John Zalewski is a financial advisor at Merrill with 26 years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch and Bank of America since 2009, following three years at UBS Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Nathan Woods is a CFP® with 12 years of industry experience, currently affiliated with LPL Financial. Prior to joining LPL Financial in 2024, he spent 10 years at Lincoln Financial Securities Corporation. He is also the owner of an insurance agency specializing in life insurance in Bethel Park, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Douglas Raible is a financial advisor with LPL Financial in Pittsburgh, PA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. His prior roles include positions at Nationwide Securities, Nationwide Insurance, NYlife Securities, and New York Life Insurance. Outside his advisory work, he owns Pittsburgh Investor, a consulting services business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Timothy Bywalski is a financial advisor with Edward Jones in Pittsburgh, PA, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with Edward Jones since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and tax-efficient services, supported by a large nationwide network of advisors and branch offices.

John Duncan Jr. is a Series 65-licensed financial advisor with Cambridge Investment Research Advisors, where he has worked since 2017. He has 15 years of industry experience and is also the principal of Duncan Insurance Group, Inc., operating since 1983. Duncan serves on several local boards, including the Keystone Insurers Group, Norwin Chamber of Commerce, and Norwin School District Community Foundation, and he is president of the Norwin Public Library Board of Trustees and a private hunting camp. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platform options.

Jacob Danner is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Cetera and James Eisnor. Outside of his advisory work, he has been involved with several businesses in the hospitality and event sectors. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, and institutions. The firm offers a range of financial planning and investment management programs, supported by advanced research tools and a large network of advisors.

Edward Kavo is a CFP® professional with 49 years of experience in the financial industry. He has been with Cambridge Investment Research Advisors since 2011 and previously worked at Walnut Street Securities and Walnut Street Advisers. He serves as a board member of the Christ United Methodist Church Prime Time program. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Joseph Rongaus is a financial advisor with UBS Financial Services in Canonsburg, PA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS since 2013. Outside of his advisory work, he serves on the board of directors for South Hills Country Club, overseeing the club's operations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary research and model-based asset allocations to tailor client plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and fiduciary services.

Christopher Merlo is a Series 66 licensed financial advisor with 19 years of industry experience, currently serving at Wells Fargo Advisors since 2023. Prior to this, he worked nearly a decade at Raymond James Financial Services and is involved in tax preparation and planning through his ownership of CAM Tax Consulting LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services tailored to clients who meet certain net-worth criteria.

James Verlato is a financial advisor at Cetera with 30 years of industry experience. He holds Series 63 and Series 65 designations and has a background as a CPA through his sole proprietorship, James Verlato CPA, which he has maintained since 1994. His prior work includes roles at Avantax Advisory Services and 1st Global Advisor Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and consulting services, operating a multi-manager platform with diverse program options and over $256 billion in assets under management.

Mark Rusiski is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with LPL Enterprise since 2024 and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for over 15 years. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth clients, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm utilizes a model-driven investment approach with access to third-party asset managers and offers financial planning, trustee services, and insurance product facilitation.

Douglas Jamison is a financial advisor with Fidelity Investments in Pittsburgh, PA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Bank of America, Merrill, Edward Jones, and a university affiliation at Fort Hays State University. He works with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diverse portfolios, including its use of model portfolios and oversight of multiple registered investment companies.

Jimmy Peraffan is a financial advisor at Wells Fargo Clearing with a Series 66 designation and no prior industry experience. He served in the U.S. Marine Corps from 2018 to 2023 and continues to serve in the U.S. Marine Corps Reserve. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in an IPS-driven process and modern portfolio theory. The firm’s investment offerings include a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Aaron Marks is a financial advisor at LPL Enterprise with six years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing for six years and Precision Garage Doors for four years. Marks is also involved in insurance activities through a licensed agency in Pittsburgh, PA. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable organizations. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

F Minor is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 designations and has 42 years of industry experience. He previously worked at UBS Financial Services and ran Minor Group Inc. for over two decades. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines brokerage and advisory solutions supported by research and analytics and serves a wide client base including pension and charitable organizations.

Jessica Mc Crory is a financial advisor at LPL Financial with 10 years of industry experience. She holds the Series 66 designation and previously worked at Lincoln Financial Securities Corporation for eight years. In addition to her advisory role, she serves as secretary on the board of Premiere Auto Sales in Washington, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Mark Juzwa is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked at Avantax Advisory Services and Avantax Insurance Agency prior to joining Cetera in 2025. Outside of advisory work, he serves as a board member for the United Way of Washington County in Pennsylvania. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Thomas Drucis is a financial advisor at Cetera with 34 years of industry experience. His prior roles include positions at Cetera Advisors LLC, Investors Capital Corp., and Eastern Point Advisors Inc. Outside of financial advising, he is involved in the sale of comic books and consults on business valuation and settlement matters as a partner at Service First. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers across various program structures.

Elizabeth Kusen is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 30 years of industry experience. She has been with Cetera since 2004 and has worked at Cetera Financial Specialists LLC since 1999. In addition to her advisory role, she serves as an investment assistant and client services representative within the office of Nichter Wealth Management. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, ERISA retirement services, and access to third-party money managers through a multi-manager platform that supports a range of discretionary and non-discretionary program structures.

Benjamin Bagnato is a financial advisor with Mass Mutual Investors Services, holding CFP® and Series 63 designations and bringing 12 years of industry experience. He previously worked at Northwestern Mutual in various capacities from 2014 to 2024. In addition to his advisory role, he operates BFB Resources, LLC, an S-Corp structure for financial planning and wealth management services, and is also licensed as an insurance agent for life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars, with an emphasis on collaborative, annual planning engagements that utilize firm-approved tools and do not grant investment discretion to advisers.