George Cadwell is a financial advisor with Morgan Stanley in Boise, ID, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career at Morgan Stanley spans multiple entities since 1998, including Morgan Stanley Private Bank, N.A. outside of his primary advisory roles. Outside of his advisory work, he is a partner in C & L Family Farms, an agricultural business, and a 20% owner of 1.3900 Overland LLC, a commercial real estate investment group. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, with investment guidance informed by the Global Investment Committee’s research and modeling techniques.

Jason Rowe is a financial advisor with Fidelity Investments holding Series 63 and Series 66 licenses and seven years of industry experience. He has been affiliated with various Fidelity entities since 2017, most recently with Fidelity Investments since 2025. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to build model portfolios from a broad investable universe, and it maintains a formal advisory role to multiple registered investment companies and fund-of-funds.

Ross McConnell is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments in various roles since 2022, including Investment Solutions Representative II, Investment Solutions Representative I, and High Net Worth Service Associate. Prior to joining Fidelity, he worked as an Investment Specialist at Merrill Edge in 2021 and as a Loan Analyst at Newity the same year. As a CERTIFIED FINANCIAL PLANNER™, Ross works with clients to help them make informed financial decisions, focusing on intentional money management. He holds a California Insurance License. Outside of his professional career, Ross has interests in fitness, music, and reading.

Erin Reeve is a financial advisor at Raymond James Financial with 14 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones from 2012 to 2018 before joining Raymond James in 2018. Reeve is also involved as the owner of ERA Financial LLC, a support company based in Ketchikan, Alaska. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm uses tailored, non-discretionary advisory services that incorporate risk profiling and analytical modeling to support client goals.

Alexis Howard is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2025. Prior to joining Raymond James, Howard worked at Wells Fargo Clearing for six years and held positions at Key Investment Services, KeyBank, LPL Financial, and Mountain America Credit Union. Outside of advising, Howard co-owns Twin Rivers Creative, LLC, a design and packaging business operated with their spouse. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a multi-style portfolio management approach.

Burke Lodge is a financial advisor with Ameriprise in Boise, ID, holding Series 66 and Series 63 licenses and having 11 years of industry experience. Prior to joining Ameriprise in 2023, he worked at City National Bank and RBC Capital Markets, LLC, among other firms. He is also involved with Fulcrum Wealth Management Group as a financial advisor. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, which includes written recommendation reports and ongoing advice on income sources and tax-aware withdrawal strategies.

Scott Gull is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 26 years of industry experience. His career includes roles at Voya Financial Advisors and Pro Financial, and he currently owns Gull Wealth Management. Outside of financial advising, he is involved as an independent insurance agent and has supported a window cleaning startup. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Isaiah Lutz is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 66 and Series 63 licenses and has worked at several firms, including Equitable and JPMorgan Chase Bank. His varied background includes roles outside finance, such as positions at Orkin Pest Control and Bj's Bingo. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jesse Helm is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds a Series 66 designation and has worked within various Wells Fargo entities since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Nathan Peterson is a financial advisor with Merrill in Boise, ID, holding a Series 66 credential. He has one year of industry experience, with prior roles at Bank of America, Alter Domus, and other organizations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Carli Harvey is a financial advisor at Cetera with six years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Cetera, she worked at Avantax Advisory Services and 1st Global Capital Corp. Harvey serves as a board member for Rogue Valley Farm to School and the Southern Oregon Estate Planning Council. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Nicholas Duncan is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Morgan Stanley, he worked for seven years at RBC Capital Markets, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its financial planning process.

Meghan Schlegel is a Financial Consultant at Fidelity Investments, a position she has held since 2023. She focuses on understanding clients' most important life goals and developing personalized plans to help them work towards achieving those goals. Meghan identifies potential strategies to ensure clients are on a unique path toward financial success. Her professional experience includes roles as an Investment Consultant at Fidelity Investments from 2022 to 2023, an Institutional Consultant at Morgan Stanley-Graystone Consulting in 2022, and a Wealth Advisor Associate at Morgan Stanley from 2020 to 2022. Meghan holds a California Insurance License.

Heidi Fogarty is a financial advisor at Merrill with 27 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1999, also working at Bank of America, N.A. since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

John Shaw is a financial advisor with Edward Jones in Boise, ID, holding CFP®, ChFC®, and Series 63 credentials and with 20 years of industry experience. He has been with Edward Jones since 2006. Outside of his advisory role, he serves as the July 4th Project Chairman for the Gem State Kiwanis, organizing their annual pancake breakfast. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Craig Lang is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of advising, he owns and operates a convenience store and gas station in Valleyford, Washington. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s advisory approach is driven by investment policy statements and modern portfolio theory, offering a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Charles Powers III is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Prior to joining RBC in 2025, he worked for UBS Financial Services Inc. for 11 years. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Justin Ruttke is a Financial Advisor at Merrill Lynch Wealth Management with over seven years of experience in wealth management. He specializes in helping clients develop tailored financial strategies that align with their unique goals, including education planning, family wealth management, legacy planning, personal retirement planning, philanthropic planning, portfolio management, tax minimization, and retirement income. Justin holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation and is a Personal Investment Advisor (PIA). He earned his bachelor's degree from Arizona State University. His approach focuses on building long-term, trusting relationships and providing clarity and thoughtful insights to help clients navigate complex financial decisions. Outside of his professional work, Justin enjoys football, golfing, hunting, music, skiing, and spending time with his family.

Nicholas Harris is a financial advisor with UBS Financial Services in Boise, ID, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at UBS since 2017 and previously at Clearwater Analytics. Harris serves on the Board of Directors for the American Red Cross of Greater Idaho and is a board member of the family-owned Burgdorf Hotsprings. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor client plans. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Gary Whinery is a financial advisor with Stifel in Boise, Idaho, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2014. Outside of his advisory role, he is also commissioned as a notary. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and fee-based investment advisory services. The firm’s investment guidance is based on proprietary methodologies developed by its Investment Strategy Group, incorporating forward-looking capital market assumptions and probabilistic modeling.