Buck Jones is a financial advisor at LPL Financial with 12 years of industry experience. He previously worked at MML Investors Services and MassMutual Life Insurance Company from 2018 to 2024, and at Northwestern Mutual Life Insurance Company and Northwestern Mutual Investment Management from 2013 to 2018. Jones holds Series 63 and Series 65 designations. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Rusty Woods is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His prior roles include Lincoln Financial Securities Corporation and Life of Virginia. Woods serves as president of the Hampton Bay Condo Association board. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base with financial planning, investment management, and retirement plan advisory services delivered through a network of independent Financial Professionals.

Brandon Herring is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. He has been associated with Wells Fargo entities since 2014, including Wells Fargo Clearing and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party sources.

Garret Alcaraz is a financial advisor with Wells Fargo Clearing in Virginia Beach, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory work, he serves on the finance committee of the Old Dominion University Education Foundation and is treasurer of the Tidewater Children’s Foundation. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Timothy Callahan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Richard Reese III is a CFP® designated financial advisor with Edward Jones, based in Suffolk, VA. He has 13 years of industry experience, having been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Marcia Geisert is a financial advisor at Ameriprise with 21 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she serves as Financial Secretary for Resurrection Lutheran Church and participates in the Lutheran Women's Missionary League, where she assists with mission grant collections and provides devotions and prayer. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement, focusing on tailored income strategies, Social Security options, and tax-efficient withdrawals. The firm combines algorithmic modeling and advisor collaboration to deliver personalized, non-discretionary recommendations, primarily for clients with substantial assets under Ameriprise management.

Jesse Hampsher is a financial advisor with Primerica Advisors in Norfolk, VA. He holds Series 63 and Series 65 licenses and has one year of industry experience. Hampsher has served in the U.S. Navy since 2004. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, delivering advisory services through model-based investment strategies managed by third-party asset managers.

Ryan Helm is a financial advisor with Edward Jones in Chesapeake, VA, holding Series 63 and Series 66 registrations and five years of industry experience. His prior roles include positions at Charles Schwab & Co., Wells Fargo, Prudential, New York Life, and Suntrust Bank. Outside of advising, he is involved in collecting, selling, and filming Pokémon cards. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Matthew White is a financial advisor at Merrill in Virginia Beach, VA, holding a Series 66 designation with two years of industry experience. He has also served in the Army National Guard since 2014. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and monitoring through various program strategies and maintains close integration with Bank of America affiliates for trading and capital-markets support.

Mark Pond is a financial advisor with Osaic Wealth, Inc. in Chesapeake, VA, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. His prior experience includes roles at Sii and Oppenheimer. He also conducts investment and advisory business under the name Signature Financial Group, LLC. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering brokerage and advisory services, financial planning, retirement consulting, and access to various managed account platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios tailored to client needs.

Ryan Nyboer is a financial advisor at Edward Jones with four years of industry experience. Before joining Edward Jones in 2022, he worked for Walmart for sixteen years. He holds a Series 66 designation and is based in Virginia Beach, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard Holden is a CFP® professional with 31 years of industry experience. He has been with Raymond James Financial since 2009. Outside of his advisory work, Holden owns a financial consulting support company and serves as a committee member for the St. Mark Church Endowment Committee, assisting in managing endowment funds. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools, and it supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Andrea Mc Murran is a Certified Financial Planner® with 25 years of experience in the financial services industry. She is currently a Vice President and Financial Advisor at Towne Bank, affiliated with Raymond James Financial Services Advisors, Inc. Her prior experience includes two decades at Monaco Capital Management, LLC and Raymond James Financial Services. Outside of her advisory role, she co-owns a real estate rental property with her husband. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports its clients through various advisory programs and institutional consulting services.

Robert Yeh is a CFP® professional with over 32 years of experience in the financial services industry. He has been with Ameriprise since 2005, including its affiliated entities, and is currently based in Virginia Beach, VA. Ameriprise provides retirement-income planning services primarily to individuals with substantial investable assets, utilizing a combination of research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jeffrey Brown is a financial advisor with Merrill in Norfolk, VA, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Curtis Hanson is a financial advisor with UBS Financial Services, holding a Series 66 designation and 10 years of industry experience. He has worked at UBS Financial Services since 2015, with a two-year tenure at LPL Financial in between. Hanson is based in Norfolk, VA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets and research resources.

Jody Otterson is a financial advisor with OSAIC, holding a Series 66 designation and bringing 12 years of industry experience. Prior to joining OSAIC in 2025, Otterson worked for Lincoln Financial Advisors Corporation for 11 years. Outside of advisory work, Otterson is involved as an insurance agent offering accident and health insurance, annuities, and life insurance, and is affiliated with Heritage Financial Consultants, LLC. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing various asset-allocation tools and third-party solutions to construct diversified portfolios tailored to client needs.

William Dudley III is a CFP® professional with 24 years of industry experience, currently serving at Mass Mutual Investors Services since 2022. His prior experience includes roles at Guardian Life Insurance Co and Primerica Advisors. Outside of his advisory work, he is involved as a partner in Patriots Paths, LLC, an organization focused on placing veterans transitioning from military service into civilian employment, and serves as treasurer/partner of a barbecue trailer business called Feast with The Beast. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm employs structured, collaborative planning engagements using firm-approved analytical tools and offers a range of investment and educational programs.

Xavier Davis is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Marriott, Great Eastern Resort Corporation, NYLIFE Securities LLC, New York Life, Dashmart, and Norfolk State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.