Joshua Hall is a financial advisor with J.P. Morgan Securities in Jupiter, Florida, holding a Series 66 designation and 18 years of industry experience. His career includes prior roles at Bank of America, Merrill, and Chase Investment Services Corp. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by a centralized due diligence team that uses quantitative and qualitative research.

James Luongo is a financial advisor with LPL Financial in Palm City, FL, holding the ChFC® designation and Series 63 and 66 licenses. He has 34 years of industry experience, including prior work at Northwestern Mutual Investment Management. Outside of his advisory role, Luongo is a health coach and author, involved in health-related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and model portfolio programs, supported by extensive technology tools and oversight of substantial discretionary assets.

Michael Cummings is a CFP® professional with 19 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at LPL Financial LLC and CETERA Advisor Networks LLC and is the owner of Cummings Wealth Management, a firm he has operated since 2017. Outside of advisory services, he also owns tax preparation and accounting businesses and serves as an insurance agent. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes non-discretionary planning and uses analytical tools like risk profiling and probability modeling to tailor recommendations to client goals.

Peter Kakoyannis is a financial advisor with UBS Financial Services in Stuart, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocations in its advisory approach.

Jacob Lowe is a financial advisor at Robert Baird & Co. with one year of industry experience. He holds the Series 66 designation and has prior work experience at Southwestern Insurance Group, Citrix Systems, and the University of Central Florida. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The team offers a range of services such as financial planning, portfolio management, and customized investment strategies utilizing both in-house and third-party managers.

Paul Feinsinger is a CFP® with 27 years of industry experience, currently affiliated with Cetera Wealth Services, LLC and Cetera Investment Advisers, LLC. He has a background that includes extensive service at Avantax Insurance Agency and Avantax Investment Services, as well as operating his own CPA practice since 1983. Additionally, he serves as a personal representative in estate matters. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors, serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that emphasizes diverse investment strategies and program options.

Anthony Asterino is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has been with LPL Financial and its predecessor firm since 1996. In addition to his advisory work, he operates a CPA practice specializing in general accounting, AICPA compilation financial statements, and income tax preparation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Jeffrey Biscardi is a CFP® with 41 years of industry experience, currently serving at Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 2005 to 2020. He is based in Medford, NY. Outside of his advisory role, Biscardi is president of Wood Park Corp, a business entity used to pay business expenses. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory solutions across investment, brokerage, and insurance offerings.

Anthony Pirozzi is a financial advisor with Raymond James Financial in Jupiter, FL, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2000 and with Raymond James Financial since 2009. Outside of his advisory role, he serves as a power of attorney for a family member. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports various advisory programs, including municipal and public finance services that are uncommon among large institutional advisors.

Richard Stone is a financial advisor at Morgan Stanley in Jupiter, FL, holding Series 63 and Series 66 licenses with 26 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2016, and with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates various analytical tools and models.

Constance Flynn is a financial advisor at Morgan Stanley with 36 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

James Campo is a CFP® with 32 years of experience in financial services. He is currently associated with Cetera and has held roles at Cetera Advisors LLC since 2013 and Campo Financial Services since 2023. In addition to his advisory work, he serves as a State Committee Man for the Republican Party of Florida, representing registered Republican voters from Martin County. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients nationwide, offering a range of portfolio management and financial planning services across various program structures and custodial relationships.

Nancy Goethel is a financial advisor with Raymond James & Associates in Stuart, FL, holding Series 63 and Series 65 licenses with 32 years of industry experience. She previously worked at Merrill for 15 years and Bank of America, N.A. for 15 years. Nancy serves as a board member and finance committee member for the Council on Aging of Martin County, a local nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable organizations through tailored, non-discretionary financial planning and investment consulting.

Richard Forzano is a financial advisor at OSAIC with 40 years of industry experience. He holds a Series 63 designation and previously worked at FSC Securities Corporation for 31 years. Forzano also served seven years on the City of Milford, CT Board of Education. In addition to his advisory role, he owns and operates Independent Financial Consulting, Inc., providing income tax preparation services and managing accounting and strategic planning. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting multiple investment strategies and custodial arrangements, and is notable for its scale and complex affiliate network.

James Abarquez is a financial advisor at Edward Jones in Stuart, FL, holding CFP®, ChFC®, and Series 66 designations with 18 years of industry experience, all spent at Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies under a fiduciary standard through a nationwide network of over 23,000 financial advisors.

Boris Niko is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and bringing 24 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Merrill, and Legg Mason Wood Walker. He also owns Boris Niko LLC, through which he manages his advisory business. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that focuses on retirement-income planning with tax-aware withdrawal strategies and collaboration between centralized service teams and financial advisors.

Steven Hein is a CFP® and PFS™ credentialed financial advisor with 25 years of industry experience. He is currently with LPL Financial and has previously worked at Kestra Advisory and Avantax Advisory Services. Hein is also involved in providing seminars on college planning through 123college.com. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and a variety of investment strategies.

Grace Correll is a financial advisor with Morgan Stanley in Stuart, Florida, holding a Series 66 designation and three years of industry experience. Prior to joining Morgan Stanley, she worked at Bloomberg LP for five years. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct individual relationships and corporate financial planning agreements.

Ernesto Mendoza is a financial advisor at Edward Jones in Palm City, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked with the NY Mets and has experience in wellness and chiropractic industries. He is also involved with Trail to Nature LLC, a venture spanning several years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branches nationwide.

Mario Di Stefano is a financial advisor with Wells Fargo Clearing in Stuart, FL, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His career includes roles at Wells Fargo Bank, Wells Fargo Clearing Services, LLC, and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and emphasizes research-driven investment approaches and diversified portfolio management.