Thomas Anderson is a financial advisor with Key Investment Services LLC and holds a Series 66 credential. He has seven years of industry experience, having previously worked at firms including Ancile Advisors, Raymond James Financial, Massachusetts Mutual Life Insurance, and Morgan Stanley. Outside of his advisory role, Anderson serves as an alumni board member for St. Francis High School and is involved with Big Brothers Big Sisters of Niagara/Southern Tier as a young professional board member. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client direction in model selection, provides non-binding recommendations, and conducts ongoing monitoring and due diligence of third-party advisory products.

Paul Di Nicolantonio is a CFP® with three years of industry experience, currently serving as a financial advisor at Hightower Advisors. His prior roles include positions at Dopkins Wealth Management, Snowden Lane Partners, and M&T Bank. He has also been involved with organizations such as Canisius College and the Lockport Family YMCA. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm uses a manager selection and multi-manager approach, offering access to affiliated and third-party managers, discretionary and non-discretionary portfolio management, and a range of investment vehicles and strategies.

Emily Willis is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and five years of industry experience. Prior to her advisory career, she worked for seven years at Giuseppe's Pizzeria and Restaurant. Park Avenue Securities LLC is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a range of investment advisory programs, including discretionary and non-discretionary models from in-house and third-party managers.

Thomas Digiacomo is a financial advisor with Equity Services, Inc. in Amherst, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Equity Services, Inc. and National Life of Vermont since 1993. Outside of his advisory work, he is active in youth sports as a youth ice hockey head coach and manager and performs professionally as a guitarist. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine predominantly long-term strategies with options for shorter-term trading and works with a network of investment adviser representatives and third-party asset managers.

Stacie Diesfeld is a financial advisor with Valic Financial Advisors and holds a Series 66 designation. She has one year of industry experience and has worked at firms including Cetera and Crane Capital Group. Outside of her advisory role, she works as a cardiovascular sonographer at Trinity Medical Cardiology, performing ultrasounds of the heart and other vasculature. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Michael Muffoletto is a CFP® professional with seven years of industry experience, currently affiliated with Commonwealth Financial Network. His prior roles include positions at Lincoln Financial Securities and MML Investors Services. He is also involved in referring payroll services through ADP, Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $213 billion in client assets. The firm offers a comprehensive adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment options.

Peter Bushman is a financial advisor at Key Investment Services LLC with 14 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at notable firms including HSBC Securities and M&T Securities. Bushman is currently based in Williamsville, NY. Key Investment Services LLC provides advisory and brokerage services to individuals, trusts, estates, small businesses, and corporate clients through wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment decisions supported by ongoing monitoring and due diligence, and operates within the KeyCorp group with connections to KeyBank and KeyBanc Capital Markets.

James Cosgriff IV is a CFP® professional at Independent Financial Partners with seven years of industry experience. He has worked previously at Securities America Advisors and Dopkins Wealth Management, LLC. Outside of his advisory role, he owns a wealth management firm and a tax preparation service that serves his own clients. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent representatives. The firm provides a decentralized advisory model with specialized retirement-plan consulting and coordinated trustee services.

Charles Garlock is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding a Series 66 designation and 10 years of industry experience. He has worked at HSBC Securities since 2016 and previously at Key Investment Services LLC and LPL Financial. HSBC Securities (USA) Inc. offers managed account programs to a broad client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and fully discretionary investment programs, using a range of model risk profiles and combining strategic and tactical asset allocation developed in partnership with HSBC Global Asset Management.

Benjamin Moloney is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Key Investment Services since 2022 and previously held roles at HSBC Bank USA and its securities affiliates from 2018 to 2022, as well as at Prestige Asset Distribution. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, model portfolios, and managed account offerings. The firm emphasizes client direction in model selection and provides ongoing monitoring and due diligence, operating as part of the KeyCorp group with connections to KeyBank and KeyBanc Capital Markets.

