portfolio management.

Diego Correa is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 credentials and bringing 18 years of industry experience. He has worked with Penn Mutual Life Insurance Co, MML Investors Services, and MassMutual, and he is also the proprietor of DAC Financial, an insurance brokerage specializing in multi-line insurance sales and service. Additionally, he provides financial planning focused on advising attorneys through a dedicated insurance brokerage channel. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and a FINRA-member broker-dealer, managing a multi-billion-dollar portfolio with a range of discretionary and non-discretionary investment options.

Omar Olivieri is a Chartered Financial Consultant (ChFC®) with 12 years of industry experience. He is currently with PNC Wealth Management and has held prior roles at Santander Securities, Santander Bank, Lovesac, and J.P. Morgan Chase Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the Portfolio Solutions Strategist Digital Offering, an invitation-only online discretionary model account that uses algorithmic risk assessment and employs third-party strategists to manage investments via mutual funds and ETFs.

Dennis Huergo is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding CFP® and ChFC® designations and seven years of industry experience. His prior roles include positions at Altfest Personal Wealth Management, Facet Wealth, and New York Life. He also serves as an adjunct professor at Seton Hall University’s Stillman School of Business, teaching the CFP curriculum to undergraduates. Wealth Enhancement Advisory Services is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, guided by an internal Investment Committee and supported by quantitative and fundamental research.

Maryann Sciara is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and bringing 11 years of industry experience. She has worked at Valic Financial Advisors since 2015 and also holds a role as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Alexander Williams Jr. is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Fidelity Investments, Wells Fargo, Lincoln Investment, and The Vanguard Group. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients, using a combination of strategic and tactical asset allocation with affiliated and third-party sub-managers.

Sheldon Ferriss Jr. is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes roles at Wells Fargo Advisors and its clearing division before joining Janney in 2018. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and provides investment advice through a combination of in-house portfolio management and third-party managers across multiple advisory programs.

Roger Marvinney is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has been with PNC Investments LLC since 2013. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithmic questionnaires to recommend investment strategies implemented via mutual funds and ETFs.

Stephen Derosa is a financial advisor with GWN Securities Inc. in Watchung, NJ, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with GWN Securities since 2014. Outside of his advisory role, he serves as Vice President of Jost Financial, a registered investment advisory firm, where he focuses on client relationships and marketing. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports about 423 advisors and manages approximately $3.65 billion across more than 37,000 accounts, offering a range of managed-account programs including SMA, UMA, and fund-strategist options on the Fidelity-supported FMAX platform.

Patricia Reilly is a financial advisor with Primerica Advisors based in Hillsborough, NJ, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked with Park Avenue Securities and Guardian Life Insurance Company since 2015. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, financial planning, and business consulting, utilizing a mix of proprietary and third-party investment strategies across various account types.

Nathaniel Siegel is a financial advisor with TLG Advisors, Inc. He holds Series 65 and Series 63 licenses and has 13 years of experience. His prior work includes roles at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. He also serves as Senior Vice President and Director of Executive Benefits at Vanbridge, an EPIC company. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm focuses on manager selection and monitoring using fundamental analysis and Modern Portfolio Theory to build diversified portfolios, offering both advisor-managed and digital investment programs.

William Wright is a CFP® with 41 years of industry experience. He is currently affiliated with TLG Advisors, Inc. and has previously worked at Allegis Advisor Group, VOYA Financial Advisors, and Financial Professionals Group. Outside of his advisory role, he is involved in business development and insurance sales activities, including work with eldercare referral services. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering investment supervisory and portfolio management, financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios.

Virendra Tavathia is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at MassMutual Life Insurance, Woodbury Financial Services, and Questar Capital Corporation. He is also the managing owner of Amogh Associates LLC, an independent insurance agency specializing in life, health, and property and casualty insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer platforms, utilizing third-party asset managers and providing discretionary and non-discretionary account options.

Scott Silver is a financial advisor at Lido with 27 years of industry experience. He holds a Series 63 designation and has previously worked at Fountainhead Asset Management and Fountainhead Capital Management. Silver serves as a finance trustee of the Reeves-Reed Arboretum in Summit, NJ. Lido advises high-net-worth and ultra-high-net-worth individuals, family offices, trusts, estates, charitable organizations, corporations, and pooled investment vehicles. The firm employs an integrated wealth management approach with diversification across multiple asset classes and offers discretionary management alongside access to third-party managers and sub-advisers.

Bruce Hyde is a financial advisor at Cerity Partners Retirement Plan Consultants with 13 years of industry experience. He holds a Series 65 designation and previously worked at Round Table Wealth Management for 10 years before joining Cerity Partners in 2022. Cerity Partners Retirement Plan Consultants advises plan sponsors on defined contribution and defined benefit plans, providing ERISA fiduciary services, participant advice, plan design, and administrative support. The firm emphasizes asset-allocation driven model portfolios, written investment policy statements, and ongoing monitoring, managing most assets on a non-discretionary basis.

Pai Yen Chung is a CFP® professional with over 31 years of experience in the financial industry. He has been with Transamerica Financial Advisors since 2012 and has held roles with several other firms including Clearwater Benefits, Elite Advisors, Inc., and WFGIA. He is involved in managing an office through Mission Team, LLC. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker‑dealer services, utilizing proprietary and third‑party investment models with discretionary and non-discretionary program options.

Julian Montaque Williams is a financial advisor at PNC Wealth Management with seven years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at TD Bank N.A., TD Private Client Wealth LLC, and HSBC Securities (USA) Inc. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary account that uses algorithm-driven risk assessment and invests in mutual funds and ETFs.

Scott Hirsch is a financial advisor with Valic Financial Advisors in Berkeley Heights, NJ, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Valic Financial Advisors since 2015 and also holds a position at Agia involving non-securities insurance products. Valic Financial Advisors, Inc. is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management and financial planning services through a large network of advisors, utilizing discretionary unified managed accounts and centralized technology to manage approximately $29.2 billion for nearly 300,000 clients.