Donald Adam is a CFA® charterholder affiliated with TIAA-CREF in Baltimore, MD. He has been with TIAA since 2011 and with TIAA-CREF since 2025, holding a Series 63 license. Adam serves on the investment committee of Archbishop Curley High School, acting as a liaison between the school board and the endowment’s investment manager. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing relationships through TIAA-administered retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management through model and customized portfolios.

Michael Steinhardt is a ChFC® credentialed financial advisor with 39 years of industry experience, currently practicing at Kestra Advisory. He has been with Kestra Advisory since 2011 and previously worked at Mass Mutual Investors Services. Outside of his advisory work, Steinhardt is the author of a book and serves as owner and president of Clear Path Advisory, where he provides consulting, insurance, and investment advisory services. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a mix of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, employee education, and advisor-managed accounts, supporting its recommendations with due diligence on performance, fees, and investment processes.

Grant Palmer III is a financial advisor at Mariner with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mariner since 2026. Prior to this, he spent 15 years at Waypoint Wealth Management and has been a partner and shareholder at Callan & Palmer LLP, an accounting firm, since 1988, where he devotes part of his time to CPA practice. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, and coordinated tax services. The firm employs customized discretionary portfolios supported by in-house research and third-party managers, with notable integration of tax and accounting capabilities uncommon for a firm of its size.

Jay Schuman is a CFP® professional with 18 years of industry experience, currently serving at Focus Partners Wealth, LLC. His career includes roles at The Colony Group, Connectus Wealth, Horan Capital Management, and T. Rowe Price Advisory Services. Focus Partners Wealth, LLC provides wealth management and advisory services to individuals, high-net-worth families, family offices, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Michael Crumley III is a financial advisor at Private Advisor Group, LLC with six years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial, SFG Wealth Management, and Synergy Financial Group. Crumley also provides investment advisory services through a hybrid registered investment advisor model at Private Advisor Group. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, retirement plan consulting, and access to a range of managed account solutions and third-party investment platforms. The firm employs a fiduciary-based advisory model that uses various investment strategies and technology platforms to tailor solutions to client goals and risk tolerances.

Jeffrey Hill is a Series 65-licensed financial advisor with 12 years of industry experience. He has worked at HB Wealth Management, LLC since 2025 and was previously with Wms Partners LLC for 11 years. HB Wealth Management is a registered investment adviser providing wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management aligned with clients’ objectives and risk tolerance, combining quantitative and qualitative due diligence across a range of public and private investment strategies.

James Ryan is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 12 years of industry experience. He has been with SunTrust entities since 2014, including SunTrust Advisory Services and SunTrust Investment Services. Ryan serves on the board of the Ulman Foundation, where he organizes events and volunteers to support young cancer patients and their families. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager selection programs, utilizing a combination of discretionary and non-discretionary strategies supported by inter-affiliate resources and AI-enabled research.

Stephen Norris Jr. is a CFP® professional with 15 years of experience, currently serving at Guardian Life and Park Avenue Securities. He has held positions at both firms since 2011. Norris also serves on the Board of Directors for the Towson Chamber of Commerce. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and investment management solutions through a combination of advisor-led discretionary management and model-based strategies.

Chad Norfolk is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at HB Wealth Management, LLC. He previously worked for 11 years at WMS Partners, LLC. Norfolk holds the Series 66 license and is based in Towson, MD. HB Wealth Management is a registered investment adviser offering wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm employs a combined quantitative and qualitative investment process across a range of public and private strategies and provides outsourced chief investment officer and institutional advisory services.

Geoffrey Carey is a CFA® charterholder with 24 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2001. Brown Advisory provides investment management and advisory services to a diverse range of clients, including high net worth individuals, endowments, foundations, pension plans, and corporations. The firm employs a bottom-up, fundamental research approach to construct concentrated portfolios and offers a variety of strategies, including sustainable-investment integration and access to private funds and venture programs.

Emilio Egea is a Series 65-licensed financial advisor with two years of industry experience. He has worked at HB Wealth (formerly WMS Partners, LLC) for four years and spent one year at Circle Wealth Management, LLC. Prior to his advisory career, he was affiliated with Loyola University for five years. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm combines quantitative and qualitative due diligence across a range of public and private investment strategies and offers both discretionary portfolio management and institutional advisory services.

Daniel Mento is a CFA® charterholder currently with HB Wealth, where he has worked since 2025, bringing a total of five years of industry experience. Prior to joining HB Wealth, he held roles at WMS Partners, LLC and Pinnacle Advisory Group. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers wealth and investment management as well as financial planning, utilizing a combination of quantitative and qualitative due diligence across a diverse range of public and private investment strategies.

Brian Rosenbaum is a financial advisor with Kestra Advisory who holds the CFP® designation and has 27 years of industry experience. He previously worked for Hornor Townsend and Kent, Inc. and Penn Mutual Life Insurance Company for 19 years. He is also President and CEO of Vero Advisory, an insurance and wealth advisory firm in transition from its current operating name. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves a diverse client base that includes large institutional investors and sovereign wealth funds, with a broad range of third-party and proprietary investment platforms.

Michael Thompson is a financial advisor at Truist Advisory Services with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Truist-related entities since 2011, including BB&T Bank and BB&T Investments. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Jeffrey Smith is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked exclusively with Janney Montgomery Scott since 2016. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage services, financial planning, advisory programs, and professional asset management through both in-house and third-party portfolio managers.

Christopher Knox is a financial advisor with Truist Advisory Services in Hunt Valley, MD, holding Series 63, 65, and 66 licenses and bringing 16 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services, Wells Fargo Bank, AssetMark, Inc., and Charles Schwab. Outside of his advisory work, Knox serves as a wrestling coach for Calvert Hall College High School. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting, supported by third-party platform and manager arrangements, and utilizes AI-enabled research tools alongside supervisory oversight for manager selection and investment models.

Sean Kelly is a financial advisor with Integrity Alliance, LLC, holding the ChFC® designation and Series 63 and 65 licenses, and has 40 years of industry experience. He has previously worked with Lion Street Financial and Kestra Financial Services and operates a sole proprietorship. Kelly serves on the boards of the Boy Scouts of America Baltimore Area Council and the Baltimore Estate Planning Council, where he is president-elect for 2025-2026. Integrity Alliance provides advisory and brokerage services to a diverse client base including individual investors, corporations, and qualified retirement plans. The firm operates as a large advisor network offering portfolio management, financial planning, and access to various third-party platforms and investment approaches.

William Peck is a financial advisor at Janney Montgomery Scott with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Janney Montgomery Scott since 2018, including prior experience at Tufton Capital Management LLC. Outside of his advisory role, Peck serves on the investment committee at Pickersgill Retirement Community and holds board and audit committee positions with nonprofit organizations. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients through a variety of brokerage, advisory, and managed account programs.

Laurence Seiden is a CFP® and ChFC® with 23 years of industry experience. He is currently with Janney Montgomery Scott LLC and has previously worked at Goldman Sachs / United Capital Financial Advisers, Cetera Advisor Networks, and several other firms. Outside of his advisory role, he serves on the External Affairs Committee for the Maryland Center for History and Culture in Baltimore. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, providing investment advice through a combination of in-house and third-party portfolio management across multiple programs.

Eliot Latchaw is a CFP® and holds a Series 66 license, currently affiliated with Janney Montgomery Scott in Bel Air, MD. He has one year of experience in financial advising and previously served 30 years with the Baltimore County Police Department. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.