Stephen Milewski is a financial advisor with OSAIC in Maumee, OH, holding Series 63 and Series 66 licenses and offering 28 years of industry experience. He has been with OSAIC since 2013 and also operates Savage & Associates, a sole proprietorship specializing in insurance sales and investment services. Milewski serves as a board member for Savage McVicker Insurance, providing input on business operations. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Stacey Salwiesz is a Series 66 licensed financial advisor with five years of industry experience. She is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where she has worked since 2023. Her prior experience includes roles at Equitable Financial Life Insurance Co and Equitable Advisors. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver its services.

Kevin Kersten is a financial advisor with LPL Financial in Perrysburg, Ohio, holding a Series 63 designation and 25 years of industry experience. He has worked at Linsco/Private Ledger since 2000 and operates a separate business, Kersten Wealth Management Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs and financial planning services supported by model portfolios, third-party subadvisors, and research.

Stephen Kennedy is a financial advisor at LPL Financial with 16 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Cetera and Cetera Advisors LLC. Kennedy is involved with Momentum Wealth Partners and Beacon Financial, both DBAs for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and various management approaches.

Julianne White is a financial advisor at Morgan Stanley in Toledo, OH, holding a Series 66 designation with 20 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models in its advisory process.

Gary Lesage is a CFP® professional affiliated with OSAIC, based in Maumee, Ohio, with 26 years of industry experience. He has been with OSAIC since 2013 and has worked at Savage & Associates since 1998. Lesage serves as a board member and shareholder of Savage McVicker Insurance and is involved in life and health insurance sales. OSAIC Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations through a wide network of advisers and advisory platforms. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and automated rebalancing, with portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Matthew Mc Cartney is a CFP® and Series 66-licensed financial advisor with Edward Jones, based in Waterville, OH. He has nine years of industry experience and has been with Edward Jones for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial services. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Mary Eurenius is a Series 66-licensed financial advisor with Edward Jones in Toledo, Ohio, with over 16 years of industry experience at the firm. She has served as a consultant for Norwex, a direct sales company, since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions through a nationwide network of over 23,700 financial advisors.

Laura Frye is a financial advisor at Raymond James Financial with nine years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Mass Mutual, The Leaders Group, and Northwestern Mutual, among others. Frye is also involved with Wilcox Sports Management, a support company based in Toledo, Ohio. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and supports a large advisor network with specialized municipal and public-finance advisory services.

Daniel Kunos is a financial advisor with Ameriprise in Perrysburg, OH, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 24 years of industry experience, including prior roles at Financial Design Group, Minnesota Life, and Securian Financial Services. He is also the owner of DEK2022, LLC, a legal entity established to support his practice. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Shane Ewbank is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been a team member since 2010. He began his career as a Financial Advisor in 2005 and focuses on developing customized wealth management strategies tailored to his clients’ financial goals. Shane emphasizes building strong client-advisor relationships founded on trust and works closely with clients to implement, monitor, and adjust financial plans over time. He often collaborates with clients’ tax and legal professionals to create tax-efficient strategies that optimize overall financial outcomes. Shane’s areas of expertise include college education planning, corporate retirement plan services, family wealth management strategies, personal retirement planning, and retirement income solutions, among others. His professional designations include Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), and Certified Plan Fiduciary Advisor (CPFA), reflecting his commitment to ongoing education and industry standards. He holds a bachelor's degree from Bowling Green State University and an associate’s degree from The Ohio State University. Outside of his professional responsibilities, Shane is involved with organizations such as Business Networking International, the American Cancer Society, the Toledo Area Humane Society, and Read for Literacy. He resides in Maumee with his wife, Rachel, and their children, Morgan and Bennett. His personal interests include golfing, hiking, music, swimming, traveling, and spending time with his family.

Ralph Toland III is a financial advisor with Osaic Wealth, Inc. in Maumee, Ohio, holding Series 63 and 66 licenses and with 33 years of industry experience. He has worked at Osaic Wealth since 2023, following a decade at Royal Alliance and over four decades with Savage & Associates. Outside of his advisory role, Toland serves as chairman of the board for the YMCA and is a board member of the National Museum of the Great Lakes. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering brokerage, investment advisory, financial planning, and retirement consulting services through a large network of advisors and multiple platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that include a variety of asset types and supports both discretionary and non-discretionary management.

Collin Brutlag is a financial advisor with Equitable Advisors in Toledo, OH, holding a Series 66 designation and one year of industry experience. His background includes roles at Hegde Walker Emans, State Farm, and GameStop, among others. Equitable Advisors serves a broad mix of individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm works extensively through program sponsors and third-party managers to deliver advisory and brokerage solutions.

Cheryl Norman is a financial advisor with Cambridge Investment Research Advisors in Maumee, OH. She holds the ChFC® designation and Series 63 license, with 31 years of industry experience. She has been with Cambridge Investment Research Advisors since 2015. In addition to her advisory role, she works as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, providing both discretionary and non-discretionary portfolio strategies across multiple platforms.

Matthew Williams is a financial advisor with LPL Financial in Sylvania, OH. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. Prior to joining LPL Financial in 2025, he worked for CUSO Financial Services and Directions Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides various advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Matthew Skotynsky is a financial advisor with Raymond James Financial in Perrysburg, OH, holding a Series 63 designation and 27 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2006. Outside of his advisory role, Skotynsky is involved as owner or president of several local businesses, including a business he leads as president and owner, Rockledge4msko LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm delivers tailored non-discretionary planning and consulting using risk profiling and modeling tools, and supports clients through a broad advisor network and institutional consulting services.

Joel Tschantz is a financial advisor with OSAIC in Maumee, Ohio, holding a Series 63 license and bringing 32 years of industry experience. He has been with OSAIC since 2013 and has been involved with Savage & Associates since 1984. Outside of his advisory work, he is a 25% owner of the Handy Twine Knife Company and engages in buying and selling sports memorabilia as a hobby. OSAIC serves a broad range of retail and institutional clients through a large network of advisers, offering integrated brokerage and investment advisory services with a variety of portfolio construction tools and access to third-party money managers and wrap programs.

Stephen Morr is a financial professional at OSAIC with 32 years of industry experience. He holds a Series 63 designation and previously worked at Royal Alliance for 10 years and Savage & Associates for over 30 years. Outside of his advisory role, Morr builds spec homes for resale as an owner and financier. OSAIC serves a diverse client base including individual, high-net-worth, and institutional investors through a large network of advisers. The firm offers integrated brokerage and advisory services, utilizing firm-provided tools and third-party managers to construct portfolios across various asset classes.

Gregory Durivage is a financial advisor with Thrivent Investment Management, holding Series 66 and Series 63 licenses and possessing 12 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2014. Outside of his advisory role, he serves as a council member for Zion Lutheran Church in Waterville, Ohio. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on goal-based planning across various financial topics without discretionary portfolio management. The firm’s approach combines holistic financial analyses with optional managed-account programs, delivered through a network of financial advisors.

Mark Smith is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and possessing 40 years of industry experience. He has worked at OSAIC since 2023 and previously spent 10 years at Royal Alliance. He also owns a sole proprietorship selling life, health, and disability insurance products. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of advisors, utilizing advanced asset-allocation tools and third-party platforms to manage a broad range of investment products.