Marc Hebert is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2015. Outside of his advisory role, he is a co-owner of a family rental property business in East Hampton, Connecticut. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

James Egan is a financial advisor at Charles Schwab with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, Charles Schwab, and TD Ameritrade in various roles since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational capabilities.

Frederick De Groot is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in the financial services industry. Based in Houston for the past 20 years, he specializes in executive compensation, personal retirement planning, portfolio management services, individual and corporate investment strategy, and tax minimization. Frederick applies a disciplined and balanced approach to portfolio management, helping clients navigate market volatility and focusing on strategies tailored to their unique financial goals. Frederick holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and the Personal Investment Advisor (PIA) certification. He earned his bachelor's degree from LaSalle University and his MBA from The University of Chicago Graduate School of Business. His extensive experience includes working with corporate executives and professionals through various economic climates, emphasizing proactive communication and accountability. Outside of his professional work, Frederick enjoys reading, running, and spending time with his family. He is involved in community organizations including EYBL Basketball, The John Cooper School, Texas Torque, and The University of Chicago.

Evan Gaddy is a financial advisor at Edward Jones in Houston, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked in marketing and media, food service, and videography. He has operated a videography business since 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of investment strategies and advisory services through a large nationwide network of financial advisors.

Renee Weston is a Financial Advisor at Merrill Lynch Wealth Management with over 15 years of experience in the financial services industry. She specializes in comprehensive wealth management and advanced planning strategies, including retirement planning, wealth transfer and legacy planning, education funding, and asset protection. Renee holds a Personal Investment Advisor (PIA) designation and has an educational background that includes a High School Diploma from Klein High School and an Associate's Degree from North Harris Montgomery County College. Her client focus areas encompass college education planning, equity compensation services, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income. Outside of her professional work, Renee spends time enjoying personal interests such as camping, gardening, hiking, knitting and crocheting, music, reading, traveling, and spending time with her family.

Timothy Wells is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at The Vanguard Group, Bank of Oklahoma Financial, and Wells Fargo Bank. Outside of advising, he has served as an independent contractor teaching Bible classes at Garden Oaks Church of Christ and operates a coaching and consulting business, The Infinite Executive. Fidelity Strategic Advisers LLC, where he works, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Stephen Heller is a financial advisor with Edward Jones in Kingwood, TX, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Cassidy Wilson is a financial advisor at Thrivent Investment Management with seven years of industry experience. She holds a Series 66 designation and has been with Thrivent and its affiliated entities since 2014. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering one-time or ongoing planning engagements focused on topics such as retirement, income tax, estate, and business continuation planning. The firm combines holistic, goal-based analyses with managed-account options under a consolidated billing approach, while keeping planning and portfolio management services separate.

Seth Bailey Dudley is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and AIG Retirement Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The program combines quantitative and qualitative research with forward-looking capital market assumptions to support its recommendations.

Michelle Engalla is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and 26 years of industry experience. She has worked with J.P. Morgan Securities since 2012 and has prior experience at Raymond James Financial Services and Chase Investment Services Corp. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The program incorporates centralized due diligence and may include ESG criteria in its recommendations.

Joshua Vessell is a Senior Vice President and Financial Advisor with Merrill Lynch Wealth Management. He works with individuals, families, business owners, and organizations to develop customized investment and financial strategies based on clients' objectives, risk profiles, and broader financial circumstances. His approach emphasizes strategic asset allocation, disciplined investment selection, diversification, tax awareness, and ongoing risk management. Joshua holds professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). He earned his high school diploma from The Woodlands College Park High School and attended Houston Baptist University without receiving a degree. Outside of his professional work, Joshua enjoys cooking, running, spending time with his family, and traveling.

Janet Bryant is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. Her prior experience includes roles at Prudential Equity Group, LLC, and Wells Fargo Clearing. She serves as a trustee for a friend's trust in Birmingham, Michigan. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with various financial products and referral channels.

Donato Martone is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has previously worked at Edward Jones and Bank of America. Outside of his advisory role, he is involved administratively with RCM Anesthesia LLC and is authoring a book. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Braden Witham is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, he worked at Charles Schwab and has held various roles outside the financial sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its work with registered investment companies, use of AI-driven methodologies, and role in developing model portfolios for Fidelity Institutional Wealth Adviser.

Diego Berrocal Dejo is a financial advisor with Charles Schwab in The Woodlands, TX, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2020 and previously held roles at Wells Fargo Clearing Services and Wells Fargo Bank. Outside of his financial career, he is involved in organizing pickleball tournaments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment management supported by a large-scale, integrated operational structure.

Mark Pond is a CFP® with 23 years of experience in financial advisory, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at Raymond James & Associates and manages his own entities, MAP Wealth Management LLC and Pond Wealth Management. He is a volunteer member of the Finance Committee at Frassati Catholic High School in Spring, TX. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal and public-finance work through a related municipal advisor.

Lee Gibson is a financial advisor with Cetera, holding a Series 66 designation and 14 years of industry experience. He has worked at Cetera and its related entities since 2025 and previously spent 12 years at Concourse Financial Group Securities Inc. In addition to his advisory role, Gibson is involved in manufacturing and sales of a proprietary design product under a commission agreement. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party money managers.

Kari Ruchti is a Series 66 licensed financial advisor with Morgan Stanley in The Woodlands, TX, and has three years of industry experience. Prior to joining Morgan Stanley, she worked in health system services and mental health organizations. Morgan Stanley Wealth Management provides a range of advisory services to individuals and institutions, offering tailored financial planning supported by firm-approved planning tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers various advisory programs, including corporate financial planning agreements.

Valerie Avila is a financial advisor with J.P. Morgan Securities in The Woodlands, TX, holding Series 63 and Series 66 licenses and having seven years of industry experience. She has worked at J.P. Morgan Securities since 2018 and has been with JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations, incorporating ESG eligibility frameworks and leveraging broader derivatives and commodities capabilities.

Craig Zumpano is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works alongside clients and their families to help achieve their financial goals, whether that involves planning for retirement or managing significant financial events. Craig focuses on creating personalized financial strategies tailored to each client's long-term objectives, addressing areas such as family wealth management, retirement planning, philanthropic and socially responsible investing, individual and corporate investment strategies, tax minimization, and retirement income. Craig holds the Professional Investment Advisor (PIA) designation. He graduated from Columbiana High School and the University of Pittsburgh. Throughout his career, he has embraced Merrill's tradition of community involvement, dedicating significant time to volunteering. He has been a member and volunteer with the Knights of Columbus for 26 years, serving in leadership roles such as Trustee, Deputy Grand Knight, and Grand Knight. Additionally, Craig has contributed over 25 years to the Houston Livestock Show and Rodeo Metro Go Texan committee, where he has held multiple leadership positions including Assistant Captain, Captain, Vice Chairmen, Historian, and Coordinator. Outside of work, Craig enjoys biking, fishing, golfing, horseback riding, running, yoga, and spending time with his family.