Timothy Bonar is a financial advisor with Ameriprise in Cleveland, OH, holding Series 63 and Series 65 licenses with 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory work, he serves on the Board of Directors for Father's Love Ministry. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets, providing tailored recommendation reports that integrate research, modeling, and tax-efficient strategies. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

John Schmidt is a financial advisor with Morgan Stanley in Pepper Pike, Ohio, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Morgan Stanley and its related entities since 2009. Outside of his advisory work, he serves on the finance committee of St Joan of Arc Church in Streetsboro, Ohio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Benjamin Simerly is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and six years of industry experience. He has been with Cambridge Investment Research and its affiliated entities since 2022. Outside of his advisory role, he owns an information technology services company, Grandview Ventures LLC, and works as a project manager at Baldridge Wealth Management. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and model-based solutions.

Scott Spiegle is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1996 and focuses on providing clients with investment guidance to help them reach their financial goals. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, philanthropic planning, and retirement income. Scott holds a Bachelor of Science in Business Administration from Washington University in St. Louis and a Master of Business Administration from Case Western Reserve University. He has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Scott and his wife, Shani, have two sons who attend Elon University. They are lifelong residents of Cleveland and are active in the community, supporting organizations such as the Mandel JCC, Hawken School, Fairmount Temple, and the Jewish Federation of Cleveland.

Thomas Russ is a financial advisor with Morgan Stanley in Pepper Pike, Ohio, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has been with Morgan Stanley since 2009. Outside of his advisory role, he is the sole proprietor and owner of Lindsay Properties LLC, a real estate business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive advisory programs and tailored financial planning supported by firm-approved tools and processes.

Lisa Snyder is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at UBS Financial Services since 2020, previously serving at the Institute for Preparing Heirs and First Republic Securities Company. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and a range of capital markets services. The firm combines institutional trading capabilities with wealth management, using proprietary research and model-based asset allocations to tailor investment plans.

John Zingales is a Senior Financial Advisor specializing in assisting corporate 401(k) plans and high net worth individuals. He is affiliated with Merrill Lynch Wealth Management, where he focuses on personalized wealth management strategies tailored to client goals. His areas of expertise include high net worth portfolio management and institutional consulting, covering client needs such as divorce transition planning, family wealth management, defined contribution plan consulting, and personal retirement planning. John holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from The University of Michigan. John adheres to a philosophy of working one-on-one with clients to develop personalized financial strategies designed to help pursue long-term goals. Outside of his professional work, he enjoys football, golfing, traveling, and watching movies, and is involved in community volunteering consistent with the Merrill tradition.

Bradley Brown is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 37 years of industry experience. His career includes roles at First Allied Advisory Services and First Allied Securities before joining Cetera in 2020. In addition to his advisory work, he is the sole owner of Royal Paladin Group, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individual investors, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Tamara Bond is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 24 years of industry experience. She has worked at Wells Fargo Clearing since 2020 and has been with UBS Financial Services since 2006. Outside of her advisory role, she serves as a notary public in Painesville, Ohio. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Austin Vitello is a financial advisor with Primerica Advisors, holding a Series 63 designation and five years of industry experience. His work history includes roles at Primerica Financial Services and PFS Investments Inc., and he has also been involved with K&R Vitello & Associates. Outside of advisory services, he receives compensation related to sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors is the sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with approximately 3,700 advisors and manages about $15.5 billion in assets, delivering advisory services primarily through model-based investment strategies.

Mitchell Frankel is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he is involved as a trustee for family trusts and a community garden association, and he serves on the finance committee of the Northeast Ohio Curling Club as well as the retirement fund committee for the Jewish Federation of Cleveland. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sarah Johnston is a financial advisor at Merrill with 15 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2015. Outside of her advisory role, she is involved in a family-owned real estate business with her husband. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Zappitelli II is a financial advisor at Cetera with Series 63 and Series 66 licenses and four years of industry experience. He has worked at Avantax Advisory Services and Avantax Insurance Services prior to joining Cetera in 2025. Outside of his advisory work, he operates Zappitelli Financial Services, where he provides accounting and tax preparation, and he is also a certified Remote Online Notary for the State of Ohio. Cetera Investment Advisers LLC serves individual and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated money managers.

Travis Criblez is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and two years of industry experience. His career includes roles at Avantax Advisory Services and Kissell Financial, LLC. Outside of finance, he owns Criblez Cue Sports, LLC, operating under the name Western Reserve APA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple custody platforms and both discretionary and non-discretionary investment strategies.

Rajdeep Chatterjee is a financial advisor with Raymond James Financial Services Advisors, Inc. in Mentor, Ohio, holding a Series 66 designation and bringing 19 years of industry experience. His prior roles include ten years at Wells Fargo Advisors LLC before joining Raymond James in 2017. Outside of his advisory work, he is involved in several family-owned and holding companies, including serving as CEO of Deep Investments, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a broad client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using risk profiling and analytical modeling, and it supports both advisory programs and institutional consulting through a large advisor network.

Jerome Vandemotter is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at UBS Financial Services for 29 years. Outside of his advisory role, he has a 4% ownership stake in Ohio Broach & Machine Co., an industrial business based in Willoughby, Ohio. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings, distinguishing it from many large institutional advisers.

Diana Colbert is a financial advisor with Morgan Stanley in Pepper Pike, Ohio, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and incorporates advanced planning tools and models within its structured financial planning process.

Julius Cobb is a Series 66-licensed financial advisor with Morgan Stanley in Pepper Pike, Ohio, bringing 16 years of industry experience. Prior to joining Morgan Stanley in 2019, he worked at First Clearing, LLC for six years. Outside of his advisory role, he is involved in real estate business activities as an organizer and manager of related entities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and economic modeling.

Lindsay Necci is a financial advisor at Morgan Stanley with 16 years of industry experience. She previously worked at JP Morgan Chase Bank, JP Morgan Securities, Raymond James Financial Services, and PNC Investments. Necci holds Series 63 and Series 66 credentials. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Melanie Johnson is a financial advisor with Primerica Advisors in Highland Heights, OH. She holds a Series 63 designation and has 23 years of industry experience, having worked with Primerica Advisors and Primerica Financial Services since 2002. In addition to advisory services, she is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors is a large-scale firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies managed by third parties, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.