Jeremiah Haugabook Jr. is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Morgan Calton is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 license and two years of industry experience. Prior to joining Morgan Stanley, Calton worked at Carnes Wealth Management and Raymond James Financial Services. His background includes a variety of roles across financial services and other industries. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs using structured discovery and firm-approved planning tools.

Albert Lupcho III is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Merrill since 1991. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Terry Schurman is a Wealth Management Advisor and Merrill First Vice President based in the Ponte Vedra Beach, Florida office of Merrill Lynch Wealth Management. He specializes in assisting individuals and families with organizing and managing their wealth through a consistent and customized approach. His services include a wide range of investment and planning solutions focused on retirement planning and estate matters. Terry’s client focus areas encompass college education planning, executive compensation, family wealth management strategies, legacy planning, portfolio management services, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation as well as the Personal Investment Advisor (PIA) credential. He earned a Bachelor's Degree from Ohio State and is involved with the community as a member of Celebration Church. Outside of his professional work, Terry enjoys adventure sports, biking, cooking, football, and music. He supports his clients with a personalized financial strategy tailored to their long-term goals and integrates banking solutions through Merrill Lynch’s partnership with Bank of America.

George Mays III is a CFP®-designated financial advisor with Raymond James & Associates, bringing 19 years of industry experience. He previously worked at Bank of America, N.A. and Merrill, serving a combined 16 years at Merrill and 12 years at Bank of America. Outside of his advisory role, he is the owner and landlord of a rental property in Ponte Vedra Beach, FL. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services with a predominantly non-discretionary approach, supported by a wide range of portfolio management styles and affiliated research.

Sutton Fisher is a financial advisor with J.P. Morgan Securities in Ponte Vedra Beach, FL, holding Series 63 and Series 65 credentials and six years of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A. and various positions outside the financial sector. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer, futures commission merchant, and commodity pool operator registrations.

Kristine Walker is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds the Series 66 and Series 63 credentials. Her prior work includes roles at Fidelity Brokerage Services LLC, Fidelity Investments, and VyStar Credit Union. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Jennifer Engelstad is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2018 and previously worked at Kelly Educational Services. Outside of advising, she is a co-owner of several rental properties in Jacksonville Beach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Melissa Dellarocco is a financial advisor at Wells Fargo Advisors in Jacksonville, FL, holding a Series 66 designation with 26 years of industry experience. She has worked within various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients who meet a net-worth threshold, including specialized services such as business-owner transition and special-needs analysis.

Stela Fiku is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 13 years of industry experience. She previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank from 2016 to 2019 and spent nine years at Florida State College at Jacksonville. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dartling Minoso is a financial advisor at Merrill with Series 63 and Series 66 designations and three years of industry experience. Prior to joining Merrill, Minoso worked at DXC, NYLIFE Securities LLC, and New York Life. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kimberly Cooke is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 licenses and with 18 years of industry experience. She has been with Merrill since 2009. Outside of her advisory role, she is the owner of Cooke Junior Golf LLC, an organization focused on youth golf development, and serves on several committees at Mandarin United Methodist Church. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Benjamin Whitacre is a financial advisor with LPL Financial, holding the ChFC® and Series 66 designations, and has 21 years of industry experience. Prior to joining LPL Financial in 2019, he held various roles at Northwestern Mutual from 2006 to 2019. Whitacre is also a licensed mortgage loan officer involved with Wynn Point Mortgage LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, leveraging model portfolios, third-party subadvisors, and advanced technologies across discretionary and non-discretionary management strategies.

Berkeley Sadigurski is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill and Bank of America, N.A., he held roles in various small businesses, including ownership or self-employment at entities such as Unload My Home LLC, 3 Shacks Capital Partners LLC, Sunshine Signings LLC, Bird Beak, and Prohibition Pig. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of individual and institutional investors.

James Stokes is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Merrill since 2004. Outside of his advisory role, he is the owner of August June Properties, LLC, an entity established to hold a building intended as the permanent location for his wife's business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

Alexander Kimmey is a financial advisor with Merrill based in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has worked with Merrill since 2014 and has also been affiliated with Bank of America since 2018. Outside of his advisory role, Kimmey is involved with The County Bee, LLC, a satirical website he co-founded, though it currently has no active operations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jordan Lacy is a financial advisor with LPL Enterprise, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. Lacy is also involved with Alpha Wealth Group LLC, a business entity used for managing joint seminar expenses. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various investment and insurance products through its integrated platform.

Dennis Lott Jr. is a financial advisor at LPL Financial with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise, J.W. Cole Advisors, J.W. Cole Financial, and Collaborative Investment Management. Outside of advising, he is involved in a non-variable insurance business and operates a personal business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement consulting, and brokerage services, utilizing model portfolios and research from multiple sources to support diverse investment strategies.

Allan Richardson is a financial advisor at Merrill with 19 years at the firm and 11 years of industry experience. He holds the Series 66 designation and is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers for individuals, high-net-worth clients, and institutional investors.

Emily Perl is a financial advisor at J.P. Morgan Securities with the Series 66 designation and one year of experience in the industry. Her prior roles include positions at JPMorgan Chase Bank, Wolf Hospitality, and Necessary Skate Company LLC. J.P. Morgan Securities LLC offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.