Vickey Parks is a financial advisor with Primerica Advisors in Centerville, OH, holding a Series 63 designation and 20 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2005. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a select number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Gavon Baker is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. His prior work experience includes roles at Chase Bank, Walmart, Chick-fil-A, and Gordon Lumber, alongside periods of full-time education. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Kelly Luken is a financial advisor at Merrill with 29 years of industry experience. She holds the Series 63 and Series 65 licenses and has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffery Seifert is a financial advisor at Fidelity with 19 years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2012, including roles at Fidelity Personal and Workplace Advisors and FIDELITY Brokerage Services LLC. Prior to Fidelity, he was employed at TD Ameritrade and Ameriprise. Fidelity’s Strategic Advisers LLC segment provides investment management and advisory services to various clients, including retail and institutional investors, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, a broad investable universe, and its advisory role to multiple registered investment companies.

Jonathan Chapman is a financial advisor with Equitable Advisors in Centerville, OH, holding a Series 66 license and 14 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors LLC, since 2012. Outside of his advisory work, he serves as board member and treasurer for Miami Valley Housing Opportunities, Inc., and is the local chapter president of Game Changers BNI. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party advisory programs.

Grant Lanham is a financial advisor at Charles Schwab in Cincinnati, OH, holding a Series 66 credential with one year of industry experience. His prior work includes roles at Prudential Financial, LPL Enterprise, and Charles Schwab Bank, SSB, as well as self-employment and positions in education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by a large-scale, integrated operational structure.

Sydney Cotton is a financial advisor at Morgan Stanley with eight years of industry experience. Prior to joining Morgan Stanley in 2018, Cotton worked for three years at Wells Fargo Advisors. Cotton holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual plans and Corporate Financial Planning agreements.

Brian Schultz is a financial advisor with Cambridge Investment Research Advisors in Dayton, OH. He holds the ChFC® designation along with Series 63 and 66 licenses and has 33 years of industry experience. Prior to his current role since 2014, he worked at SPC for nine years. Outside of his advisory work, he is involved in fur harvesting through a personal business. Cambridge Investment Research Advisors serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm supports both discretionary and non-discretionary management and provides access to affiliated and third-party investment strategies across multiple platforms.

Harry Williamson is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds a Series 63 designation and has been with various branches of Raymond James since 2010. Williamson is also the owner of Williams Wealth Advisors, LLC, a non-investment-related support company based in Dayton, OH. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele, including individuals, high-net-worth clients, corporations, and institutional investors, using tailored, non-discretionary approaches supported by analytical tools and risk profiling.

Jennifer Cumming is a financial advisor at UBS Financial Services with 29 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Merrill for 17 years before joining UBS in 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Steven Wise is a CFP® professional with 15 years of experience in the financial services industry. He is currently affiliated with J.P. Morgan Securities and has held various roles within the firm since 2012. Outside of his advisory role, he holds ownership interests in a flooring business and a real estate investment company, as well as an online sports card trading venture. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a mix of quantitative and qualitative research.

John Abbott is a financial advisor with Primerica Advisors in Centerville, OH, holding a Series 63 designation and bringing 29 years of industry experience. He has been with Primerica Advisors since 1997 and Primerica Financial Services since 1996. His outside activities include part-time involvement in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-driven investment strategies and provides advisory services at scale through a large network of financial advisors.

Ricky Bowman is a financial advisor at Ameriprise with 33 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, featuring a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

David Moyer is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has worked at UBS since 2023. Prior to his current role, he was involved with Campus Crusade for Christ and held various positions at companies including Total Wealth Planning, DoorDash, and Instacart. Outside of advising, he has worked delivering groceries for Instacart. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets services.

Joshua Weiland is a financial advisor at Stifel with 22 years of industry experience and holds the Series 66 designation. He has been with Stifel Nicolaus & Co. since 2013. Outside of his advisory role, he serves on the board of the University of Dayton’s Davis Center for Portfolio Management, advising students on their management of a portion of the university’s endowment, and is also a board member of the Kettering Sister City nonprofit organization. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group that incorporates forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.

David Criner is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Raymond James & Associates, Inc. since 2009. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Ronald Ginter is a financial advisor with Ameriprise in Miamisburg, OH, holding a Series 66 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of advising, he is co-owner of LoRo Mountain, LLC, a real estate business. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Tanya Munn is a financial advisor at Morgan Stanley with 25 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets from 2005 to 2009. Outside of her advisory role, she is involved with Intele Travel Inc. in a sales and marketing capacity. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning, utilizing structured discovery processes and firm-approved tools.

Anshu Vohra is a Financial Advisor at Merrill Lynch Wealth Management. She has been active in the financial services industry since 2007 and joined Merrill Lynch Wealth Management in 2026. She holds the designation of Personal Investment Advisor (PIA). Anshu's expertise encompasses personalized wealth management, retirement planning, and investment strategies aimed at helping individuals, families, and business owners achieve their financial objectives. Before joining Merrill Lynch, she developed a foundation in tax and financial planning through roles at CareSource, ATSG Inc., and Equitable Financial Advisors. She focuses on creating customized strategies that align clients' financial resources with their personal goals and values. She earned Master's degrees from Wright State University and Narsee Monjee Institute Of Management Studies, as well as a Bachelor's degree from Bhopal School Of Social Sciences. Outside of her professional life, Anshu enjoys biking, cooking, dancing, gardening, hiking, interior decorating, reading, traveling, watching movies, and practicing yoga. She is married to Amit since 2004, with whom she has two sons. They contribute to their community by donating time and talents to various local organizations.

Caroline Pratt is a financial advisor at UBS Financial Services with two years of industry experience. She holds a Series 66 designation and has worked at UBS Financial Services since 2019. Prior to entering the financial industry, she was employed at the University of Alabama and Troy High School. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering tailored financial planning and portfolio management supported by proprietary research and model-based asset allocations.