Michael Erpenbach is a CFP® with 27 years of experience in the financial services industry. He has worked at LPL Financial since 2021 and previously held roles at Willy Zimmerman, Waddell & Reed, Inc., and other firms. Erpenbach has also served on the St. John's University Alumni Board and the SJU Alumni Association. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Grant Mohlenhoff is an Investment Consultant at Fidelity Investments. In this role, he assists clients in developing holistic financial plans, guiding them through various tools, approaches, and strategies offered by Fidelity. He focuses on understanding clients' needs and goals to provide tailored financial advice. Grant has been with Fidelity Investments since 2021, progressing through several roles including Investment Solutions Representative, Investment Solutions Representative II, and Relationship Manager before becoming an Investment Consultant in 2024. This experience has provided him with a broad understanding of investment solutions and client relationship management. Outside of his professional work, Grant enjoys family activities, fitness, golf, movies, snowboarding, and soccer.

Jeremy Weston is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2016. He holds Series 63 and Series 66 licenses and is based in Blaine, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Sheila Sullivan is a financial advisor at Cetera with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Securian Financial Services, Inc. and Minnesota Life Insurance Company. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers multiple portfolio management options and financial planning services through a large network of independent advisors and manages over $256 billion in assets.

Patrick Tinucci is a financial advisor with RBC Capital Markets in Stillwater, MN, holding a Series 66 designation and 27 years of industry experience. He has worked with RBC Capital Markets since 2008 and also serves at City National Bank since 2018. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs and customizes strategies to clients’ Advisory Risk Profiles through a combination of in-house and third-party investment managers.

Christine Vander Heyden is a financial advisor with Thrivent Investment Management and holds a Series 66 designation. She has eight years of industry experience and previously worked at TCF National Bank for sixteen years. Her professional background is focused within Thrivent and its affiliates since 2017. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based financial analyses and written recommendations on a variety of planning topics. The firm’s approach separates planning from managed-account services and includes periodic reviews, without discretionary trading authority for the Dedicated Planning Service.

Jonathan Yocum is a financial advisor with Merrill in Saint Paul, MN, holding a Series 66 credential and seven years of industry experience. He has worked at Bank of America and Merrill since 2019 and previously at JPB LLC from 2015 to 2019. Outside of his advisory role, he is the sole member and president of Landsvagar Farm, LLC, a small tree farm, and serves as an officer and board member of Yocum Properties, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, and institutional investors.

Lawrence Calhoun is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 65 and Series 63 licenses and has worked at Old National Bank and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, serving individuals, retirement plans, banks, and trust companies.

Ann Benson is a financial advisor at OSAIC Wealth Inc with 12 years of industry experience. She holds the Series 66 designation and has been with OSAIC since 2014. Benson also serves as a registered assistant at Financial Dimensions Group Inc. OSAIC Wealth serves a broad mix of retail and institutional clients with a multi-advisor platform offering brokerage and advisory services including financial planning, advisor-managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance tools and offers a range of discretionary and third-party manager strategies.

Bernardo Escobedo Diaz is a CFP® professional with 13 years of experience in the financial industry. He is currently affiliated with Charles Schwab, having previously worked at Merrill, Morgan Stanley, and Wells Fargo Clearing. He also has experience with Brandman University. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options with a multi-asset model portfolio approach and centralized operational support.

Thomas Karp is a CFP®-designated financial advisor with 28 years of industry experience. He is currently with OSAIC and previously worked at Sagepoint Financial, Inc. for 14 years. He is also the owner of Karp Financial Advisors, Inc. and serves on the finance committee of the Encampment Forest Association. OSAIC Wealth serves a broad client base including retail and institutional investors, offering a range of brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and strategies across multiple platforms.

Drew Albrecht is a financial advisor at Ameriprise with Series 66 credentials and two years of industry experience. Prior to joining Ameriprise, he held various roles including at the University of Northwestern St. Paul and Hallmark Builders Inc. He also has experience working with Doordash and Shipt. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Nathaniel Willaert is a financial advisor with Ameriprise in Lake Elmo, MN, holding a Series 63 designation and 14 years of industry experience. He has worked at Ameriprise and its affiliated entities since 2012. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies through its Premier Retirement Income service.

Nathaniel Conery is a CFP® and holds a Series 66 license with 14 years of industry experience. He is currently with Edward Jones and has previously worked at LPL Financial, U.S. Bank, RBC Capital Markets, and Bank of America/Merrill Lynch. Edward Jones is a full-service wealth management firm serving a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and managing over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

Greta Farley is a Wealth Management Advisor with the Duddingston Sylvester Group at Merrill, where she develops long-term relationships with clients and their families, guiding them through significant financial decision points. Her expertise includes wealth planning, pre- and post-retirement strategies, tax-sensitive investing, and trust and estate planning services. Greta prioritizes clear communication to help clients weigh their options and align solutions with their individual parameters. She holds a Bachelor's degree from Iowa State University and is a CERTIFIED FINANCIAL PLANNER® professional. Greta combines technical insight with practical knowledge to support clients in pursuing their financial goals and securing their wealth outlook. Residing in Lake Elmo, Minnesota, with her husband and two children, Greta enjoys spending time with her family, outdoor activities, skiing, reading, and watching movies.

Jodi Jenson is a financial advisor at RBC Capital Markets with 26 years of industry experience. She holds Series 63 and Series 65 registrations and has worked with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Jackson Rynda is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch and Bank of America prior to his current role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Walsh is a financial advisor with Ameriprise in Cottage Grove, MN, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise since 2018 and previously worked at Waddell & Reed, Inc. Outside of his advisory role, he is involved with the Cottage Grove Athletic Association. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research-driven strategies and algorithmic tools to provide tailored, non-discretionary recommendations focused on income sources, tax efficiency, and Social Security options.

Austin Bock is a CFP® professional with nine years of industry experience, currently serving with LPL Financial. His prior roles include positions at Ameriprise Financial Services, CTB Financial Services, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. He serves on the Board of Directors for the Alpha Delta Phi MN Alumni Board. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment approaches including model portfolios, third-party asset management, and customized strategies, supported by technology tools for operational and research purposes.

Brent Hanson is a financial advisor with RBC Capital Markets in Stillwater, MN, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at RBC Capital Markets since 2009 and previously spent five years at Wells Fargo Clearing. Outside of his advisory work, he serves on the board of the Hudson Raidaire Booster Club, acting as treasurer. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that combine discretionary and non-discretionary portfolio management with financial planning, tailoring investment strategies to individual risk profiles through a blend of internal and external investment managers.