Samuel Lewis is a Series 66-licensed financial advisor with Morgan Stanley in New York, NY, and has 16 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process supported by proprietary tools and manages approximately $2.74 trillion in client assets.

Vincent Serro is a financial advisor at J.P. Morgan Securities with 33 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining J.P. Morgan Securities in 2013, he worked at Stifel and Ryan Beck & Co. Outside of his advisory role, he assists part-time with a family business that sells pasta sauce at fairs and festivals. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and offers capabilities in derivatives and commodities through affiliated entities.

Timothy Mirocco is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and six years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Mass Mutual Life Insurance Co, and The Ohio State University. Mirocco also operates as a sole proprietor agent specializing in non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with technology and comprehensive investment options.

Thomas Clifford III is a financial advisor at Cetera with 31 years of industry experience. He holds a Series 63 designation and has been associated with Cetera and Cetera Wealth Services since 2013. Clifford is also an independent insurance agent specializing in life, accident, and health insurance. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors to individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services, with access to third-party money managers and multiple program structures to accommodate various client needs.

Mark Filiberto is a financial advisor with LPL Financial, holding Series 63, 65, and 66 designations and 39 years of industry experience. He has worked at LPL Financial since 2019 and has been affiliated with Suffolk Federal Credit Union since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers financial planning, model portfolio programs, and institutional platforms with a broad range of investment strategies and operational support tools.

Rocco Carriero is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, Carriero serves on the board of the Southampton Business Alliance, holds an honorary presidency with Mondi Lucani APS in Italy, and is an author of a forthcoming business guide titled *The Three Cords: A Business Owner's Guide*. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement who meet specific asset criteria, providing tailored recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic automation overseen by a dedicated team, emphasizing managed accounts and affiliated investment products.

Brett Heyder is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 14 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. Outside of his advisory career, he was involved in local youth soccer programs from 2014 to 2022. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process combines quantitative screening and qualitative research with forward-looking capital market assumptions to build model asset allocations.

Eric Flowers is a financial advisor with Mass Mutual Investors Services in Bohemia, NY, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He previously worked at MetLife Securities from 2005 to 2017 and has been with Massachusetts Mutual Life Insurance Company since 2016. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser operating as a subsidiary of MassMutual. The firm provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Anthony Barone is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His prior roles include positions at Ameriprise Financial Advisors Inc. and Wells Fargo Clearing. Outside of advisory work, he owns a corporation providing financial services. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that delivers personalized planning and ongoing advice focused on retirement income strategies, using a centralized team and proprietary research tools.

Katherine Connors is a CFP®-designated financial advisor with 30 years of industry experience, currently affiliated with Cetera. She has held roles at firms including Avantax and 1st Global Advisors and operates KC Wealth Management LLC, through which she provides comprehensive financial planning and investment management services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and allows advisors to implement model portfolios or bespoke strategies across multiple program structures.

Joseph Depietro is a financial advisor with LPL Financial and holds Series 63, 65, and 66 licenses. He has 30 years of industry experience, having worked at firms including Morgan Stanley, TD Bank, and Dinosaur Financial Group. His career also includes roles at TD Private Client Wealth LLC and Halliday Financial LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Brian Nydegger is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at RBC Dain Rauscher Inc. for 19 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a variety of financial planning and investment management solutions.

Matthew Kelley is a financial advisor with Cetera, holding a Series 63 designation and 22 years of industry experience. He worked at Lincoln Financial Advisors for 12 years before joining Cetera in 2024. Outside of his advisory role, he is also an insurance agent selling fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Edward Nolan is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Edward earned a Bachelor's Degree from Kings College. His role involves providing guidance and strategies to help clients manage and grow their financial assets.

Cara Angelo is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. She has held roles at multiple firms, including Avantax and KC Wealth Management LLC, where she is a partner and oversees client relationships, operations, and staff management. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.

Robert Mantle is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 credentials. His career includes roles at TD Waterhouse Investor Services Inc., TD Bank N.A., and American Portfolios. OSAIC serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and a variety of managed account strategies.

Chad Esposito is a financial advisor with Charles Schwab, holding a Series 66 designation and 23 years of industry experience. He has worked at Charles Schwab since 2022 and previously spent 14 years at Scottrade, Inc., followed by five years at TD Ameritrade and its investment management affiliate. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Philip Scaglione is a financial advisor with Morgan Stanley in Riverhead, NY, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior work includes roles at JPMorgan Chase Bank and JPMorgan Securities, as well as service with the Suffolk County Board of Elections. He serves on the investment committee of the Holy Cross Society Endowment Fund for the Dormition of the Virgin Mary Church. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

Gianfranco Calio is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at the Town of Oyster Bay Housing Authority, ADP, SUNY Plattsburgh, and work in the restaurant business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including model portfolio construction based on proprietary research and quantitative analysis. The firm also serves as an adviser to multiple registered investment companies and employs algorithmic and AI-driven methods in its investment process.

Collin Beardslee is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2016, including two years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs. The firm emphasizes financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.