Robert Wilkes is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company for ten years. Outside of his advisory role, Wilkes serves as a basketball coach at Norfolk Academy. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, retirement consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Jeffery Bracewell Sr. is a financial advisor with LPL Financial based in Virginia Beach, VA, holding Series 63 and 66 licenses and bringing 27 years of industry experience. His prior roles include 14 years at Primis Bank and 13 years with Infinex Investments, Inc. He is also involved with Virginia Insurance Agency Solutions in a non-variable insurance capacity. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations, offering various advisory programs and financial planning services supported by extensive research and multiple portfolio management options.

Aubrey Billings is a financial advisor at Charles Schwab with eight years of industry experience. He holds the Series 66 designation and has worked at Fidelity Brokerage Services and Ameriprise Financial Services prior to joining Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Devon Chandler is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020 and previously at Ameriprise Financial Services, Inc. from 2008 to 2020. He is involved in several community and nonprofit roles, including Vice President of the Brandon Chandler Foundation and Treasurer of Seapointe College. He also owns a transcription services business and creates original graphic designs for sale online. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to generate tailored financial recommendations primarily for clients with substantial investable assets.

Anne Roach is a financial advisor with LPL Financial in Chesapeake, VA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Linsco/Private Ledger Corp. since 1999. Roach is also a licensed notary public and writes life insurance policies as a producer for several companies including West Coast Life, Genworth, Crump, Penn Mutual, and Brighthouse Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources to provide both discretionary and non-discretionary management.

Kelly Frohsin is a CFP® professional with 26 years of experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. Prior to joining Raymond James, she worked at Truist Advisory Services and Truist Investment Services. She is involved with Towne Wealth Management, a support company associated with her current practice. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm provides tailored, non-discretionary planning and uses analytical tools to support client goals, with notable municipal advisory capabilities and specialized SIMPLE IRA Employer Advisory services.

Megan Howell is a financial advisor at Raymond James Financial with nine years of industry experience. She holds the Series 66 designation and previously worked at Edward Jones for eight years and OneMain Financial for two years. Howell is based in Chesapeake, VA. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm provides tailored, non-discretionary advice using risk profiling and analytical tools, and it supports various advisory programs and institutional portfolio management.

Thomas Cherry is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 66 designation and has worked at firms including Merrill, Navy Federal Investment Services, and Bank of America. Cherry is also involved with Chartway Federal Credit Union in Virginia Beach, VA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Olga Alexander is a financial advisor at Merrill with a Series 66 license and four years of industry experience. She has worked at Merrill since 2019 and at Bank of America since 2022. Outside of her advisory role, she is involved as a general partner and managing member of Crestline Holdings LLC, which manages rental properties in Virginia Beach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with various model-based and discretionary investment strategies.

Alton Anders Jr. is a financial advisor at Ameriprise with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Infinex Investments, Inc. and Virginia Asset Group. Outside of his advisory role, he serves as Treasurer on the Board of Directors for Kempsville Masonic Lodge No. 196 in Virginia Beach. Ameriprise offers a retirement-income planning service designed for individuals with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income recommendations.

John Gillis III is a financial advisor with LPL Financial, holding a Series 66 license and four years of industry experience. His work history includes roles at LPL Financial as well as positions at Embry-Riddle Aeronautical University, Ameriprise Financial, and Weed Man Lawn Care. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and corporations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing a variety of discretionary and non-discretionary management strategies supported by research and technology.

Steven Annunziato is a financial advisor with Merrill in Virginia Beach, VA, holding a Series 66 designation and nine years of industry experience. He has worked at both Merrill and Bank of America, N.A. since 2016 and 2017, respectively. In addition to his advisory role, he serves on the boards of local organizations including the Scouts of America Tidewater Council, OSC Association, and Francis Asbury United Methodist Church, where he contributes to finance committees and supports fundraising efforts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, utilizing in-house and third-party managers along with strategic and tactical asset allocation approaches.

Paul Gregory is a financial advisor at LPL Financial with 21 years of industry experience. He holds a Series 66 designation and has held various roles across the insurance and financial services sectors, including a nine-year tenure with Waddell & Reed and insurance agencies. Gregory has been active as an insurance agent with multiple carriers alongside his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a broad range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to research and diverse investment strategies.

Gregory Zittrain is a Wealth Management Advisor with Merrill Lynch Wealth Management in Virginia Beach, Virginia. He provides clients with traditional advice and guidance and manages discretionary personalized or defined strategies. These strategies may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Greg utilizes Merrill's broad investment platform to align client goals with tailored investment approaches. Greg has served clients since 2010 and is a Merrill qualified Portfolio Manager. He holds the Personal Investment Advisor (PIA) professional designation. Greg earned his bachelor's degree from Duke University, where he studied political science, economics, and history. Prior to his career in wealth management, he worked with the Advisory Board Company and the Federal Reserve Bank of Richmond. Through over a decade of experience, Greg combines knowledge of markets, economics, and policy with hands-on investment management to provide clients with strategies aimed at wealth preservation, legacy building, and long-term financial success.

Leah Douvres is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC before joining Merrill in 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Angel Dodson is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA. He holds Series 63 and Series 66 licenses and has five years of industry experience. His prior work includes roles at Ameriprise, Truist Advisory Services, Merrill, and various mortgage companies. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved software and offers specialized programs including divorce planning and employer-sponsored planning services.

Alisa Frenck is a financial advisor with Fidelity Investments in Virginia Beach, VA, holding a Series 66 designation and 10 years of industry experience. She previously worked at Davenport for seven years before joining Fidelity, where she has been employed since 2022. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, with an investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an adviser to multiple registered investment companies and employs systematic methodologies and AI-driven tools in its portfolio management.

Daniel Henderson is a financial advisor with Edelman Financial Engines, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2016 and previously at Tmfs Advisors, LLC from 2013 to 2016. Outside of his advisory role, Henderson serves as a football official for the Hampton Roads Sports Officials Association and is currently an election official for the City of Virginia Beach. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large client base through both advisor-led and online platforms.

Nicole Hogan is a financial advisor with Wells Fargo Clearing in Virginia Beach, VA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked with Wells Fargo Advisors, LLC and Wells Fargo Bank NA. Outside of her advisory role, she owns and operates Hogan Homes, LLC, a business focused on renovating and selling houses. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Debra Clendenin is a financial advisor with Raymond James Financial in Virginia Beach, VA, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. She has previously worked at Financial Security Management, Inc. for 18 years and has been with Raymond James Financial Services, Inc. and O'Brien Financial Management since 2026. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools and risk profiling to support client goals, with specialized services such as municipal advisory work and SIMPLE IRA Employer Advisory & Consulting Services.