Howard Nock is a financial advisor with Primerica Advisors, holding a Series 63 designation and seven years of industry experience. He has worked with PFSI Investment Inc. and Primerica Financial Services since 2017. Outside of his advisory role, he is self-employed as a driver for ride-sharing services. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm utilizes third-party asset managers and an independent due-diligence process, providing a tiered wrap-fee structure and maintaining authority over its investment models.

Daniel Ciolek Jr. is a financial advisor with LPL Financial who holds a Series 63 designation and has 32 years of industry experience. His prior work includes roles at Danielciolek Asset Management and Cadaret, Grant & Co., Inc., each for nine years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Ryan Becker is a financial advisor with Equitable Advisors, holding a Series 66 credential and one year of industry experience. His prior work includes time at Tucker Ellis and DMG Group, both before joining Equitable Advisors. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives, utilizing third-party asset managers and proprietary advisory tools.

Romilly Taylor is a financial advisor at Morgan Stanley with 10 years of industry experience. They hold a Series 66 designation and have worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018, following three years at PNC Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and models.

Gregory Perram is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. He holds a Series 66 designation and has worked previously at UBS Financial Services, Fifth Third Securities, and Natcity Investments. Outside of his advisory role, he is involved with Princeton Harriman Insurance Solutions. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including cash-flow, retirement, and wealth-transfer planning. The firm uses proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Brian Young is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been part of Merrill since 1991 and brings extensive experience in wealth management guidance, pre- and post-retirement income and cash flow planning, trust and estate planning services, and business succession strategies. His approach integrates various life priorities including family, work, philanthropy, and leisure, aiming to create customized financial strategies that reflect the unique circumstances of each client. He holds a Bachelor of Science degree in Civil Engineering from Tufts University and a Juris Doctorate degree from Cleveland State University College of Law. Brian is a CERTIFIED FINANCIAL PLANNER® certificant and a Personal Investment Advisor (PIA). He is also affiliated with the professional organization DELTA TAU DELTA (BETA MU-1977). Brian participates actively in community organizations such as College Now Cleveland, Menorah Park-Excellence in Caring, and Fairmount Temple. Outside of his professional and community involvement, he enjoys boating, golfing, reading, skiing, and spending time with his family.

Arthur Weisman is a CFP®-credentialed financial advisor with 27 years of industry experience, currently with Wells Fargo Advisors. He worked previously at Wells Fargo Clearing for 10 years. Outside of his advisory work, he serves as a trustee for family trusts. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and uses proprietary research and tools to develop tailored recommendations.

Timothy Bonar is a financial advisor with Ameriprise in Cleveland, OH, holding Series 63 and Series 65 licenses with 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory work, he serves on the Board of Directors for Father's Love Ministry. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets, providing tailored recommendation reports that integrate research, modeling, and tax-efficient strategies. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

John Schmidt is a financial advisor with Morgan Stanley in Pepper Pike, Ohio, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Morgan Stanley and its related entities since 2009. Outside of his advisory work, he serves on the finance committee of St Joan of Arc Church in Streetsboro, Ohio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Benjamin Simerly is a financial advisor with Cambridge Investment Research Advisors in Concord, OH, holding a Series 66 designation and six years of industry experience. He has been involved with multiple affiliated entities since 2019, including Lakehouse Family Wealth and Cleveland Clinic Family Wealth. Outside of his advisory role, he owns Grandview Ventures LLC, which provides information technology services, and is active in photography. Cambridge Investment Research Advisors serves a diverse client base that includes individual and institutional investors such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple account platforms.

Bianca Marcellino is a financial advisor at Ameriprise with eight years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at The Huntington Investment Company, Keybank, Fidelity Investments, Bank of America, Merrill, and Thrivent Financial. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Scott Spiegle is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1996, focusing on providing clients with investment guidance to help them reach their financial objectives. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, retirement income, and philanthropic planning. Scott holds a Bachelor of Science in Business Administration from Washington University in St. Louis and a Master's degree from Case Western Reserve University. He maintains the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Scott and his wife, Shani, have been married since 1998 and have two sons attending Elon University. They are lifelong Clevelanders and are active in the community, supporting organizations such as the Mandel JCC, Hawken School, Congregation Mishkan Or, and the Jewish Federation of Cleveland.

Thomas Russ is a financial advisor with Morgan Stanley in Pepper Pike, Ohio, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has been with Morgan Stanley since 2009. Outside of his advisory role, he is the sole proprietor and owner of Lindsay Properties LLC, a real estate business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive advisory programs and tailored financial planning supported by firm-approved tools and processes.

Lisa Snyder is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at UBS Financial Services since 2020, previously serving at the Institute for Preparing Heirs and First Republic Securities Company. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and a range of capital markets services. The firm combines institutional trading capabilities with wealth management, using proprietary research and model-based asset allocations to tailor investment plans.

John Zingales is a Senior Financial Advisor specializing in assisting corporate 401(k) plans and high net worth individuals. He is affiliated with Merrill Lynch Wealth Management, where he focuses on personalized wealth management strategies tailored to client goals. His areas of expertise include high net worth portfolio management and institutional consulting, covering client needs such as divorce transition planning, family wealth management, defined contribution plan consulting, and personal retirement planning. John holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from The University of Michigan. John adheres to a philosophy of working one-on-one with clients to develop personalized financial strategies designed to help pursue long-term goals. Outside of his professional work, he enjoys football, golfing, traveling, and watching movies, and is involved in community volunteering consistent with the Merrill tradition.

Bradley Brown is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 38 years of industry experience. His work history includes roles at Cetera Advisors LLC since 2022, Cetera since 2020, First Allied Advisory Services from 2012 to 2020, and First Allied Securities from 2010 to 2022. Outside of his advisory career, he is the sole owner of Royal Paladin Group, LLC. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create bespoke strategies.

Austin Vitello is a financial advisor with Primerica Advisors, holding a Series 63 designation and five years of industry experience. His work history includes roles at Primerica Financial Services and PFS Investments Inc., and he has also been involved with K&R Vitello & Associates. Outside of advisory services, he receives compensation related to sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors is the sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with approximately 3,700 advisors and manages about $15.5 billion in assets, delivering advisory services primarily through model-based investment strategies.

Donna Gero is a Senior Resident Director at Merrill Lynch Wealth Management, overseeing the Hudson, Ohio office. With over a decade of experience in financial services, she specializes in areas including college education planning, managing new wealth, personal retirement planning, philanthropic planning, and portfolio management services. Donna holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, reflecting her expertise in holistic wealth management and retirement planning. Donna earned an Associate's Degree from Cuyahoga Community College and completed an Accredited Certificate Program from the College for Financial Planning. Among her professional affiliations, she serves on the boards of Cleveland Independents and Veteran Canine Connection and is involved with the Cleveland APL. Her approach emphasizes understanding clients' life priorities to create tailored financial strategies. Outside of her professional work, Donna is actively engaged with her community. She lives in the Cleveland area with her husband and their two dogs. Her personal interests include baseball, billiards, boating, football, golfing, music, reading, singing, spending time with family, and volleyball.

Mitchell Frankel is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing for ten years. Outside of his advisory role, he serves on the finance committee of the Northeast Ohio Curling Club and is involved as a trustee for local community and family trusts. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions including retirement, education, and business-owner transition planning. Advisors use Wells Fargo research and tools to develop tailored recommendations, with clients choosing how to implement them through brokerage or advisory programs.

Sarah Johnston is a financial advisor at Merrill with 15 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2015. Outside of her advisory role, she is involved in a family-owned real estate business with her husband. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.