Robert Powalski III is a CFP® professional with 14 years of industry experience, currently affiliated with Primerica Advisors since 2011. He also maintains a role with Guardian Life Insurance Co. of America. Outside of his advisory work, Powalski serves as a trustee for the PGA Pathfinder, a charitable organization in western New York. Primerica Advisors operates as part of a larger enterprise serving a diverse retail client base, offering brokerage and advisory services alongside financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party platforms and supports various account-level services, including lending and donor-advised funds.

Edward Harof is a financial advisor with Commonwealth Financial Network in Williamsville, NY, holding Series 63 and Series 66 licenses and 44 years of industry experience. His prior roles include long tenures at Royal Alliance Associates, INC. and Georgetown Capital Group from 1991 to 2019. He is also the owner of Rampart Asset Management Group, LLC, a private entity involved in securities, advisory, and insurance business activities. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages about $212.7 billion in client assets. The firm offers comprehensive adviser support, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

William Fahs is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 credentials and nine years of industry experience. He joined HSBC Securities and its affiliate HSBC Bank USA, N.A. in 2021, following roles at Key Investment Services, LLC, KEY BANK, and Snorac LLC. Fahs also serves as a bank officer for HSBC Bank USA, engaging in the sale of bank-related products alongside his registered representative duties. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm employs a multi-profile investment process supported by HSBC Global Asset Management and affiliated providers, with a significant portion of managed assets in client-directed, non-discretionary portfolios.

Jacob Glofka is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 32 years of industry experience. He worked at Metlife Securities Inc. from 1993 to 2017 before joining Mass Mutual Investors Services in 2017. Glofka previously owned an LLC that is currently inactive. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using collaborative, goal-based approaches supported by firm-approved analytical tools.

Jeffrey Gelormini is a financial advisor with OSAIC who holds a Series 63 designation and has 15 years of industry experience. His prior roles include positions at Cetera Investment Services LLC and Foresters Advisory Services LLC. He is the owner of Nova Wealth, an LLC under which he conducts business with OSAIC, and also works as a life insurance agent assisting clients with their insurance needs. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios that include a broad range of investment products.

Elroy Goodyear is a CFP® with 25 years of industry experience, currently advising at Cetera since 2022. His prior roles include 13 years at Saxony Securities, Inc. He is also the owner of Goodyear Financial Services, Inc., an expense management business. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a large network of independent advisors and utilizes multiple program structures and custodial relationships.

Katie Catanzaro is a financial advisor with LPL Financial in Amherst, NY, holding Series 63 and Series 65 designations and 19 years of industry experience. Her work history includes roles at M&T Securities, HSBC Securities (USA) Inc., and Equitable Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports advisors with various investment strategies and technological tools.

Blake Dougherty is a Senior Financial Advisor with Merrill Lynch Wealth Management in Williamsville, New York. Since joining the firm in 2015, he has focused on understanding the priorities of individuals, families, and businesses to provide personalized attention and customized investment management strategies. Blake leverages the investment capabilities of Merrill Lynch Wealth Management alongside the banking resources of Bank of America to support clients in addressing various aspects of their financial lives. Blake works closely with clients to identify key goals such as education funding, tax minimization, retirement planning, and wealth preservation. His expertise encompasses corporate benefits, executive compensation, family wealth management, liquidity management, and retirement income strategies, among other areas. His approach involves crafting disciplined strategies aimed at helping clients build, manage, and preserve wealth for current and future generations. Blake earned a Bachelor of Science degree in Finance from Bentley University in Waltham, Massachusetts, where he also played Division I Ice Hockey for four years. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional life, Blake enjoys football, golfing, ice hockey, watching movies, and practicing yoga.

Robert Oates is a financial advisor at OSAIC with 37 years of industry experience. He holds a Series 63 designation and previously worked for Securities America Advisors, Inc. and Securities America, Inc. for 19 years. Outside of advisory work, he is president of a fixed insurance products business. OSAIC serves a diverse client base including individual and institutional investors through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and multiple investment platforms to manage portfolios across various asset classes.

Myles Firey Jr. is a financial advisor with LPL Financial, holding a Series 63 designation and over 33 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for 18 years and has been involved with Myles R. Firey & Co., Inc. since 1989, where he serves as Vice President. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives, serving individuals, institutions, and retirement plan participants with a range of financial planning and asset management solutions.