Claire Cox is a CFP® and holds a Series 66 license, serving as a financial advisor at Schwab Wealth Advisory since 2022. She has four years of industry experience and previously worked at Northrop Grumman and in other roles outside the financial sector, including as a self-employed nanny. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s asset allocation models and research tools. The firm serves individual clients through annual financial reviews and investment guidance but does not exercise discretionary trading authority.

Roger Martin is a financial advisor with Centaurus Financial, Inc. in Highlands Ranch, CO, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with Centaurus Financial since 2008 and maintains involvement with Charter Financial Resources and Legacy Marketing Group. Outside of advising, he operates a 1950s event center for meetings and celebrations. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, and foundations. The firm offers financial planning, portfolio management, and retirement-plan consulting through a variety of investment approaches and discretionary arrangements.

Loren Archuleta is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Schwab Wealth Advisory since 2021 and has been with Charles Schwab & Co., Inc. since 2018. Prior to that, he was employed at Wells Fargo Bank N.A. from 2015 to 2018. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset allocation models and research tools to recommend investments, with final trading decisions made by clients.

Robin Lilly is an advisor at Transamerica Retirement Advisors, LLC with Series 63 and Series 65 licenses. Although new to the financial industry with less than a year of experience, Lilly previously operated Little Lilly's Island Deli for 14 years. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services, utilizing proprietary software and portfolio models from Morningstar Investment Management. The firm manages a large client base with a focus on non-discretionary assets.

Morgan Hemauer is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He previously worked at Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. Outside of his advisory role, Hemauer provides dog walking and pet sitting services. Schwab Wealth Advisory, Inc. offers non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, focusing on comprehensive financial reviews and investment recommendations using Charles Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its advisory services.

John Courier is a CFA® charterholder with 26 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at Russell Investments and Northwestern Mutual Wealth Management Company. He is based in Lone Tree, Colorado. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client-directed investment decisions.

Charles Diekmann is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has been with Charles Schwab since 2006 and joined Schwab Wealth Advisory in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across a range of asset classes. The firm delivers advice through standard asset allocation models and Schwab research tools, with final trading decisions made by clients.

Scott Barnes is a financial advisor with Charles Schwab & Co., Inc. He holds a Series 66 designation and has three years of industry experience, with ten years at Charles Schwab. He is based in Lone Tree, Colorado. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Jackson Cook is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Charles Schwab Bank and Charles Schwab since 2016, following a year at Scottrade, Inc. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships and access to discretionary separately managed accounts, using multi-asset model portfolios and a structured alternative investments program.

David Koch is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Charles Schwab since 1997. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized supervisory, custody, and order-routing arrangements.

Christopher Sagendorf is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2000 and at Charles Schwab Bank, SSB since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios with strategic asset allocation and alternative investment options.

Brady Odom is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and previously worked in legal roles, including positions at Bob Leonard Law Group, PLLC, and Texas A&M University School of Law. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios across various asset classes.

Michael Mc Kinnis Jr. is a financial advisor with LPL Financial in Parker, Colorado, holding the Series 66 designation and 18 years of industry experience. His prior work includes roles at Edward Jones and Waddell & Reed, Inc., and he has also been involved with various insurance carriers through W&R insurance agencies. He serves as a financial power of attorney for family members. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions and supports its network of advisors with research, technology, and diverse product platforms.

Korina Adams is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses and five years of industry experience. She previously worked at Linear Roofing, Del Frisco's Grille, Jolt N' Joes, and Allegiance before joining Schwab. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separate managed accounts, supported by centralized custody and operational infrastructure.

Josh Moffatt is a CFP® professional with 26 years of industry experience, currently affiliated with Charles Schwab in Lone Tree, Colorado. He has worked at Charles Schwab since 1999 and has experience with related entities including Charles Schwab Bank. Outside of his advisory role, he is involved with two private limited liability companies, ESJ 418 LLC and 9700 Wagon Trail LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment programs.

Stephen Moran is a financial advisor with Merrill in Lone Tree, Colorado, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has been with Merrill since 2015. Outside of his advisory role, Moran serves as a Commissioner on the Greenwood Village Planning & Zoning Board. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Benjamin Harvey is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding a Series 66 designation and three years of industry experience. Prior to joining Schwab, he worked at Stanley Black and Decker and was involved with Top Hat Valet / Kwik Park. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational structure.

Kenneth Keith Jr. is a CFP® and holds a Series 66 designation with four years of industry experience. He has been with Charles Schwab and its affiliated entities since 2021, including a role at Charles Schwab Premier Bank. Prior to this, he worked at Wakefield Asset Management and JBS USA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment strategies supported by multi-asset model portfolios and a formalized alternative investment process.

William Kelly is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked at LPL Financial since 2008 and previously was employed by Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He is also involved with Western Wealth Advisors as a financial advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a broad network of investment adviser representatives.

Blake Dale Ealum is an advisor at Charles Schwab with Series 63 and Series 66 credentials and two years of industry experience. His prior work includes roles at Charles Schwab Bank and Charles Schwab & Co., Inc., as well as earlier positions outside financial services in engineering and fabrication. Charles Schwab & Co., Inc. provides wealth advisory services primarily to high- and ultra-high-net-worth individuals through a combination of non-discretionary and discretionary investment programs. The firm offers integrated brokerage, custody, and advisory services with access to multi-asset model portfolios and alternative investments.