Albert Weikel III is a CFP® with 29 years of industry experience and has been with The Vanguard Group, Inc. since 1996. He is based in Malvern, PA, and holds Series 63 and Series 65 licenses. Vanguard Advisers delivers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, supported by a large advisory team serving a broad client base.

Gary Martin is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with Vanguard Advisers since 2015 and is also employed by The Vanguard Group, Inc. Outside of his advisory role, Martin is contracted for delivery services with Uber Eats and DoorDash. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios built mainly from Vanguard funds and ETFs, combining scale with digital delivery supported by a team servicing model.

John Musewicz is a financial advisor with Vanguard Advisers in Malvern, PA, holding a Series 66 designation and seven years of industry experience. He has been with The Vanguard Group since 2008 and is currently self-employed as an umpire for youth sports leagues. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Cadence Morgan is a Financial Consultant currently working at Fidelity Investments. In this role, Cadence assists clients in transforming their financial goals into clear and actionable strategies, focusing on tailored planning solutions and building adaptive roadmaps to support clients' futures. Cadence has held multiple roles in the financial services industry, including Investment Consultant and Central Relationship Manager at Fidelity Investments, as well as Retirement Sales Consultant, Retirement Specialist, and Client Services positions at Vanguard. This experience spans from 2019 to the present, providing a foundation in retirement planning, client relationship management, and investment consulting. As a Certified Financial Planner®, Cadence employs a collaborative approach that emphasizes consistent communication and transparency to help clients gain clarity and confidence in their financial decisions.

Andrew Dolan is a financial advisor at Ameriprise with six years of industry experience. He holds Series 63 and Series 65 securities registrations. Prior to joining Ameriprise in 2021, he worked at Lincoln Financial Distributors and Jackson Cross Partners and spent four years at Pennsylvania State University. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Dylan Wolff is a Series 66-licensed financial advisor with Vanguard Advisers, bringing three years of industry experience. He has held roles within various Vanguard affiliates since 2023 and previously worked in retail and service positions. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models to personalize asset allocations and offers a wide range of customizable portfolio options built mainly from Vanguard funds and ETFs.

Vincent Sobocinski is a CFP® with 19 years of industry experience, currently serving at Vanguard Advisers since 2023. He has been associated with The Vanguard Group and Vanguard Marketing Corporation since 2007. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s approach combines goal-based, algorithm-driven asset allocation with a large scale digital platform, managing portfolios primarily composed of Vanguard funds and ETFs.

David Siddons is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and 19 years of industry experience. He has been with Vanguard since 2006 in various roles, including at Vanguard Marketing Corporation and The Vanguard Group, and has served as an agent for his father in a limited capacity. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that emphasizes personalized asset allocation and tax-aware portfolio features. The firm manages a large client base through a combination of digital platforms and advisor teams.

Shawn Kada is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Malvern, PA. He has been with The Vanguard Group since 2010. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models to set personalized asset allocations, with portfolios constructed mainly from Vanguard funds and ETFs.

Ratnadeep Damle is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on understanding clients' financial and life priorities to customize strategies that align with their goals. His expertise includes college education planning, international wealth management, legacy planning, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Before joining Merrill, Ratnadeep managed the international division of an aerospace software company. He holds a Bachelor's Degree from the Massachusetts Institute of Technology and a Master's Degree from Columbia University. He carries the Personal Investment Advisor (PIA) designation. Ratnadeep is involved with community organizations such as Civil Air Patrol, CyberPatriot, and the MIT Alumni Group in the Delaware Valley Region. He speaks English, Marathi, French, Hindi, German, and Japanese. His personal interests include hiking, music, reading, singing, spending time with family, traveling, and yoga.

Kate Lauer is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and 13 years of industry experience. She has been with Vanguard entities since 2013, including her current role at Vanguard Advisers since 2025. Outside of her professional work, she serves as a power of attorney for immediate family members. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering multiple customization options and tax-aware features.

Lisa Bolten is a financial advisor at Vanguard Advisers with four years of industry experience. She holds a Series 66 designation and has previously worked at Northwestern Mutual Life Insurance Company and O'Meara Financial Group. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to set personalized asset allocations and manages a large client base through a digital platform supported by over 2,200 advisors.

Hanna Mc Carthy is a financial advisor with Edward Jones in West Chester, PA, holding a Series 66 designation and bringing one year of industry experience. Her prior work includes roles at Johnson and Johnson and five years as a self-employed professional. Outside of advisory work, she teaches yoga classes at local fitness centers and is a co-owner of a print advertising business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates under a fiduciary standard.

Mc Cafferty Gray is a Series 66-licensed advisor with Vanguard Advisers, based in Malvern, PA. Gray has been with Vanguard Advisers and related Vanguard entities since 2025. Prior to joining Vanguard, Gray held roles in academia and the winery business, including positions at West Chester University and Penns Woods Winery. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, managing portfolios using Vanguard funds and ETFs, with a range of customization options and a high client-to-advisor ratio supported by its digital platform and team servicing model.

Christopher Haley is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 65 and Series 66 credentials and one year of industry experience. His previous roles include positions at Florida Financial Advisors and Accenture, as well as legal experience at Schnader Harrison Segal & Lewis. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm combines goal-based, algorithm-driven portfolio construction with a range of customization options, managing a large client base through a high client-to-advisor ratio.

Brian Skahill is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at The Vanguard Group and TD Bank. Outside of financial services, he works as a delivery driver for Chick-fil-A. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily comprised of Vanguard funds and ETFs.

Zachary Miles is a financial advisor at Vanguard Advisers with Series 66 registration and currently has one year of industry experience. His prior roles include positions at SEI Investments Company and involvement with the PA Rebels Baseball Academy. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodology and Vanguard funds to set personalized asset allocations.

Justin Schwenk is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at Vanguard MARKETING CORPORATION, The Vanguard Group, Customers Bank, and East Coast Dehydrators. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm's goal-based, algorithm-driven approach uses proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs, supported by a large team that manages a high volume of client relationships.

Robert Creamer is a financial advisor with Vanguard Advisers, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. His work history includes roles at Wells Fargo Clearing, Key Investment Services, and Citizens Bank before joining Vanguard in 2018. Outside of his advisory duties, he is a landlord and owner of a rental property in Philadelphia. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies to tailor asset allocations, primarily utilizing Vanguard funds and ETFs with tax-aware features and customization options.

Jessica Kienle is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at TD Ameritrade, TIAA-CREF, and Fidelity. Kienle is also a volunteer board member for the West Chester University Foundation. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, and custody services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized operational and supervisory infrastructure.