Andrew Smith is a Financial Consultant currently working at Fidelity Investments. He provides guidance to individuals, families, and high net worth investors by simplifying complex financial decisions and developing personalized strategies aligned with their goals. His services include retirement planning, wealth management, and assistance during life transitions. Andrew has over a decade of experience in the financial services industry. His professional background includes roles as a Workplace Financial Consultant at Fidelity Investments from 2011 to 2021 and a Financial Representative at Northwestern Mutual from 2009 to 2011. He holds a California Insurance License. Outside of his professional work, Andrew has personal interests that include fitness, golf, parenthood, and snowboarding.

Christine Bennett is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Northwestern Mutual Investment Services LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a range of financial products that include insurance-related vehicles and bank deposit sweep options.

Terrence Jones is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Charles Schwab and Co., Inc. since 2022, with prior experience at TD Ameritrade and Scottrade. Outside of his advisory role, he serves as Board Secretary for The Boise Chordsmen, a performing arts group. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering integrated brokerage, custody, and advisory services with both non-discretionary and discretionary investment options.

Ryan Stratton is a financial advisor at Morgan Stanley with one year of industry experience. He previously operated Stratton & Associates PLLC for 20 years. Outside of his advisory work, Stratton serves as a swim team coach at Bishop Kelly High School and provides advisory consulting for Sprung Instant Structures LTD. Morgan Stanley Wealth Management offers a broad range of advisory programs for individuals and institutions, employing structured financial planning tools and serving clients through both direct engagements and employer-sponsored plans.

Kason Wedel is a financial advisor at Cambridge Investment Research Advisors with three years of industry experience. He holds a Series 66 designation and has previously worked at Sound Foundation Wealth Advisors. Outside of his advisory role, Wedel serves as Creative Arts Director and Pastor at Stonehill Church and owns a seasonal business, Let it Shine Christmas Lights. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through a network of independent financial professionals. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services, utilizing a variety of portfolio management strategies and platform arrangements tailored to client objectives.

Luke Allen is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on liquidity management, managing new wealth, and small business strategies. Luke works directly with clients to develop financial strategies aligned with their personal values and goals. His approach centers on listening carefully to uncover what matters most to clients and their families. He holds a Bachelor's Degree from Boise State University and maintains professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Luke is a Merrill Financial Solutions Advisor, providing clients access to Merrill's global investing resources along with credit, lending, and banking services from Bank of America. Outside of his professional role, Luke enjoys outdoor activities including pickleball, running, and skiing. He values fitness and spending time with friends and family.

Joshua Clark is a financial advisor at Edward Jones in Meridian, ID, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2023, he worked in the hospitality sector at Tavern at Eagle Island, Kona Grill Inc., and Wild West Cafe & Espresso. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates a large nationwide network of financial advisors and branch offices.

Bryce Bradley is a financial advisor at Cetera with 40 years of industry experience. He holds Series 63 and Series 66 credentials and has a background spanning roles at Avantax and his own CPA firm, Dr. Bryce T. Bradley & Associates, where he has provided tax preparation and accounting services for over three decades. Outside of advisory work, he is involved in managing family-owned accounting and tax preparation businesses. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Michael Mayer is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at SagePoint Financial and OSAIC. He is the sole owner of Mayer Capital Management, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management solutions through a large network of advisors.

James Auw is a CFP® with seven years of experience in financial advising, currently with Stifel since 2017. Before joining Stifel, he was involved with Congregation Ahavath Beth Israel and operated independently from 2015 to 2017. He serves on the board of the Jewish Assistance Fund of Idaho and participates on the endowment committee of Congregation Ahavath Beth Israel; additionally, he is involved in a family farming LLC that raises livestock for sale. Stifel serves a wide range of clients, including individuals, institutions, and charitable organizations, offering brokerage and advisory services supported by proprietary investment analysis from its Investment Strategy Group.

Joseph Peterson is a financial advisor with Raymond James & Associates, holding a Series 66 designation and eight years of industry experience. He has worked at Raymond James since 2018 and previously held roles at Albertsons Companies Inc and The Hendrix Group, LLC. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research resources.

Darcy Smith is a financial advisor at Fidelity with eight years of industry experience and a Series 66 designation. Prior to joining Fidelity, Smith worked at Ameriprise Financial Services for ten years. Fidelity’s subsidiary, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

John Foster is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Cetera since 2022, following over 15 years at First Allied Advisory Services and related firms. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, and access to multiple program platforms, including model portfolios, third-party managers, and bespoke strategies.

Katherine Horner is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds a Series 66 designation and has worked with multiple firms including Truist and Wells Fargo Advisors. Outside of her advisory role, she works as an independent contractor for Uber. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse range of clients, including individuals, corporations, and institutional investors. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and supports a large network of advisors with solutions that incorporate technology and specialized municipal advisory services.

David Kluksdal is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 22 years of industry experience. He has held positions at multiple firms including J P Turner & Company Capital Management and Summit Financial Group. Outside of his advisory work, he is involved in several business ventures in Boise, ID, including ownership in commercial real estate and serving as president of a local business owners association. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, and manages over $256 billion in assets.

Lisa Derig is a financial advisor with LPL Financial based in Boise, ID, holding a Series 66 designation and 26 years of industry experience. She previously worked at Wells Fargo Advisors for 10 years, Merrill for 8 years, and KeyBanc Capital Markets for 3 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, delivering advice through a large network of investment adviser representatives who utilize various strategies and third-party asset managers.

Tyler Johnson is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and four years of industry experience. He previously worked at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory role, he is involved with Carter Faye Investment LLC for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management solutions, utilizing both proprietary models and third-party strategies across discretionary and non-discretionary accounts.

Hailey Hanson is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Her prior work includes roles at Sunwest Bank, Mountain West Bank, and various healthcare and nonprofit organizations, as well as periods of extended travel. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and systematic portfolio construction, using proprietary methodologies and oversight of affiliated and unaffiliated sub-advisers.

Porter Bronson is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. He has been with Wells Fargo Bank and Wells Fargo Clearing since 2024 and 2025, respectively, and previously worked in retail and education. Outside of his advisory role, he works part-time as a fulfillment associate for Amazon. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Aaron Rowley is a financial advisor with Wells Fargo Clearing in Boise, ID, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and also owns Faith Family Finance LLC, which focuses on publishing books that facilitate spiritual growth. Additionally, he is an author involved in similar activities related to spiritual development. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.