William Mokma is a financial advisor with Ameriprise in Belmont, MI, holding Series 63 and Series 65 credentials and 28 years of industry experience. His work history includes over two decades with Huntington National Bank and Huntington Investment Company prior to joining Ameriprise in 2026. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing tax-aware withdrawal strategies.

Joseph Banaszewski is a financial advisor with LPL Financial in Grosse Pointe Woods, MI, holding Series 63 and Series 66 credentials and over 32 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) since 2000. Outside of his advisory role, he serves as an assistant baseball coach at Grosse Pointe North High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Robert Palma Jr. is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Regal Investment Advisors, Lincoln Investment, and Merrill. He serves as treasurer for the Troy Foundation of Educational Excellence. Cambridge Investment Research Advisors serves a broad client base including individuals, institutions, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers both discretionary and non-discretionary management across multiple platforms and custodians, including proprietary model strategies under the Founders Gate Capital brand.

Mehul Mistry is a CFP® professional with 29 years of industry experience, currently with OSAIC since 2024. He previously worked for Securities America Advisors, Inc. and Securities America Inc. for 15 years each. Outside of advisory work, Mistry is involved with the Neelam Popat Mistry Memorial Foundation, assisting with charitable distributions, and participates in a peer study group of financial advisors with family ties to the industry. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, with capabilities for discretionary and advisor-managed strategies supported by robust risk assessment tools.

Mark Karcher is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. He has worked with Mass Mutual Investors Services since 2003 and has been associated with MassMutual Life Insurance Co since 1990. Outside of his advisory role, he owns and operates Karcher Agency Inc., which provides life, health, dental, and vision insurance services. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements using proprietary software and provides specialized planning programs, including recent additions like standalone Divorce Planning.

Jennifer Herman is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2016. Prior to that, she was with Wealth Management Services, LLC and LPL Financial from 2010 to 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee data.

Randa Dagher is a financial advisor with Mass Mutual Investors Services in Southfield, MI, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She previously worked at Metlife Securities Inc. for 27 years before joining Mass Mutual Investors Services in 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Kenneth Fruehauf is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at UBS Financial Services and Merrill. Outside of his advisory role, he is involved in managing several family business ventures, including oil and gas investments and operating a family office. Wells Fargo Advisors provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning specialties and combines advisory services with other financial products through a large network of advisors.

Hio Rumschlag is a CFP® professional with over 42 years of experience in the financial services industry. He has been affiliated with Raymond James Financial Services Advisors, Inc. since 1991 and is also the owner of R2 Financial Planning, LLC. Outside of his advisory role, he has involvement in life insurance sales and is a landlord through Rumschlag Realty, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning supported by risk profiling and analytical modeling, and maintains specialized offerings such as municipal advisory services and employer SIMPLE IRA consulting programs.

Austin Carlson is a financial advisor with Ameriprise Financial Services LLC in Dearborn, MI. He holds Series 63 and Series 65 licenses and has been with Ameriprise since 2024. Prior to his advisory role, his work experience includes positions in retail and service industries and attendance at the University of North Dakota. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice, utilizing investment research and algorithmic tools within a defined asset and product framework.

Michael Acho is a CFP®-designated financial advisor with 32 years of industry experience. He is currently with Cetera and previously worked at Osaic Fa, Inc for 18 years. Acho serves as a board member and finance committee member for several nonprofit organizations, including the Ocular Immunology and Uveitis Foundation and the Yatoomas Foundation for the Kids, and participates in the Michigan Association of CPA’s as a task force member. Cetera Investment Advisers LLC is an SEC-registered firm that supports over 10,000 independent advisors nationwide, offering portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, and institutional clients. The firm operates a multi-manager platform with a variety of program options and manages assets exceeding $256 billion.

Casey Quinn is a financial professional at Cetera with 18 years of industry experience and holds the Series 66 designation. Prior to joining Cetera in 2023, Casey worked at Valic Financial Advisors for 11 years and has been involved with Wealth Strategies Financial Group since 2022, focusing on fixed insurance sales. Casey operates in Southfield, MI. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and access to third-party managers.

Samantha Granata is a financial advisor with Ameriprise in Dearborn, MI, holding a Series 66 designation and seven years of industry experience. She previously worked at ATS Advisors and Henry Ford College and is also involved as an associate financial advisor with Jim Thorpe LLC, where she engages in event planning and client service activities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Sergei Yelizarov is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 19 years of industry experience, including roles at Metlife Securities and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he provides consulting services for a mining construction equipment sales company and works as a sales agent in life, health, fixed annuity, and disability insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based financial planning and specialized services such as divorce and estate-settlement planning.

Phillip Brancato is a financial advisor with Wells Fargo Advisors in St. Clair Shores, MI, holding the CFP® designation and Series 63 and 65 licenses, with 30 years of industry experience. He has been with Wells Fargo Advisors since 2023 and previously worked at Wells Fargo Clearing from 2016 to 2023. In addition to his advisory role, he operates a sole proprietorship related to financial advising. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, and special-needs analysis. The firm uses proprietary research and planning tools to deliver tailored recommendations, with optional implementation through various brokerage and advisory programs.

Natalie Tite is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney LLC since 2022. Prior to that, she was associated with McFawn Financial Services Group LLC and Raymond Jamwes Financial Services, Inc. from 2015 to 2022. Outside of her advisory role, she is the sole proprietor of Tite Wheels, LLC, an automotive and transportation business. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and corporate financial planning agreements.

Quinten Garcia is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America, N.A., G4S Secure Solutions, and Wireless Revolution of Sprint. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ralph Bryant Jr. is a CFP® with 42 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Bryant is also the owner of Bryant Management, LTD, a business through which he managed his practice and received rent from other advisors. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations, with a focus on assets held in Ameriprise Managed Accounts.

Joseph Youngblood is a Senior Financial Advisor with Merrill Lynch Wealth Management. Based in Grosse Pointe, MI, he specializes in personalized wealth management strategies that address client priorities such as divorce transition planning, personal retirement planning, portfolio management services, and retirement income. Joseph integrates market insights from Merrill and banking and lending solutions from Bank of America to help clients pursue their financial goals. Joseph brings a diverse professional background, including six years of active duty service in the United States Air Force. During his military service, he earned a bachelor's degree in finance and later completed a Master of Business Administration (MBA) at the University of Detroit Mercy. He holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Continuing a family legacy in finance, Joseph and his father operate the family business, following his grandfather’s start with Merrill in 1968. In addition to his advisory work, Joseph is involved in community initiatives such as Adopt a Highway, Pope Francis Warming Center, Gleaners Food Bank, and the Grosse Pointe Animal Adoption Society. He enjoys outdoor activities including camping, hunting, photography, scuba diving, skiing, and woodworking. Joseph lives in Grosse Pointe with his wife and two dogs and values spending time with family and clients in both professional and personal settings.

Austin Tackmann is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and four years of industry experience. His prior work includes roles at SHI International and TEKsystems, Inc. He is based in Southfield, MI. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships using firm-approved analytical tools.