Chase Topol is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Samuel Levin is a financial advisor at Merrill with two years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at NewEdge Advisors, LLC, Commonwealth Financial Network, and Blakely Financial Inc. Levin has also served in educational roles at Elon University and The Bolles School. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Graeme Lamb is a financial advisor with Ameriprise in St. Augustine, FL, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to produce written Recommendation Reports. The firm provides a wide range of advisory, brokerage, and insurance solutions through affiliated companies.

Chris De Bruyn is a Series 66 licensed financial advisor with Merrill in Jacksonville, FL, and has three years of industry experience. His prior work experience spans several roles, including positions at Starbucks, Mr. Cooper LLC, and Arizona State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of clients including individuals, high-net-worth clients, and institutions.

Jesse Kneiss is an Executive Planning Consultant at Fidelity Investments, a role he has held since 2025. In this position, he works with clients to develop financial plans aimed at helping them achieve their financial goals and ensures they maximize the benefits of their relationship with Fidelity. Jesse has been with Fidelity Investments since 2021, progressing through roles including Investment Solutions Representative I and II, and Benefits & Planning Consultant before his current position. Prior to joining Fidelity, he worked at Bank of America Merrill Lynch from 2016 to 2021, serving as a Relationship Manager followed by a role as Business Owner Specialist. No information about Jesse's education, credentials, personal interests, or community involvement has been provided.

Kenneth Ackis is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Phillip Schmidt is a financial advisor at Merrill with 24 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill since 2002. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm’s portfolio implementation includes both internal Chief Investment Office models and third-party managers, with options for tax-aware strategies and customizable investment restrictions.

Griffin Van Winkle is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their priorities and develop personalized investment strategies aimed at pursuing their financial goals. Griffin provides advice on a range of matters, including general investing, retirement planning, and saving for unexpected expenses. He also offers access to Bank of America for banking and lending needs. Griffin holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation as well as the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree from The Ohio State University. Griffin's professional approach centers on getting to know clients personally to help create strategies tailored to what matters most to them and their families.

Thomas Debs is a financial advisor at Merrill with 19 years of industry experience. He holds Series 65, Series 63, and Series 66 designations. His work history includes roles at Bank of America, N.A. since 2015 and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John W. Grannis is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked at UBS since 2011. Outside of his advisory role, he serves as Fleet Captain and a member of the Board of Directors at the St. Augustine Yacht Club, where he is involved in sailing program safety and long-term planning. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Sania Zaidi is a financial advisor at Merrill with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with firms including Fidelity Brokerage Services, Morgan Stanley, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers.

Joshua Merritt is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2019, as well as at Bank of America, N.A. since 2023. Outside of his advisory role, he serves as a trustee for several family trusts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Olivia Karch is a Wealth Management Advisor with Merrill Lynch Wealth Management, currently based in Ponte Vedra Beach, Florida. She began her career with Merrill in August 2014 and joined her father, Gary Karch, in February 2020 to form The Karch Wealth Management Group. Olivia serves clients across multiple states and focuses on providing a comprehensive approach to managing wealth that starts with understanding each client's goals. She earned a Bachelor's Degree in Marketing from Penn State University in 2014. Olivia holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). Her areas of expertise include education planning, family wealth management, legacy planning, liquidity management, personal retirement planning, portfolio management, women and wealth, tax minimization, and retirement income. Olivia is active in community service, participating in local events and volunteering. She serves on the Horizon Board of Dreams Come True of Jacksonville and is a certified swim coach for the Duval County Special Olympics. She also enjoys traveling, spending time with family, and engaging in activities such as adventure sports, cooking, hiking, music, pickleball, skiing, swimming, and yoga.

Connor Lowther is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Romanchuk is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2012 and 2013, respectively. Outside of his advisory role, he coaches lacrosse at Ponte Vedra High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Angela Graham is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 66 credentials. Prior to joining Merrill in 2017, she worked at Fidelity Investments for 10 years. Outside of her advisory role, she is involved with S.A.F.E Management in Jacksonville, providing guest services for sporting events and concerts. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ekaterina Ollier is a Financial Advisor at Merrill Lynch Wealth Management. In her role, she supports clients in clarifying their financial goals and developing strategies to help them achieve those objectives. She works with a diverse client base, including executives, business owners, and professionals, assisting them with various financial priorities such as retirement planning, wealth transfer, and portfolio management. Ekaterina brings her experience to bear in helping clients navigate complex financial decisions by providing clear communication and attentive service. Her background includes expertise in individually tailored investment strategies, legacy planning, and socially responsible investing. She holds a Bachelor's Degree from the University of San Francisco and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of her professional responsibilities, Ekaterina is involved in her local Homeowners Association and enjoys spending time with her family.

Katherine Rachal is a financial advisor at Merrill with 11 years of experience, including her entire professional tenure at Merrill since 2015. She holds a Series 66 designation and is based in Jacksonville, FL. Outside of her advisory role, she is a co-owner of a family investment property in Victoria, Texas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frank Corso is a ChFC®-designated financial advisor with 44 years of industry experience, currently affiliated with Cetera. His prior roles include positions at VOYA Financial Advisors and Independent Advisors Group Corp, where he has been involved since the mid-1990s. In addition to his advisory work, he operates as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, from individuals to institutional accounts, offering portfolio management, financial planning, and retirement services through a large nationwide network of independent advisors. The firm provides diverse program options including model portfolios, third-party managers, and customized strategies, managing over $256 billion in assets across more than 10,000 advisors.

Kevin Engelstad is a financial advisor with Merrill, holding a Series 66 credential and 18 years of industry experience. He has been with Merrill since 2007 and has also worked at Bank of America, N.A. since 2014. Outside of his advisory role, he is a co-owner of several family-run businesses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.